GoAI
Get started
Stock Yards Bancorp, Inc. logo

Stock Yards Bancorp, Inc.

SYBT

NASDAQFinancial ServicesBanks - Regional

Open in GoAI

Previous close

$81.93

−$0.12 · -0.15%

Aug 21, 4:00 PM ET

SYBT company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

43

Fair Value

Momentum

53

Neutral

Sentiment

68

Bullish

Risk resilience

77

Moderate Risk

Full GoAI research

Thesis, catalysts, evidence, and risk analysis.

View full GoAI research

AI-generated, informational only, and not investment advice.

Company profile

Company website

Stock Yards Bancorp, Inc. serves as the parent company for Stock Yards Bank & Trust Company, providing a comprehensive range of financial solutions to individuals, businesses, and other clients across the United States. Its operations are divided into two main segments: Commercial Banking and Wealth Management & Trust (WM&T). The Commercial Banking segment offers services such as mortgage and deposit accounts, a variety of lending options including retail, commercial, and commercial real estate loans, alongside online and mobile banking, private banking, leasing, treasury management, merchant services, international banking, and correspondent banking. This segment also arranges for securities brokerage services through an agreement with an independent broker-dealer. The WM&T division specializes in investment management, financial and retirement planning, trust and estate administration, and managing retirement plans for businesses and corporations. Founded in 1904, Stock Yards Bancorp, Inc. is headquartered in Louisville, Kentucky, and operates 73 full-service banking centers across Louisville and the central, eastern, and northern regions of Kentucky, as well as in the Indianapolis, Indiana, and Cincinnati, Ohio metropolitan areas.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US
CEO
James A. Hillebrand
Listed since
Mar 24, 1993
Employees
1,270

Market position

Day range

Current $81.93

52-week range

Current $81.93

Open
$82.64
Previous close
$82.05
Volume
106.14K
0.58× average
Average volume
181.78K
Average daily volume
Market cap
2.42B USD
Beta
0.68
Market reference 1
50-day average
$79.8704
+2.58% above average
200-day average
$71.0649
+15.29% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
2.28B USD
P/E (TTM)
16.26×
P/B (TTM)
2.1×
P/S (TTM)
4.32×
EV / EBITDA
12.28×
Earnings yield
7.35%
Free cash flow yield
8.08%
Dividend yield
1.56%

Profitability & efficiency

Gross margin
68.91%
Operating margin
34.05%
Net margin
26.72%
Return on equity
13.03%
Return on assets
1.47%
Return on invested capital
8.04%

Financial health

Debt / equity
0.35×
Current ratio
0.02×
Altman Z-score
-0.6
Piotroski F-score
4 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends105%75%45%15%Gross margin, FY2021: 97.80%Gross margin, FY2022: 91.37%Gross margin, FY2023: 73.83%Gross margin, FY2024: 66.95%Gross margin, FY2025: 69.18%Operating margin, FY2021: 40.00%Operating margin, FY2022: 36.45%Operating margin, FY2023: 31.89%Operating margin, FY2024: 28.82%Operating margin, FY2025: 31.56%Net margin, FY2021: 31.30%Net margin, FY2022: 28.13%Net margin, FY2023: 24.91%Net margin, FY2024: 22.86%Net margin, FY2025: 24.83%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 97.80%. Gross margin FY2022 91.37%. Gross margin FY2023 73.83%. Gross margin FY2024 66.95%. Gross margin FY2025 69.18%. Operating margin FY2021 40.00%. Operating margin FY2022 36.45%. Operating margin FY2023 31.89%. Operating margin FY2024 28.82%. Operating margin FY2025 31.56%. Net margin FY2021 31.30%. Net margin FY2022 28.13%. Net margin FY2023 24.91%. Net margin FY2024 22.86%. Net margin FY2025 24.83%.

Income trends

Revenue

564.54M USD+12.69%

Operating income

178.2M USD+23.43%

Net income

140.15M USD+22.36%
Income trends across reported periods613.53M USD417.57M USD221.61M USD25.66M USDRevenue, FY2021: 238.51M USDRevenue, FY2022: 330.55M USDRevenue, FY2023: 432.47M USDRevenue, FY2024: 500.95M USDRevenue, FY2025: 564.54M USDOperating income, FY2021: 95.4M USDOperating income, FY2022: 120.48M USDOperating income, FY2023: 137.93M USDOperating income, FY2024: 144.37M USDOperating income, FY2025: 178.2M USDNet income, FY2021: 74.65M USDNet income, FY2022: 92.97M USDNet income, FY2023: 107.75M USDNet income, FY2024: 114.54M USDNet income, FY2025: 140.15M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 238.51M USD. Revenue FY2022 330.55M USD. Revenue FY2023 432.47M USD. Revenue FY2024 500.95M USD. Revenue FY2025 564.54M USD. Operating income FY2021 95.4M USD. Operating income FY2022 120.48M USD. Operating income FY2023 137.93M USD. Operating income FY2024 144.37M USD. Operating income FY2025 178.2M USD. Net income FY2021 74.65M USD. Net income FY2022 92.97M USD. Net income FY2023 107.75M USD. Net income FY2024 114.54M USD. Net income FY2025 140.15M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue564.54M USD500.95M USD432.47M USD330.55M USD238.51M USD
Cost of goods sold173.98M USD165.56M USD113.16M USD28.53M USD5.25M USD
Gross profit390.56M USD335.38M USD319.31M USD302.03M USD233.26M USD
Selling, general, and administrative118.08M USD132.57M USD120.23M USD110.97M USD82.51M USD
Operating expenses212.36M USD191.02M USD181.38M USD181.54M USD137.86M USD
Interest income467.59M USD412.88M USD346.7M USD251.65M USD177.08M USD
Interest expense167.28M USD155.84M USD99.36M USD18.27M USD6M USD
Depreciation and amortization7.8M USD13.35M USD21.94M USD20.66M USD11.33M USD
Operating income178.2M USD144.37M USD137.93M USD120.48M USD95.4M USD
Net income140.15M USD114.54M USD107.75M USD92.97M USD74.65M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
91%
10 beats, 1 miss, 0 met estimates
Average EPS surprise
+8.22%
11 comparable reports
Latest EPS result
1.31
Estimate 1.08 · Beat by 21.30%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates1.361.221.080.94Q1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Jan 22, 2025: actual 1.07, estimate 0.99, surprise +8.08%, Beat. Q2 2025, reported Apr 23, 2025: actual 1.13, estimate 1, surprise +13.00%, Beat. Q3 2025, reported Jul 23, 2025: actual 1.15, estimate 1.05, surprise +9.52%, Beat. Q4 2025, reported Oct 29, 2025: actual 1.23, estimate 1.15, surprise +6.96%, Beat. Q1 2026, reported Jan 27, 2026: actual 1.24, estimate 1.2, surprise +3.33%, Beat. Q2 2026, reported Apr 22, 2026: actual 1.24, estimate 1.17, surprise +5.98%, Beat. Q3 2026, reported Jul 29, 2026: actual 1.31, estimate 1.08, surprise +21.30%, Beat. Q4 2026, reported Oct 28, 2026: actual —, estimate 1.31, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates124.03M111.5M98.96M86.43MQ1 '25BeatQ2 '25MissQ3 '25MissQ4 '25MissQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Jan 22, 2025: actual 91.68M USD, estimate 91.2M USD, surprise +0.52%, Beat. Q2 2025, reported Apr 23, 2025: actual 91.73M USD, estimate 95.05M USD, surprise -3.49%, Miss. Q3 2025, reported Jul 23, 2025: actual 97.82M USD, estimate 99.85M USD, surprise -2.03%, Miss. Q4 2025, reported Oct 29, 2025: actual 99.53M USD, estimate 102.37M USD, surprise -2.77%, Miss. Q1 2026, reported Jan 27, 2026: actual 104.38M USD, estimate 102.42M USD, surprise +1.91%, Beat. Q2 2026, reported Apr 22, 2026: actual 103.11M USD, estimate 103.09M USD, surprise +0.02%, Beat. Q3 2026, reported Jul 29, 2026: actual 114.67M USD, estimate 111.66M USD, surprise +2.70%, Beat. Q4 2026, reported Oct 28, 2026: actual —, estimate 119.26M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$85.00

3.75% upside
Past 12 months12-month forecastHigh $90.00Average $85.00Low $78.00

Rating distribution

11 ratings
Strong buy00%
Buy218%
Hold982%
Sell00%
Strong sell00%

Recent analyst actions

4 institutions

SYBT news

seekingalpha.com

Dividend Announcements: August 15-21, 2026

In this article series, I summarize dividend announcements of the past week. This week, 10 stocks announced dividend increases, and one declared a special dividend. Ten companies announced dividend increases this week,…

Read source
globenewswire.com

Stock Yards Bancorp Increases Quarterly Cash Dividend to $0.33 per Common Share

LOUISVILLE, Ky., Aug. 19, 2026 (GLOBE NEWSWIRE) -- Stock Yards Bancorp, Inc. (NASDAQ: SYBT), parent company of Stock Yards Bank & Trust Company, with offices in the Louisville, central, eastern and northern Kentucky, as…

Read source
zacks.com

Stock Yards (SYBT) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

While the top- and bottom-line numbers for Stock Yards (SYBT) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street…

Read source
zacks.com

Stock Yards Bancorp (SYBT) Beats Q2 Earnings and Revenue Estimates

Stock Yards Bancorp (SYBT) came out with quarterly earnings of $1.31 per share, beating the Zacks Consensus Estimate of $1.17 per share. This compares to earnings of $1.15 per share a year ago.

Read source
globenewswire.com

Stock Yards Bancorp Reports Record Second Quarter Earnings of $40.1 Million or $1.31 Per Diluted Share

LOUISVILLE, Ky., July 29, 2026 (GLOBE NEWSWIRE) -- Stock Yards Bancorp, Inc. (NASDAQ: SYBT), parent company of Stock Yards Bank & Trust Company, with offices throughout the state of Kentucky, as well as the Indianapolis,…

Read source
zacks.com

Stock Yards Bancorp (SYBT) Earnings Expected to Grow: Should You Buy?

Stock Yards (SYBT) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Read source

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$1.26

2025 complete year+14.5% since 2021

2026 partial: $0.64

* Partial calendar year in the available dividend history.

Corporate action history

DividendUpcoming

Ex-dividend Sep 21, 2026

$0.33

Quarterly

Record Sep 21, 2026 · Payment Oct 1, 2026

Dividend

Ex-dividend Jun 15, 2026

$0.32

Quarterly

Record Jun 15, 2026 · Payment Jul 1, 2026

Dividend

Ex-dividend Mar 16, 2026

$0.32

Quarterly

Record Mar 16, 2026 · Payment Apr 1, 2026

Dividend

Ex-dividend Dec 15, 2025

$0.32

Quarterly

Record Dec 15, 2025 · Payment Dec 31, 2025

Dividend

Ex-dividend Sep 15, 2025

$0.32

Quarterly

Record Sep 15, 2025 · Payment Oct 1, 2025

Dividend

Ex-dividend Jun 16, 2025

$0.31

Quarterly

Record Jun 16, 2025 · Payment Jul 1, 2025

SYBT peers

Interactive Brokers Group, Inc. logo

IBKR

Interactive Brokers Group, Inc.

$93.87

+4.47%

CME Group Inc. logo

CME

CME Group Inc.

$274.98

+1.52%

Robinhood Markets, Inc. logo

HOOD

Robinhood Markets, Inc.

$108.13

+13.70%

Strive Inc. Perp. Pfd. Series A logo

SATA

Strive Inc. Perp. Pfd. Series A

$100.01

+0.10%

Nasdaq, Inc. logo

NDAQ

Nasdaq, Inc.

$98.22

+0.69%

PayPal Holdings, Inc. logo

PYPL

PayPal Holdings, Inc.

$61.55

-1.20%

ETFs holding SYBT

Funds reporting this stock among their holdings, ordered by reported position size.

Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
68.71M
Weight
0.00%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$378.24+0.44%
iShares Russell 2000 ETF logoiShares Russell 2000 ETFIWM
Market value
55.33M
Weight
0.07%
AUM
81.62B USD
Expense ratio
0.19%
Price / 1D
$299.96+0.77%
Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
26.93M
Weight
0.03%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$245.53+0.82%
State Street SPDR S&P Regional Banking ETF logoState Street SPDR S&P Regional Banking ETFKRE
Market value
18.69M
Weight
0.46%
AUM
4.06B USD
Expense ratio
0.35%
Price / 1D
$74.86+0.20%
iShares Russell 2000 Value ETF logoiShares Russell 2000 Value ETFIWN
Market value
16.74M
Weight
0.11%
AUM
14.66B USD
Expense ratio
0.24%
Price / 1D
$224.81+0.45%
Opus Small Cap Value Plus ETF logoOpus Small Cap Value Plus ETFOSCV
Market value
15.93M
Weight
2.35%
AUM
697.02M USD
Expense ratio
0.79%
Price / 1D
$42.30+0.28%
State Street SPDR S&P Bank ETF logoState Street SPDR S&P Bank ETFKBE
Market value
15.33M
Weight
0.90%
AUM
1.7B USD
Expense ratio
0.35%
Price / 1D
$68.74+0.17%
Vanguard Dividend Appreciation ETF logoVanguard Dividend Appreciation ETFVIG
Market value
13.21M
Weight
0.01%
AUM
130.9B USD
Expense ratio
0.04%
Price / 1D
$243.91+0.69%

Continue in GoAI

Research SYBT

research.disclaimer