The Toronto-Dominion Bank logo

The Toronto-Dominion Bank

TD

NYSEFinancial ServicesBanks - Diversified

Previous close

$117.15

+$0.30 · +0.26%

Aug 21, 4:00 PM ET

TD company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

57

Fair Value

Momentum

62

Gaining

Sentiment

39

Bearish

Risk resilience

84

Low Risk

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Company profile

Company website

The Toronto-Dominion Bank, along with its affiliated entities, delivers a comprehensive array of financial solutions and services across Canada, the United States, and various international markets. Its operations are structured into three primary divisions: Canadian Retail, U.S. Retail, and Wholesale Banking. For individual customers, the bank provides fundamental deposit products like checking, savings, and investment accounts. Businesses can access a suite of offerings including funding, investment management, cash flow solutions, international trade facilities, and everyday banking. Furthermore, TD offers point-of-sale financing options for major purchases such as automobiles and recreational vehicles. The institution also issues credit cards and facilitates payment processing. Its lending portfolio extends to real estate-backed loans, vehicle financing, and general consumer credit. Businesses, both large and small, benefit from its point-of-sale payment systems. Wealth and asset management products, coupled with financial guidance, are available to both individual and institutional clients through direct investment channels, advisory services, and dedicated asset management units. The bank also underwrites a variety of insurance products, encompassing property and casualty coverage, as well as life and health policies. In the realm of capital markets and corporate banking, TD assists corporations, government bodies, and institutional investors. This includes overseeing the issuance and distribution of new debt and equity securities, offering strategic advice on mergers and divestitures, and providing sophisticated trading, funding, and investment services. The company markets its diverse offerings under the TD Bank brand, and specifically as "America's Most Convenient Bank" in the United States. It maintains an extensive physical presence, with over 1,000 branches and more than 3,300 automated teller machines (ATMs) throughout Canada, complemented by approximately 1,100 "stores" and 2,700 ATMs in the U.S. Beyond its brick-and-mortar locations, the bank ensures accessibility through telephone, digital, and mobile banking platforms. A key strategic partnership also exists with Canada Post Corporation. Founded in 1855, The Toronto-Dominion Bank's global headquarters are situated in Toronto, Canada.

Industry
Banks - Diversified
Sector
Financial Services
Headquarters
CA
CEO
Raymond Chun
Listed since
Aug 30, 1996
Employees
104,843

Market position

Day range

Current $117.15

52-week range

Current $117.15

Open
$117.87
Previous close
$116.85
Volume
1.14M
0.49× average
Average volume
2.33M
Average daily volume
Market cap
197.92B USD
Beta
0.87
Market reference 1
50-day average
$120.38
-2.68% below average
200-day average
$102.65
+14.13% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
744.06B CAD
P/E (TTM)
18.97×
P/B (TTM)
2.15×
P/S (TTM)
2.36×
EV / EBITDA
28.49×
Earnings yield
10.40%
Free cash flow yield
-36.37%
Dividend yield
2.69%

Profitability & efficiency

Gross margin
52.96%
Operating margin
16.42%
Net margin
13.21%
Return on equity
16.07%
Return on assets
0.98%
Return on invested capital
2.32%

Financial health

Debt / equity
5.57×
Current ratio
0.12×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends97%65%32%-1%Gross margin, FY2021: 89.05%Gross margin, FY2022: 75.19%Gross margin, FY2023: 47.52%Gross margin, FY2024: 43.64%Gross margin, FY2025: 49.01%Operating margin, FY2021: 35.91%Operating margin, FY2022: 36.03%Operating margin, FY2023: 13.45%Operating margin, FY2024: 9.68%Operating margin, FY2025: 20.67%Net margin, FY2021: 29.96%Net margin, FY2022: 29.32%Net margin, FY2023: 10.40%Net margin, FY2024: 7.42%Net margin, FY2025: 17.73%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 89.05%. Gross margin FY2022 75.19%. Gross margin FY2023 47.52%. Gross margin FY2024 43.64%. Gross margin FY2025 49.01%. Operating margin FY2021 35.91%. Operating margin FY2022 36.03%. Operating margin FY2023 13.45%. Operating margin FY2024 9.68%. Operating margin FY2025 20.67%. Net margin FY2021 29.96%. Net margin FY2022 29.32%. Net margin FY2023 10.40%. Net margin FY2024 7.42%. Net margin FY2025 17.73%.

Income trends

Revenue

115.84B CAD-2.80%

Operating income

23.95B CAD+107.65%

Net income

20.54B CAD+132.28%
Income trends across reported periods130.21B CAD86.07B CAD41.94B CAD−2.19B CADRevenue, FY2021: 47.72B CADRevenue, FY2022: 59.44B CADRevenue, FY2023: 102.25B CADRevenue, FY2024: 119.17B CADRevenue, FY2025: 115.84B CADOperating income, FY2021: 17.13B CADOperating income, FY2022: 21.42B CADOperating income, FY2023: 13.75B CADOperating income, FY2024: 11.53B CADOperating income, FY2025: 23.95B CADNet income, FY2021: 14.3B CADNet income, FY2022: 17.43B CADNet income, FY2023: 10.63B CADNet income, FY2024: 8.84B CADNet income, FY2025: 20.54B CADFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 47.72B CAD. Revenue FY2022 59.44B CAD. Revenue FY2023 102.25B CAD. Revenue FY2024 119.17B CAD. Revenue FY2025 115.84B CAD. Operating income FY2021 17.13B CAD. Operating income FY2022 21.42B CAD. Operating income FY2023 13.75B CAD. Operating income FY2024 11.53B CAD. Operating income FY2025 23.95B CAD. Net income FY2021 14.3B CAD. Net income FY2022 17.43B CAD. Net income FY2023 10.63B CAD. Net income FY2024 8.84B CAD. Net income FY2025 20.54B CAD.
Metric (CAD)FY2025FY2024FY2023FY2022FY2021
Revenue115.84B CAD119.17B CAD102.25B CAD59.44B CAD47.72B CAD
Cost of goods sold59.06B CAD67.17B CAD53.66B CAD14.75B CAD5.23B CAD
Gross profit56.78B CAD52B CAD48.59B CAD44.7B CAD42.49B CAD
Selling, general, and administrative25.96B CAD24.9B CAD22.22B CAD17.65B CAD16.29B CAD
Operating expenses32.83B CAD40.47B CAD34.84B CAD23.28B CAD25.36B CAD
Interest income87.62B CAD93.39B CAD80.67B CAD41.03B CAD29.58B CAD
Interest expense54.56B CAD62.92B CAD50.73B CAD13.68B CAD5.45B CAD
Depreciation and amortization2.17B CAD2.03B CAD1.91B CAD1.77B CAD2.07B CAD
Operating income23.95B CAD11.53B CAD13.75B CAD21.42B CAD17.13B CAD
Net income20.54B CAD8.84B CAD10.63B CAD17.43B CAD14.3B CAD

Company facts updated Aug 24, 2026.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Rating distribution

17 ratings
Strong buy00%
Buy953%
Hold847%
Sell00%
Strong sell00%

TD news

TD peers

ETFs holding TD

Funds reporting this stock among their holdings, ordered by reported position size.

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