UP Fintech Holding Ltd. Sponsored ADR Class A logo

UP Fintech Holding Ltd. Sponsored ADR Class A

TIGR

NASDAQFinancial ServicesFinancial - Capital Markets

Previous close

$5.33

+$0.26 · +5.13%

Aug 21, 4:00 PM ET

Pre-market

$5.30

−$0.03 · -0.56%

Aug 24, 5:18 AM ET

TIGR company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

81

Deep Value

Momentum

18

Strong Down

Sentiment

45

Mixed

Risk resilience

48

Elevated Risk

Full GoAI research

Thesis, catalysts, evidence, and risk analysis.

View full GoAI research

AI-generated, informational only, and not investment advice.

Company profile

Company website

UP Fintech Holding Limited functions as a leading online brokerage firm, primarily catering to investors within the Chinese market. The company furnishes a sophisticated proprietary trading platform, readily accessible via its dedicated mobile application and web-based portal. This platform empowers clients to engage in transactions involving a diverse range of financial instruments, including equities, options, warrants, and other investment products. Beyond core brokerage functionalities, UP Fintech delivers an extensive suite of value-added services. These encompass educational resources for investors, interactive community engagement forums, and an investor relations (IR) platform, alongside efficient account administration. The firm also facilitates trade execution, extends margin financing, and provides securities lending. Furthermore, it is involved in asset and wealth management services, administers employee stock ownership plans (ESOPs), and offers comprehensive support for fund operations. This fund-centric assistance spans license applications, product conceptualization, asset custody, transaction processing, funding allocation, fund structuring, and overall management. The company additionally contributes to initial public offering (IPO) underwriting. Supplementary offerings include market intelligence and simulated trading environments. Established in 2014, UP Fintech Holding Limited maintains its headquarters in Beijing, China.

Industry
Financial - Capital Markets
Sector
Financial Services
Headquarters
SG
CEO
Tianhua Wu
Listed since
Mar 20, 2019
Employees
1,346

Market position

Day range

Current $5.33

52-week range

Current $5.33

Open
$5.14
Previous close
$5.07
Volume
3.72M
0.99× average
Average volume
3.77M
Average daily volume
Market cap
952.47M USD
Beta
0.5
Market reference 1
50-day average
$4.7375
+12.51% above average
200-day average
$7.0144
-24.01% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
-2.33B USD
P/E (TTM)
8.2×
P/B (TTM)
1.1×
P/S (TTM)
1.48×
EV / EBITDA
-7.98×
Earnings yield
10.15%
Free cash flow yield
77.59%
Dividend yield
0.00%

Profitability & efficiency

Gross margin
82.69%
Operating margin
45.30%
Net margin
17.63%
Return on equity
19.81%
Return on assets
2.08%
Return on invested capital
2.84%

Financial health

Debt / equity
0.2×
Current ratio
68.82×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends103%65%27%-10%Gross margin, FY2021: 48.32%Gross margin, FY2022: 47.93%Gross margin, FY2023: 59.69%Gross margin, FY2024: 65.01%Gross margin, FY2025: 93.22%Operating margin, FY2021: 6.68%Operating margin, FY2022: 9.05%Operating margin, FY2023: 29.28%Operating margin, FY2024: 35.57%Operating margin, FY2025: 46.03%Net margin, FY2021: 5.55%Net margin, FY2022: -0.97%Net margin, FY2023: 11.95%Net margin, FY2024: 15.51%Net margin, FY2025: 27.94%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 48.32%. Gross margin FY2022 47.93%. Gross margin FY2023 59.69%. Gross margin FY2024 65.01%. Gross margin FY2025 93.22%. Operating margin FY2021 6.68%. Operating margin FY2022 9.05%. Operating margin FY2023 29.28%. Operating margin FY2024 35.57%. Operating margin FY2025 46.03%. Net margin FY2021 5.55%. Net margin FY2022 -0.97%. Net margin FY2023 11.95%. Net margin FY2024 15.51%. Net margin FY2025 27.94%.

Income trends

Revenue

613.68M USD+56.74%

Operating income

282.48M USD+102.83%

Net income

171.45M USD+182.32%
Income trends across reported periods675.27M USD428.92M USD182.57M USD−63.77M USDRevenue, FY2021: 264.49M USDRevenue, FY2022: 225.37M USDRevenue, FY2023: 272.51M USDRevenue, FY2024: 391.54M USDRevenue, FY2025: 613.68M USDOperating income, FY2021: 17.66M USDOperating income, FY2022: 20.4M USDOperating income, FY2023: 79.8M USDOperating income, FY2024: 139.27M USDOperating income, FY2025: 282.48M USDNet income, FY2021: 14.69M USDNet income, FY2022: −2.19M USDNet income, FY2023: 32.56M USDNet income, FY2024: 60.73M USDNet income, FY2025: 171.45M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 264.49M USD. Revenue FY2022 225.37M USD. Revenue FY2023 272.51M USD. Revenue FY2024 391.54M USD. Revenue FY2025 613.68M USD. Operating income FY2021 17.66M USD. Operating income FY2022 20.4M USD. Operating income FY2023 79.8M USD. Operating income FY2024 139.27M USD. Operating income FY2025 282.48M USD. Net income FY2021 14.69M USD. Net income FY2022 −2.19M USD. Net income FY2023 32.56M USD. Net income FY2024 60.73M USD. Net income FY2025 171.45M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue613.68M USD391.54M USD272.51M USD225.37M USD264.49M USD
Cost of goods sold41.63M USD137.02M USD109.83M USD117.36M USD136.68M USD
Gross profit572.05M USD254.52M USD162.67M USD108.01M USD127.81M USD
Selling, general, and administrative106.7M USD73.48M USD78.59M USD110.23M USD
Operating expenses289.57M USD115.26M USD82.87M USD87.61M USD110.23M USD
Interest income257.68M USD
Interest expense73.55M USD60.8M USD46.96M USD18.67M USD18.38M USD
Depreciation and amortization10.52M USD8.55M USD9.39M USD9.01M USD1.34M USD
Operating income282.48M USD139.27M USD79.8M USD20.4M USD17.66M USD
Net income171.45M USD60.73M USD32.56M USD−2.19M USD14.69M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
55%
6 beats, 5 misses, 0 met estimates
Average EPS surprise
+23.92%
11 comparable reports
Latest EPS result
-0.13
Estimate 0.23 · Miss by 157.76%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.350.180-0.17Q4 '24MissQ1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26MissQ3 '26Estimate
Q4 2024, reported Nov 12, 2024: actual 0.12, estimate 0.13, surprise -7.69%, Miss. Q1 2025, reported Mar 18, 2025: actual 0.17, estimate 0.06, surprise +183.33%, Beat. Q2 2025, reported May 30, 2025: actual 0.19, estimate 0.11, surprise +72.73%, Beat. Q3 2025, reported Aug 27, 2025: actual 0.24, estimate 0.1, surprise +140.00%, Beat. Q4 2025, reported Dec 4, 2025: actual 0.31, estimate 0.222, surprise +39.70%, Beat. Q1 2026, reported Mar 19, 2026: actual 0.26, estimate 0.215, surprise +21.04%, Beat. Q2 2026, reported Jun 2, 2026: actual -0.134, estimate 0.232, surprise -157.76%, Miss. Q3 2026, reported Aug 26, 2026: actual —, estimate 0.208, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates183.73M144.3M104.87M65.44MQ4 '24BeatQ1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26Estimate
Q4 2024, reported Nov 12, 2024: actual 101.05M USD, estimate 73.6M USD, surprise +37.30%, Beat. Q1 2025, reported Mar 18, 2025: actual 124.1M USD, estimate 97M USD, surprise +27.94%, Beat. Q2 2025, reported May 30, 2025: actual 122.61M USD, estimate 111.6M USD, surprise +9.86%, Beat. Q3 2025, reported Aug 27, 2025: actual 138.72M USD, estimate 118.12M USD, surprise +17.44%, Beat. Q4 2025, reported Dec 4, 2025: actual 175.16M USD, estimate 132.76M USD, surprise +31.93%, Beat. Q1 2026, reported Mar 19, 2026: actual 175.57M USD, estimate 147.48M USD, surprise +19.05%, Beat. Q2 2026, reported Jun 2, 2026: actual 154.88M USD, estimate 152.11M USD, surprise +1.82%, Beat. Q3 2026, reported Aug 26, 2026: actual —, estimate 153.93M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$8.21

54.03% upside
Past 12 months12-month forecastHigh $13.10Average $8.21Low $4.73

Rating distribution

4 ratings

Limited analyst sample: 4 ratings. Interpret the distribution with caution.

Strong buy00%
Buy125%
Hold125%
Sell250%
Strong sell00%

TIGR peers

ETFs holding TIGR

Funds reporting this stock among their holdings, ordered by reported position size.

Continue in GoAI

Research TIGR

research.disclaimer