
TransUnion
TRUNYSEFinancial ServicesFinancial - Data & Stock Exchanges
Previous close
$84.61
−$0.50 · -0.59%
TRU company overview
Historical prices · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
82
Deep Value
Momentum
48
Neutral
Sentiment
67
Bullish
Risk resilience
52
Elevated Risk
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Thesis, catalysts, evidence, and risk analysis.
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Company profile
Company websiteTransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction processing products, scoring and analytic products, marketing solutions, fraud and identity management solutions, and customer retention solutions, as well select market-specific solutions for insurance, technology, retail and e-commerce, telecommunications, media, tenant and employment screening, collections, and public sectors. It also offers credit reports, scores, and freezes credit monitoring, identity protection and resolution, and financial management for consumers, as well as helps businesses respond to data breach events through its own websites, as well as channels. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; consumer services, which helps consumers to manage their personal finances; credit bureaus; and consumer and business credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.
- Industry
- Financial - Data & Stock Exchanges
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Christopher A. Cartwright
- Listed since
- Jun 25, 2015
- Employees
- 13,500
Market position
Day range
Current $84.61
52-week range
Current $84.61
- Open
- $85.445
- Previous close
- $85.11
- Volume
- 1.42M
- 0.61× average
- Average volume
- 2.32M
- Average daily volume
- Market cap
- 16.21B USD
- Beta
- 1.53
- Market reference 1
- 50-day average
- $76.0576
- +11.24% above average
- 200-day average
- $76.4203
- +10.72% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 20.97B USD
- P/E (TTM)
- 22.09×
- P/B (TTM)
- 3.36×
- P/S (TTM)
- 3.31×
- EV / EBITDA
- 14.43×
- Earnings yield
- 2.73%
- Free cash flow yield
- 3.97%
- Dividend yield
- 0.58%
Profitability & efficiency
- Gross margin
- 55.76%
- Operating margin
- 22.05%
- Net margin
- 17.32%
- Return on equity
- 10.26%
- Return on assets
- 4.10%
- Return on invested capital
- 6.16%
Financial health
- Debt / equity
- 1.17×
- Current ratio
- 1.75×
- Altman Z-score
- 2.56
- Piotroski F-score
- 7 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 4.58B USD | 4.18B USD | 3.83B USD | 3.71B USD | 2.96B USD |
| Cost of goods sold | 1.87B USD | 1.67B USD | 1.52B USD | 1.39B USD | 1.02B USD |
| Gross profit | 2.7B USD | 2.51B USD | 2.31B USD | 2.32B USD | 1.94B USD |
| Selling, general, and administrative | 1.26B USD | 1.24B USD | 1.17B USD | 1.15B USD | 909M USD |
| Operating expenses | 1.85B USD | 1.84B USD | 2.19B USD | 1.7B USD | 1.29B USD |
| Interest income | 33.2M USD | 28.5M USD | 20.7M USD | 4.7M USD | 3.4M USD |
| Interest expense | 235.8M USD | 265.2M USD | 288.2M USD | 230.9M USD | 132.2M USD |
| Depreciation and amortization | 574.8M USD | 537.8M USD | 524.4M USD | 519M USD | 377M USD |
| Operating income | 857.8M USD | 666.7M USD | 128.5M USD | 626.3M USD | 651.9M USD |
| Net income | 455.4M USD | 284.4M USD | −206.2M USD | 266.3M USD | 1.39B USD |
Company facts updated Aug 24, 2026.
Earnings
- Latest fiscal-year EPS
- 2.32
- FY2025 · +60.00% year over year
- Latest fiscal-year revenue
- 4.58B USD
- FY2025 · +9.38% year over year
Annual EPS trend
Reported history and fiscal-year consensus
Annual revenue trend
Reported history and fiscal-year consensus
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$94.90
12.16% upsideRating distribution
27 ratingsRecent analyst actions
ETFs holding TRU
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Core S&P Mid-Cap ETFIJH524.86M0.41%125.92B USD0.05%$76.77—
Vanguard Morningstar Total Stock Market ETFVTI482.91M0.02%2.3T USD0.03%$378.24—
Vanguard Morningstar Small-Cap ETFVB348.39M0.19%183.4B USD0.03%$304.76—
Vanguard Morningstar Small-Cap Value ETFVBR221.32M0.32%68.3B USD0.05%$249.18—
Vanguard Extended Market ETFVXF174.6M0.18%93.7B USD0.05%$245.53—
VanEck Morningstar Wide Moat ETFMOAT155.03M1.26%——$114.42—
State Street SPDR S&P MIDCAP 400 ETF TrustMDY120.17M0.45%26.72B USD0.23%$699.6—
State Street SPDR Portfolio S&P 400 Mid Cap ETFSPMD85.24M0.45%18.77B USD0.03%$67.27—
iShares Core S&P Mid-Cap ETFIJH- Market value
- 524.86M
- Weight
- 0.41%
- AUM
- 125.92B USD
- Expense ratio
- 0.05%
- Price / 1D
- $76.77—
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 482.91M
- Weight
- 0.02%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24—
Vanguard Morningstar Small-Cap ETFVB- Market value
- 348.39M
- Weight
- 0.19%
- AUM
- 183.4B USD
- Expense ratio
- 0.03%
- Price / 1D
- $304.76—
Vanguard Morningstar Small-Cap Value ETFVBR- Market value
- 221.32M
- Weight
- 0.32%
- AUM
- 68.3B USD
- Expense ratio
- 0.05%
- Price / 1D
- $249.18—
Vanguard Extended Market ETFVXF- Market value
- 174.6M
- Weight
- 0.18%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53—
VanEck Morningstar Wide Moat ETFMOAT- Market value
- 155.03M
- Weight
- 1.26%
- AUM
- —
- Expense ratio
- —
- Price / 1D
- $114.42—
State Street SPDR S&P MIDCAP 400 ETF TrustMDY- Market value
- 120.17M
- Weight
- 0.45%
- AUM
- 26.72B USD
- Expense ratio
- 0.23%
- Price / 1D
- $699.6—
State Street SPDR Portfolio S&P 400 Mid Cap ETFSPMD- Market value
- 85.24M
- Weight
- 0.45%
- AUM
- 18.77B USD
- Expense ratio
- 0.03%
- Price / 1D
- $67.27—
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