
The Travelers Companies, Inc.
TRVNYSEFinancial ServicesInsurance - Property & Casualty
Previous close
$363.58
−$0.91 · -0.25%
TRV company overview
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GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
91
Deep Value
Momentum
60
Neutral
Sentiment
60
Mixed
Risk resilience
87
Low Risk
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Company profile
Company websiteThe Travelers Companies, Inc., through its network of subsidiaries, delivers a broad spectrum of commercial and personal property and casualty insurance products and services. These offerings cater to businesses, government entities, associations, and individual clients both within the United States and internationally. The company's operations are divided into three primary segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment provides a comprehensive portfolio of commercial coverages, ranging from foundational offerings like workers' compensation, commercial auto, property, general liability, multi-peril, and employers' liability, to more specialized policies. These specialized offerings include public and product liability, professional indemnity, marine, aviation, onshore and offshore energy, construction, terrorism, personal accident, and even kidnap and ransom insurance. This segment serves a diverse clientele, from small and mid-sized enterprises to large corporations, and also focuses on sectors like commercial trucking and agriculture. Its products are distributed through a robust network of independent brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment focuses on providing surety and fidelity bonds, as well as management and professional liability insurance. Additionally, it offers other property and casualty coverages paired with crucial risk management services. Distribution for this segment is handled via independent agencies and brokers. Lastly, the Personal Insurance segment addresses individual needs by offering property and casualty insurance for personal risks. Its primary focus areas are automobile and homeowners insurance, which are also made available to consumers through independent agencies and brokers. Founded in 1853, The Travelers Companies, Inc. maintains its headquarters in New York, New York.
- Industry
- Insurance - Property & Casualty
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Alan David Schnitzer
- Listed since
- Nov 17, 1975
- Employees
- 34,000
Market position
Day range
Current $363.58
52-week range
Current $363.58
- Open
- $365.86
- Previous close
- $364.49
- Volume
- 1.61M
- 0.89× average
- Average volume
- 1.81M
- Average daily volume
- Market cap
- 75.83B USD
- Beta
- 0.46
- Market reference 1
- 50-day average
- $351.39
- +3.47% above average
- 200-day average
- $308.09
- +18.01% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- P/E (TTM)
- 9.59×
- P/B (TTM)
- 2.31×
- P/S (TTM)
- 1.55×
- Dividend yield
- 1.25%
Profitability & efficiency
- Gross margin
- 34.73%
- Operating margin
- 21.33%
- Net margin
- 16.95%
Financial health
- Debt / equity
- 0.27×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 48.83B USD | 46.43B USD | 41.37B USD | 36.9B USD | 34.82B USD |
| Cost of goods sold | 34.49B USD | 34.03B USD | 32.44B USD | 28.37B USD | 25.34B USD |
| Gross profit | 14.34B USD | 12.4B USD | 8.93B USD | 8.53B USD | 9.48B USD |
| Selling, general, and administrative | 6.12B USD | 5.82B USD | 5.18B USD | 4.81B USD | 4.68B USD |
| Operating expenses | 6.55B USD | 6.22B USD | 5.56B USD | 5.17B USD | 5.02B USD |
| Interest expense | 425M USD | 392M USD | 376M USD | 351M USD | 340M USD |
| Depreciation and amortization | 680M USD | 715M USD | 722M USD | 826M USD | 870M USD |
| Operating income | 7.8B USD | 6.18B USD | 3.37B USD | 3.35B USD | 4.46B USD |
| Net income | 6.29B USD | 5B USD | 2.99B USD | 2.84B USD | 3.66B USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 91%
- 10 beats, 1 miss, 0 met estimates
- Average EPS surprise
- +46.78%
- 11 comparable reports
- Latest EPS result
- 10.04
- Estimate 5.41 · Beat by 85.58%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$351.11
3.43% downsideRating distribution
44 ratingsTRV news
Corporate actions
Corporate action history
| Action | Effective date | Details | Record date | Payment date |
|---|---|---|---|---|
Stock split | May 12, 1998 | 2:1 | — | — |
Stock split | Jun 7, 1994 | 2:1 | — | — |
Stock split | Jun 9, 1986 | 2:1 | — | — |
Effective May 12, 1998
2:1
Effective Jun 7, 1994
2:1
Effective Jun 9, 1986
2:1
TRV peers
ETFs holding TRV
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI2.53B0.11%2.3T USD0.03%$378.24+0.44%
Vanguard S&P 500 ETFVOO2.09B0.12%1.7T USD0.03%$703.71+0.39%
State Street SPDR Dow Jones Industrial Average ETF TrustDIA1.86B4.10%45.34B USD0.16%$532.22+0.89%
iShares Core S&P 500 ETFIVV1.04B0.12%891.84B USD0.03%$769.31+0.39%
State Street SPDR S&P 500 ETFSPY963.85M0.12%817.87B USD0.09%$765.72+0.41%
Vanguard Morningstar Mid-Cap ETFVO861.41M0.38%224.7B USD0.03%$82.97+0.53%
Vanguard Morningstar Value ETFVTV758.2M0.29%256.5B USD0.03%$226.4+0.54%
iShares U.S. Equity Factor Rotation Active ETFDYNF616.75M1.51%40.9B USD0.26%$69.08+0.32%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 2.53B
- Weight
- 0.11%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
Vanguard S&P 500 ETFVOO- Market value
- 2.09B
- Weight
- 0.12%
- AUM
- 1.7T USD
- Expense ratio
- 0.03%
- Price / 1D
- $703.71+0.39%
State Street SPDR Dow Jones Industrial Average ETF TrustDIA- Market value
- 1.86B
- Weight
- 4.10%
- AUM
- 45.34B USD
- Expense ratio
- 0.16%
- Price / 1D
- $532.22+0.89%
iShares Core S&P 500 ETFIVV- Market value
- 1.04B
- Weight
- 0.12%
- AUM
- 891.84B USD
- Expense ratio
- 0.03%
- Price / 1D
- $769.31+0.39%
State Street SPDR S&P 500 ETFSPY- Market value
- 963.85M
- Weight
- 0.12%
- AUM
- 817.87B USD
- Expense ratio
- 0.09%
- Price / 1D
- $765.72+0.41%
Vanguard Morningstar Mid-Cap ETFVO- Market value
- 861.41M
- Weight
- 0.38%
- AUM
- 224.7B USD
- Expense ratio
- 0.03%
- Price / 1D
- $82.97+0.53%
Vanguard Morningstar Value ETFVTV- Market value
- 758.2M
- Weight
- 0.29%
- AUM
- 256.5B USD
- Expense ratio
- 0.03%
- Price / 1D
- $226.4+0.54%
iShares U.S. Equity Factor Rotation Active ETFDYNF- Market value
- 616.75M
- Weight
- 1.51%
- AUM
- 40.9B USD
- Expense ratio
- 0.26%
- Price / 1D
- $69.08+0.32%
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