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Timberland Bancorp, Inc. logo

Timberland Bancorp, Inc.

TSBK

NASDAQFinancial ServicesBanks - Regional

Open in GoAI

Previous close

$46.55

+$0.22 · +0.47%

Aug 21, 4:00 PM ET

Pre-market

$46.37

−$0.18 · -0.39%

Aug 24, 6:52 AM ET

TSBK company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

84

Deep Value

Momentum

55

Neutral

Sentiment

73

Bullish

Risk resilience

79

Moderate Risk

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Thesis, catalysts, evidence, and risk analysis.

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Company profile

Company website

Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. It offers various deposit products, including money market deposit, checking, and regular savings accounts, as well as certificates of deposit. The company also provides one-to four-family residential, multi-family, commercial real estate loans, and land loans; and construction lending products, such as custom and owner/builder, speculative one- to four-family, commercial, multi-family, and land development. In addition, it offers consumer loans comprising home equity lines of credit and second mortgage loans, automobile loans, boat loans, motorcycle loans, recreational vehicle loans, savings account loans, and unsecured loans; and commercial business loans. The company was founded in 1915 and is headquartered in Hoquiam, Washington.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US
CEO
Dean J. Brydon
Listed since
Jan 13, 1998
Employees
271

Market position

Day range

Current $46.55

52-week range

Current $46.55

Open
$46.43
Previous close
$46.33
Volume
79.83K
2.34× average
Average volume
34.19K
Average daily volume
Market cap
364.39M USD
Beta
0.3
Market reference 1
50-day average
$44.352
+4.96% above average
200-day average
$39.663
+17.36% above average

Financials

Financial snapshot

Latest / TTM

Financial health

Altman Z-score
0.43
Piotroski F-score
7 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends103%74%45%17%Gross margin, FY2021: 95.64%Gross margin, FY2022: 95.80%Gross margin, FY2023: 84.27%Gross margin, FY2024: 68.64%Gross margin, FY2025: 70.10%Operating margin, FY2021: 50.17%Operating margin, FY2022: 43.91%Operating margin, FY2023: 38.97%Operating margin, FY2024: 29.94%Operating margin, FY2025: 32.79%Net margin, FY2021: 40.20%Net margin, FY2022: 35.05%Net margin, FY2023: 31.09%Net margin, FY2024: 23.91%Net margin, FY2025: 26.39%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 95.64%. Gross margin FY2022 95.80%. Gross margin FY2023 84.27%. Gross margin FY2024 68.64%. Gross margin FY2025 70.10%. Operating margin FY2021 50.17%. Operating margin FY2022 43.91%. Operating margin FY2023 38.97%. Operating margin FY2024 29.94%. Operating margin FY2025 32.79%. Net margin FY2021 40.20%. Net margin FY2022 35.05%. Net margin FY2023 31.09%. Net margin FY2024 23.91%. Net margin FY2025 26.39%.

Income trends

Revenue

110.49M USD+8.81%

Operating income

36.23M USD+19.16%

Net income

29.16M USD+20.09%
Income trends across reported periods119.18M USD84.43M USD49.67M USD14.91M USDRevenue, FY2021: 68.62M USDRevenue, FY2022: 67.33M USDRevenue, FY2023: 87.23M USDRevenue, FY2024: 101.55M USDRevenue, FY2025: 110.49M USDOperating income, FY2021: 34.43M USDOperating income, FY2022: 29.56M USDOperating income, FY2023: 33.99M USDOperating income, FY2024: 30.41M USDOperating income, FY2025: 36.23M USDNet income, FY2021: 27.58M USDNet income, FY2022: 23.6M USDNet income, FY2023: 27.12M USDNet income, FY2024: 24.28M USDNet income, FY2025: 29.16M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 68.62M USD. Revenue FY2022 67.33M USD. Revenue FY2023 87.23M USD. Revenue FY2024 101.55M USD. Revenue FY2025 110.49M USD. Operating income FY2021 34.43M USD. Operating income FY2022 29.56M USD. Operating income FY2023 33.99M USD. Operating income FY2024 30.41M USD. Operating income FY2025 36.23M USD. Net income FY2021 27.58M USD. Net income FY2022 23.6M USD. Net income FY2023 27.12M USD. Net income FY2024 24.28M USD. Net income FY2025 29.16M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue110.49M USD101.55M USD87.23M USD67.33M USD68.62M USD
Cost of goods sold33.04M USD31.84M USD13.72M USD2.83M USD2.99M USD
Gross profit77.46M USD69.71M USD73.51M USD64.5M USD65.63M USD
Selling, general, and administrative25.53M USD25.32M USD25.06M USD22.02M USD19.79M USD
Operating expenses41.23M USD39.3M USD39.52M USD34.94M USD31.2M USD
Interest income101.94M USD94.46M USD79.68M USD58.39M USD54.85M USD
Interest expense32.08M USD30.66M USD11.59M USD2.67M USD3.1M USD
Depreciation and amortization2.49M USD2.58M USD2.66M USD2.84M USD3.04M USD
Operating income36.23M USD30.41M USD33.99M USD29.56M USD34.43M USD
Net income29.16M USD24.28M USD27.12M USD23.6M USD27.58M USD

Company facts updated Aug 24, 2026.

Earnings

Latest fiscal-year EPS
3.67
FY2025 · +21.93% year over year
Latest fiscal-year revenue
110.49M USD
FY2025 · +8.81% year over year

Annual EPS trend

Reported history and fiscal-year consensus

ReportedConsensus forecast
Annual EPS trend3.763.423.072.74FY21FY22FY23FY24FY25

Annual revenue trend

Reported history and fiscal-year consensus

ReportedConsensus forecast
Annual revenue trend114.81M97.54M80.28M63.01MFY21FY22FY23FY24FY25

TSBK news

seekingalpha.com

Dividend Champion, Contender, And Challenger Highlights: Week August 16

A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers. Companies which changed their dividends. Companies with upcoming ex-dividend dates.

Read source
247wallst.com

3 Dividend Stocks Ready to Pay You – If You Buy Them This Week

Three well-known dividend payers share a single deadline this week. SiriusXM (NASDAQ:SIRI | SIRI Price Prediction), American Electric Power (NASDAQ:AEP), and Timberland Bancorp (NASDAQ:TSBK) all go ex-dividend on Monday,…

Read source
zacks.com

Timberland's Q3 Earnings Rise Y/Y on Margin, Loan Growth

TSBK reports a year-over-year rise in fiscal Q3 earnings per share on loan growth, expanding net interest margin and solid deposit growth. The company also increased its quarterly cash dividend.

Read source
globenewswire.com

Timberland Bancorp Reports Third Fiscal Quarter Net Income of $7.72 Million

Quarterly EPS Increases 9% to $0. 98 from $0. 90 for the Comparable Quarter One Year Ago Quarterly Return on Average Assets Increases to 1. 51% Quarterly Return on Average Equity Increases to 11. 42% Quarterly Net…

Read source
globenewswire.com

Timberland Bancorp Reports Third Fiscal Quarter Net Income of $7.72 Million

HOQUIAM, Wash., July 28, 2026 (GLOBE NEWSWIRE) -- Timberland Bancorp, Inc. (NASDAQ: TSBK) (“Timberland” or “the Company”), the holding company for Timberland Bank (the “Bank”), today reported net income of $7.72 million,…

Read source
zacks.com

Timberland Rises 37% in a Year: Should You Buy the Stock?

TSBK delivers consistent earnings, strong capital, healthy asset growth and disciplined risk management, reinforcing its community banking franchise and long-term growth potential.

Read source

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$1.05

2025 complete year+1.0% since 2021

2026 partial: $0.88

* Partial calendar year in the available dividend history.

Corporate action history

Dividend

Ex-dividend Aug 10, 2026

$0.30

Quarterly

Record Aug 10, 2026 · Payment Aug 24, 2026

Dividend

Ex-dividend May 8, 2026

$0.29

Quarterly

Record May 8, 2026 · Payment May 22, 2026

Dividend

Ex-dividend Feb 13, 2026

$0.29

Quarterly

Record Feb 13, 2026 · Payment Feb 27, 2026

Dividend

Ex-dividend Nov 14, 2025

$0.28

Quarterly

Record Nov 14, 2025 · Payment Nov 28, 2025

Dividend

Ex-dividend Aug 8, 2025

$0.26

Quarterly

Record Aug 8, 2025 · Payment Aug 22, 2025

Dividend

Ex-dividend May 9, 2025

$0.26

Quarterly

Record May 9, 2025 · Payment May 23, 2025

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ETFs holding TSBK

Funds reporting this stock among their holdings, ordered by reported position size.

Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
10.11M
Weight
0.00%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$378.24+0.44%
iShares Russell 2000 ETF logoiShares Russell 2000 ETFIWM
Market value
9.5M
Weight
0.01%
AUM
81.62B USD
Expense ratio
0.19%
Price / 1D
$299.96+0.77%
Avantis U.S. Small Cap Value ETF logoAvantis U.S. Small Cap Value ETFAVUV
Market value
6.56M
Weight
0.02%
AUM
31.27B USD
Expense ratio
0.25%
Price / 1D
$126.45+0.66%
Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
3.7M
Weight
0.00%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$245.53+0.82%
iShares Russell 2000 Value ETF logoiShares Russell 2000 Value ETFIWN
Market value
3.46M
Weight
0.02%
AUM
14.66B USD
Expense ratio
0.24%
Price / 1D
$224.81+0.45%
U.S. Micro Cap Portfolio ETF logoU.S. Micro Cap Portfolio ETFDFMC
Market value
3.09M
Weight
0.04%
AUM
8.06B USD
Expense ratio
0.43%
Price / 1D
$60.95+0.73%
EA Bridgeway Omni Small-Cap Value ETF logoEA Bridgeway Omni Small-Cap Value ETFBSVO
Market value
2.48M
Weight
0.10%
AUM
1.71B USD
Expense ratio
0.47%
Price / 1D
$29.62+0.85%
Dimensional - US Targeted Value ETF logoDimensional - US Targeted Value ETFDFAT
Market value
2.41M
Weight
0.02%
AUM
14.66B USD
Expense ratio
0.28%
Price / 1D
$71.67+0.67%

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