TWFG, Inc. Common Stock

TWFG

NASDAQFinancial ServicesInsurance - Brokers

Open in GoAI

Previous close

$28.96

+$0.52 · +1.83%

Aug 21, 4:00 PM ET

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

42/100

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

Expensive

Momentum

Neutral

Sentiment

Mixed

Risk resilience

Elevated Risk

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Company profile

Company website

Established in 2001 and based in The Woodlands, Texas, TWFG, Inc. serves as an independent intermediary for a broad spectrum of personal and commercial insurance offerings throughout the United States. A subsidiary of Bunch Family Holdings, LLC, the company provides an extensive portfolio of coverage. For individual clients, this includes policies for automobiles, homes, renters, life, health, motorcycles, boats, recreational vehicles, umbrella, flood, wind, events, and luxury items. Commercial customers can access solutions such as general liability, property, business auto, workers' compensation, business owner policies, professional liability insurance, commercial bonds, and group benefits.

Industry: Insurance - Brokers
Sector: Financial Services
Headquarters: US
CEO: Richard Finley Bunch
Listed since: Jul 18, 2024
Employees: 400

Market position

Day range

Current $28.96

$28.34$29.14

52-week range

Current $28.96

$16.56$29.99

Open: $28.34
Previous close: $28.44
Volume: 113.04K; 0.55× average
Average volume: 206.08K; Average daily volume
Market cap: 376.4M USD
Beta: 0.15; Market reference 1
50-day average: $25.5615; +13.30% above average
200-day average: $23.3553; +24.00% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value: 287.34M USD
EV / EBITDA: 4.55×
Earnings yield: 1.84%
Free cash flow yield: 12.30%

Profitability & efficiency

Return on equity: 9.58%
Return on assets: 2.15%
Return on invested capital: 5.96%

Financial health

Current ratio: 68.07×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin

Income trends

Revenue

233.96M USD+20.77%

Operating income

23.87M USD-14.51%

Net income

7.96M USD+190.09%

Metric (USD)	FY2025	FY2024	FY2023	FY2022
Revenue	233.96M USD	193.72M USD	166.99M USD	147.78M USD
Cost of goods sold	171.15M USD	147.15M USD	130.82M USD	117.15M USD
Gross profit	62.81M USD	46.57M USD	36.17M USD	30.63M USD
Selling, general, and administrative	22.02M USD	16.67M USD	10.97M USD	9.71M USD
Operating expenses	38.93M USD	18.65M USD	10.78M USD	6.92M USD
Interest income	6.61M USD	4.38M USD	891K USD	46K USD
Interest expense	287K USD	2.22M USD	1M USD	398K USD
Depreciation and amortization	18.35M USD	12.02M USD	4.86M USD	3.3M USD
Operating income	23.87M USD	27.93M USD	25.39M USD	23.72M USD
Net income	7.96M USD	2.75M USD	—	—

Company facts updated Aug 24, 2026.

Earnings

Latest fiscal-year EPS: 0.51; FY2025 · +183.33% year over year
Latest fiscal-year revenue: 233.96M USD; FY2025 · +20.77% year over year
Next fiscal-year EPS consensus: 1.14; FY2026 · 4 analysts
Next fiscal-year revenue consensus: 313.93M USD; FY2026 · 6 analysts

Annual EPS trend

Reported history and fiscal-year consensus

ReportedConsensus forecast

Annual revenue trend

Reported history and fiscal-year consensus

ReportedConsensus forecast

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$28.40

1.93% downside

Past 12 months12-month forecast

Price history unavailable

High $34.00Average $28.40Low $23.00

Recent analyst actions

8 institutions

Keefe, Bruyette& WoodsmaintainMarket PerformDec 4, 2024

TWFG news

globenewswire.comAug 13, 2026

TWFG Expands Credit Facility to $125 Million, Enhancing Capacity for Continued Growth and Strategic Investments

THE WOODLANDS, Texas, Aug. 13, 2026 (GLOBE NEWSWIRE) -- TWFG, Inc. (Nasdaq: TWFG) ("TWFG" or the "Company") today announced that it has entered into an Amended and Restated Credit Agreement providing for a $125 million…

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marketbeat.comAug 7, 2026

TWFG Q2 Earnings Call Highlights

TWFG NASDAQ: TWFG reported second-quarter 2026 revenue growth of 45.1% and raised its full-year outlook, citing expansion in its managing general agency, or MGA, operations, improving retention and contributions from…

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seekingalpha.comAug 6, 2026

TWFG, Inc. (TWFG) Q2 2026 Earnings Call Transcript

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zacks.comAug 5, 2026

TWFG, Inc. (TWFG) Q2 Earnings and Revenues Beat Estimates

TWFG, Inc. (TWFG) came out with quarterly earnings of $0.38 per share, beating the Zacks Consensus Estimate of $0.25 per share. This compares to earnings of $0.2 per share a year ago.

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zacks.comAug 5, 2026

TWFG, Inc. (TWFG) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

The headline numbers for TWFG, Inc. (TWFG) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago…

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globenewswire.comAug 5, 2026

TWFG Announces Second Quarter 2026 Results

– Total Revenues increased 45.1% for the quarter over the prior year period to $87.5 million – – Organic Revenue Growth Rate* of 37.0% for the quarter – – Net income of $17.3 million and Net Income Margin of 19.7% for…

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