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NASDAQFinancial ServicesBanks - Regional
Latest quote
$45.5493
−$0.1507 · -0.33%
Founded in 1982 and headquartered in Charleston, West Virginia, United Bankshares, Inc. operates as a prominent financial holding company. It offers a comprehensive array of banking solutions for both commercial clients and individual customers throughout the United States, primarily organized into its Community Banking and Mortgage Banking divisions. The company provides various deposit options, such as checking, savings, money market, and retirement accounts. Its lending portfolio is equally diverse, encompassing financing for commercial enterprises and real estate, personal and student loans, credit card facilities, and home equity products. Beyond traditional banking, United Bankshares extends its services to include investment and security offerings, asset management, real property title insurance, financial planning, safe deposit boxes, electronic fund transfers, and convenient digital and ATM banking access. As of December 31, 2021, its extensive branch network comprised 250 locations spread across Virginia, Maryland, Washington D.C., North Carolina, South Carolina, Georgia, Pennsylvania, West Virginia, and Ohio.
Regular session
$45.5493
−$0.1507 · -0.33%
Regular session · ET · Market data may be delayed.
Founded in 1982 and headquartered in Charleston, West Virginia, United Bankshares, Inc. operates as a prominent financial holding company. It offers a comprehensive array of banking solutions for both commercial clients and individual customers throughout the United States, primarily organized into its Community Banking and Mortgage Banking divisions. The company provides various deposit options, such as checking, savings, money market, and retirement accounts. Its lending portfolio is equally diverse, encompassing financing for commercial enterprises and real estate, personal and student loans, credit card facilities, and home equity products. Beyond traditional banking, United Bankshares extends its services to include investment and security offerings, asset management, real property title insurance, financial planning, safe deposit boxes, electronic fund transfers, and convenient digital and ATM banking access. As of December 31, 2021, its extensive branch network comprised 250 locations spread across Virginia, Maryland, Washington D.C., North Carolina, South Carolina, Georgia, Pennsylvania, West Virginia, and Ohio.
Day range
Current $45.5493
52-week range
Current $45.5493
Regular session · ET · Market data may be delayed.
GoAI Score
Buy
Valuation
85
Deep Value
Sentiment
72
Bullish
Risk
18
Low Risk
Momentum
54
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Founded in 1982 and headquartered in Charleston, West Virginia, United Bankshares, Inc. operates as a prominent financial holding company. It offers a comprehensive array of banking solutions for both commercial clients and individual customers throughout the United States, primarily organized into its Community Banking and Mortgage Banking divisions. The company provides various deposit options, such as checking, savings, money market, and retirement accounts. Its lending portfolio is equally diverse, encompassing financing for commercial enterprises and real estate, personal and student loans, credit card facilities, and home equity products. Beyond traditional banking, United Bankshares extends its services to include investment and security offerings, asset management, real property title insurance, financial planning, safe deposit boxes, electronic fund transfers, and convenient digital and ATM banking access. As of December 31, 2021, its extensive branch network comprised 250 locations spread across Virginia, Maryland, Washington D.C., North Carolina, South Carolina, Georgia, Pennsylvania, West Virginia, and Ohio.
Day range
Current $45.5493
52-week range
Current $45.5493
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.82B USD | 1.62B USD | 1.53B USD | 1.15B USD | 1.06B USD |
| Cost of goods sold | 630.78M USD | 616.21M USD | 512.55M USD | 124.38M USD | 28.41M USD |
| Gross profit | 1.19B USD | 1B USD | 1.02B USD | 1.02B USD | 1.03B USD |
| Selling, general, and administrative | 457.01M USD | 307.97M USD | 309.55M USD | 300.34M USD | 342.19M USD |
| Operating expenses | 599.64M USD | 539.92M USD | 552.5M USD | 545.35M USD | 567.97M USD |
| Interest income | 1.69B USD | 1.5B USD | 1.4B USD | 1B USD | 795.12M USD |
| Interest expense | 583.69M USD | 591.05M USD | 481.4M USD | 105.56M USD | 52.38M USD |
| Depreciation and amortization | — | 10.4M USD | 23.11M USD | 23.67M USD | 7.91M USD |
| Operating income | 590.18M USD | 464.58M USD | 463.81M USD | 475.78M USD | 462.85M USD |
| Net income | 464.6M USD | 373M USD | 366.31M USD | 379.63M USD | 367.74M USD |
Company facts updated Oct 9, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$49.50
8.67% upsideCash distributions grouped by calendar year; partial years are marked.
$1.49
2025 complete year+5.7% since 2021
2026 partial: $1.14
$1.41
2,021
$1.44
2,022
$1.45
2,023
$1.48
2,024
$1.49
2,025
$1.14
2,026*
* Partial calendar year in the available dividend history.
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Sep 11, 2026 | $0.38Quarterly | Sep 11, 2026 | Oct 1, 2026 |
Dividend | Jun 12, 2026 | $0.38Quarterly | Jun 12, 2026 | Jul 1, 2026 |
Dividend | Mar 13, 2026 | $0.38Quarterly | Mar 13, 2026 | Apr 1, 2026 |
Dividend | Dec 12, 2025 | $0.38Quarterly | Dec 12, 2025 | Jan 2, 2026 |
Dividend | Sep 12, 2025 | $0.37Quarterly | Sep 12, 2025 | Oct 1, 2025 |
Dividend | Jun 13, 2025 | $0.37Quarterly | Jun 13, 2025 | Jul 1, 2025 |
Ex-dividend Sep 11, 2026
$0.38
Quarterly
Record Sep 11, 2026 · Payment Oct 1, 2026
Ex-dividend Jun 12, 2026
$0.38
Quarterly
Record Jun 12, 2026 · Payment Jul 1, 2026
Ex-dividend Mar 13, 2026
$0.38
Quarterly
Record Mar 13, 2026 · Payment Apr 1, 2026
Ex-dividend Dec 12, 2025
$0.38
Quarterly
Record Dec 12, 2025 · Payment Jan 2, 2026
Ex-dividend Sep 12, 2025
$0.37
Quarterly
Record Sep 12, 2025 · Payment Oct 1, 2025
Ex-dividend Jun 13, 2025
$0.37
Quarterly
Record Jun 13, 2025 · Payment Jul 1, 2025
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI206.19M0.01%2.3T USD0.03%$382.23+0.70%
iShares Russell 2000 ETFIWM156.63M0.20%77.7B USD0.19%$279.41+0.66%
Vanguard Morningstar Small-Cap ETFVB149.48M0.08%185.3B USD0.03%$289.92+0.80%
iShares Select Dividend ETFDVY134.93M0.60%22.35B USD0.38%$154.7-0.47%
U.S. Small Cap Value Portfolio ETF Class SharesDFSV116.35M0.44%26.91B USD0.33%$38.035-0.17%
Vanguard Morningstar Small-Cap Value ETFVBR94.9M0.14%68.2B USD0.05%$234.85+0.40%
Dimensional - US Targeted Value ETFDFAT82.77M0.28%30.26B USD0.33%$67.50-0.09%
Vanguard Extended Market ETFVXF75.17M0.08%95.4B USD0.05%$235.27+0.92%Vanguard Morningstar Total Stock Market ETFVTIiShares Russell 2000 ETFIWMVanguard Morningstar Small-Cap ETFVBiShares Select Dividend ETFDVYU.S. Small Cap Value Portfolio ETF Class SharesDFSVVanguard Morningstar Small-Cap Value ETFVBRDimensional - US Targeted Value ETFDFATVanguard Extended Market ETFVXFAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
