Unum Group 6.250% JR NT58 logo

Unum Group 6.250% JR NT58

UNMA

NYSEFinancial ServicesInsurance - Life

Regular session

$21.40

+$0.05 · +0.23%

Aug 24, 10:20 AM ET

UNMA company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

78

Undervalued

Momentum

33

Weakening

Sentiment

63

Bullish

Risk resilience

81

Low Risk

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Company profile

Company website

Unum Group provides a broad spectrum of financial protection solutions, including various insurance offerings like disability, life, accidental death, critical illness, dental, and vision coverage. The company structures its business across five main segments: Unum US, Unum International, Colonial Life, Closed Block, and Corporate. The Unum US division focuses on delivering group disability, group life, and accidental death and dismemberment products within the United States, alongside a range of supplemental and voluntary benefits. Unum International manages the company's operations in the UK, offering insurance for group long-term disability, group life, and additional lines such as dental, individual disability, and critical illness policies. Colonial Life specializes in providing accident, sickness, and disability coverage, in addition to life insurance, cancer, and critical illness products. The Closed Block segment is responsible for managing existing policies, including individual disability, group and individual long-term care, and other insurance products that are no longer actively marketed. Lastly, the Corporate segment encompasses investment income derived from the company's corporate assets and other general corporate revenues and expenses not allocated to specific business lines. Founded in 1848, Unum Group's corporate headquarters are situated in Chattanooga, Tennessee.

Industry
Insurance - Life
Sector
Financial Services
Headquarters
US
CEO
Richard Paul McKenney
Listed since
Jun 19, 2018
Employees
10,812

Market position

Day range

Current $21.40

52-week range

Current $21.40

Open
$21.38
Previous close
$21.35
Volume
3.06K
0.13× average
Average volume
23.04K
Average daily volume
Market cap
14.45B USD
Beta
0.19
Market reference 1
50-day average
$21.5935
-0.90% below average
200-day average
$22.9326
-6.68% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
17.11B USD
P/E (TTM)
20.79×
P/B (TTM)
1.32×
P/S (TTM)
1.07×
EV / EBITDA
13.53×
Earnings yield
5.52%
Free cash flow yield
4.15%
Dividend yield
2.11%

Profitability & efficiency

Gross margin
35.70%
Operating margin
6.83%
Net margin
5.30%
Return on equity
6.64%
Return on assets
1.15%
Return on invested capital
1.15%

Financial health

Debt / equity
0.35×
Current ratio
Altman Z-score
0.69
Piotroski F-score
4 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends41%28%15%2%Gross margin, FY2021: 28.02%Gross margin, FY2022: 33.09%Gross margin, FY2023: 32.76%Gross margin, FY2024: 37.09%Gross margin, FY2025: 38.22%Operating margin, FY2021: 10.65%Operating margin, FY2022: 14.74%Operating margin, FY2023: 13.32%Operating margin, FY2024: 17.60%Operating margin, FY2025: 7.15%Net margin, FY2021: 8.29%Net margin, FY2022: 11.85%Net margin, FY2023: 10.43%Net margin, FY2024: 13.91%Net margin, FY2025: 5.66%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 28.02%. Gross margin FY2022 33.09%. Gross margin FY2023 32.76%. Gross margin FY2024 37.09%. Gross margin FY2025 38.22%. Operating margin FY2021 10.65%. Operating margin FY2022 14.74%. Operating margin FY2023 13.32%. Operating margin FY2024 17.60%. Operating margin FY2025 7.15%. Net margin FY2021 8.29%. Net margin FY2022 11.85%. Net margin FY2023 10.43%. Net margin FY2024 13.91%. Net margin FY2025 5.66%.

Income trends

Revenue

13.05B USD+2.07%

Operating income

933.5M USD-58.54%

Net income

738.5M USD-58.49%
Income trends across reported periods14.29B USD9.36B USD4.43B USD−493.09M USDRevenue, FY2021: 11.84B USDRevenue, FY2022: 11.88B USDRevenue, FY2023: 12.31B USDRevenue, FY2024: 12.79B USDRevenue, FY2025: 13.05B USDOperating income, FY2021: 1.26B USDOperating income, FY2022: 1.75B USDOperating income, FY2023: 1.64B USDOperating income, FY2024: 2.25B USDOperating income, FY2025: 933.5M USDNet income, FY2021: 981M USDNet income, FY2022: 1.41B USDNet income, FY2023: 1.28B USDNet income, FY2024: 1.78B USDNet income, FY2025: 738.5M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 11.84B USD. Revenue FY2022 11.88B USD. Revenue FY2023 12.31B USD. Revenue FY2024 12.79B USD. Revenue FY2025 13.05B USD. Operating income FY2021 1.26B USD. Operating income FY2022 1.75B USD. Operating income FY2023 1.64B USD. Operating income FY2024 2.25B USD. Operating income FY2025 933.5M USD. Net income FY2021 981M USD. Net income FY2022 1.41B USD. Net income FY2023 1.28B USD. Net income FY2024 1.78B USD. Net income FY2025 738.5M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue13.05B USD12.79B USD12.31B USD11.88B USD11.84B USD
Cost of goods sold8.07B USD8.05B USD8.28B USD7.95B USD8.52B USD
Gross profit4.99B USD4.74B USD4.03B USD3.93B USD3.32B USD
Selling, general, and administrative1.17B USD1.16B USD1.09B USD975.2M USD
Operating expenses4.06B USD2.49B USD2.39B USD2.18B USD2.06B USD
Interest expense208.8M USD201.1M USD194.8M USD188.5M USD185M USD
Depreciation and amortization123M USD116.1M USD108.8M USD110.5M USD119.8M USD
Operating income933.5M USD2.25B USD1.64B USD1.75B USD1.26B USD
Net income738.5M USD1.78B USD1.28B USD1.41B USD981M USD

Company facts updated Aug 24, 2026.

UNMA news

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$1.5625

2025 complete year-0.1% since 2021

2026 partial: $0.7813

* Partial calendar year in the available dividend history.

Corporate action history

DividendUpcoming

Ex-dividend Sep 1, 2026

$0.3906

Quarterly

Record Sep 1, 2026 · Payment Sep 15, 2026

Dividend

Ex-dividend Jun 1, 2026

$0.3906

Quarterly

Record Jun 1, 2026 · Payment Jun 15, 2026

Dividend

Ex-dividend Feb 27, 2026

$0.3906

Quarterly

Record Mar 1, 2026 · Payment Mar 16, 2026

Dividend

Ex-dividend Dec 1, 2025

$0.3906

Quarterly

Record Dec 1, 2025 · Payment Dec 15, 2025

Dividend

Ex-dividend Aug 29, 2025

$0.3906

Quarterly

Record Sep 1, 2025 · Payment Sep 15, 2025

Dividend

Ex-dividend May 30, 2025

$0.3906

Quarterly

Record Jun 1, 2025 · Payment Jun 16, 2025

UNMA peers

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