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NYSEFinancial ServicesInsurance - Property & Casualty
Latest quote
$45.85
−$1.12 · -2.38%
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.
Latest quote
$45.85
−$1.12 · -2.38%
Regular session · ET · Market data may be delayed.
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.
Regular session · ET · Market data may be delayed.
GoAI Score
Buy
Valuation
100
Deep Value
Sentiment
63
Bullish
Risk
29
Moderate Risk
Momentum
63
Gaining
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.6B USD | 1.52B USD | 1.39B USD | 1.22B USD | 1.12B USD |
| Cost of goods sold | 985.88M USD | 1.32B USD | 1.2B USD | 1.15B USD | 1.01B USD |
| Gross profit | 609.72M USD | 199.73M USD | 190.94M USD | 70M USD | 116.48M USD |
| Selling, general, and administrative | — | 108.64M USD | 96.06M USD | 90.64M USD | 87.43M USD |
| Operating expenses | 366.65M USD | 115.12M USD | 102.59M USD | 97.25M USD | 88.07M USD |
| Interest expense | 4.83M USD | 5.77M USD | 5.82M USD | 5.91M USD | 582K USD |
| Depreciation and amortization | 7.07M USD | 6.12M USD | 7.31M USD | 7.3M USD | 6.91M USD |
| Operating income | 243.07M USD | 84.61M USD | 88.35M USD | −27.25M USD | 28.41M USD |
| Net income | 182.95M USD | 58.93M USD | 66.82M USD | −22.26M USD | 20.41M USD |
Company facts updated Oct 10, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$45.00
1.85% downsidePrice history unavailable
High $45.00Average $45.00Low $45.00Limited analyst sample: 4 ratings. Interpret the distribution with caution.
Cash distributions grouped by calendar year; partial years are marked.
$0.77
2025 complete year0.0% since 2021
2026 partial: $0.48
$0.77
2,021
$0.77
2,022
$0.77
2,023
$0.77
2,024
$0.77
2,025
$0.48
2,026*
* Partial calendar year in the available dividend history.
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Jul 31, 2026 | $0.16Quarterly | Jul 31, 2026 | Aug 7, 2026 |
Dividend | May 8, 2026 | $0.16Irregular | May 8, 2026 | May 15, 2026 |
Dividend | Mar 6, 2026 | $0.16Semi-Annual | Mar 6, 2026 | Mar 13, 2026 |
Dividend | Dec 5, 2025 | $0.29Special | Dec 5, 2025 | Dec 12, 2025 |
Dividend | Aug 1, 2025 | $0.16Semi-Annual | Aug 1, 2025 | Aug 8, 2025 |
Dividend | May 9, 2025 | $0.16Quarterly | May 9, 2025 | May 16, 2025 |
Ex-dividend Jul 31, 2026
$0.16
Quarterly
Record Jul 31, 2026 · Payment Aug 7, 2026
Ex-dividend May 8, 2026
$0.16
Irregular
Record May 8, 2026 · Payment May 15, 2026
Ex-dividend Mar 6, 2026
$0.16
Semi-Annual
Record Mar 6, 2026 · Payment Mar 13, 2026
Ex-dividend Dec 5, 2025
$0.29
Special
Record Dec 5, 2025 · Payment Dec 12, 2025
Ex-dividend Aug 1, 2025
$0.16
Semi-Annual
Record Aug 1, 2025 · Payment Aug 8, 2025
Ex-dividend May 9, 2025
$0.16
Quarterly
Record May 9, 2025 · Payment May 16, 2025
AI-generated and delayed market data for informational and educational purposes only. Not investment advice.
