UWM Holdings Corporation logo

UWM Holdings Corporation

UWMC

NYSEFinancial ServicesFinancial - Mortgages

Latest quote

$1.40

−$0.02 · -1.41%

Aug 21, 3:55 PM ET

UWMC company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

87

Deep Value

Momentum

19

Strong Down

Sentiment

64

Bullish

Risk resilience

27

High Risk

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Company profile

Company website

UWM Holdings Corporation is a U.S.-based enterprise specializing in the provision of residential mortgage financing. The company originates home loans predominantly through a wholesale distribution model, with its offerings primarily consisting of conforming and government-backed mortgages. Established in 1986, its corporate headquarters are situated in Pontiac, Michigan.

Industry
Financial - Mortgages
Sector
Financial Services
Headquarters
US
CEO
Mathew R. Ishbia
Listed since
May 1, 2020
Employees
9,100

Market position

Volume
9.98M
0.48× average
Average volume
21M
Average daily volume
Market cap
2.12B USD
Beta
1.85
Market reference 1

Financials

Financial snapshot

Latest / TTM

Valuation & yield

P/E (TTM)
-17.48×
P/B (TTM)
2.21×
P/S (TTM)
0.66×
Dividend yield
28.57%

Profitability & efficiency

Gross margin
85.31%
Operating margin
29.70%
Net margin
-1.16%

Financial health

Debt / equity
109.53×

Earnings

EPS beat rate
27%
3 beats, 8 misses, 0 met estimates
Average EPS surprise
-145.93%
11 comparable reports
Latest EPS result
-0.23
Estimate 0.07 · Miss by 414.72%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.20.04-0.11-0.27Q1 '25MissQ2 '25MissQ3 '25BeatQ4 '25MissQ1 '26MissQ2 '26BeatQ3 '26MissQ4 '26Estimate
Q1 2025, reported Feb 26, 2025: actual 0.021, estimate 0.07, surprise -70.47%, Miss. Q2 2025, reported May 6, 2025: actual -0.23, estimate 0.06, surprise -483.33%, Miss. Q3 2025, reported Aug 7, 2025: actual 0.16, estimate 0.06, surprise +166.67%, Beat. Q4 2025, reported Nov 6, 2025: actual 0.01, estimate 0.076, surprise -86.88%, Miss. Q1 2026, reported Feb 25, 2026: actual 0.08, estimate 0.09, surprise -11.11%, Miss. Q2 2026, reported May 6, 2026: actual 0.09, estimate 0.06, surprise +50.00%, Beat. Q3 2026, reported Aug 6, 2026: actual -0.23, estimate 0.073, surprise -414.72%, Miss. Q4 2026, reported Nov 5, 2026: actual —, estimate 0.09, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates807.53M584.29M361.05M137.81MQ1 '25MissQ2 '25MissQ3 '25BeatQ4 '25MissQ1 '26MissQ2 '26BeatQ3 '26MissQ4 '26Estimate
Q1 2025, reported Feb 26, 2025: actual 560.21M USD, estimate 644M USD, surprise -13.01%, Miss. Q2 2025, reported May 6, 2025: actual 224.79M USD, estimate 549.1M USD, surprise -59.06%, Miss. Q3 2025, reported Aug 7, 2025: actual 758.7M USD, estimate 632.83M USD, surprise +19.89%, Beat. Q4 2025, reported Nov 6, 2025: actual 563.24M USD, estimate 654.82M USD, surprise -13.99%, Miss. Q1 2026, reported Feb 25, 2026: actual 759.04M USD, estimate 759.73M USD, surprise -0.09%, Miss. Q2 2026, reported May 6, 2026: actual 752.89M USD, estimate 709.85M USD, surprise +6.06%, Beat. Q3 2026, reported Aug 6, 2026: actual 162.13M USD, estimate 727.46M USD, surprise -77.71%, Miss. Q4 2026, reported Nov 5, 2026: actual —, estimate 720.44M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$3.91

179.29% upside
Past 12 months12-month forecastHigh $8.50Average $3.91Low $2.00

Rating distribution

15 ratings
Strong buy00%
Buy533%
Hold853%
Sell213%
Strong sell00%

Recent analyst actions

10 institutions
Stephens & Co.maintainEqual Weight
CitizensupgradeMarket PerformMarket Outperform

UWMC news

UWMC peers

ETFs holding UWMC

Funds reporting this stock among their holdings, ordered by reported position size.

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