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NASDAQFinancial ServicesBanks - Regional
Latest quote
$22.172
−$0.238 · -1.06%
VersaBank, a federally regulated financial institution (Schedule I chartered bank) operating across Canada, delivers a diverse array of banking and lending solutions. Clients can choose from various deposit products, including Guaranteed Investment Certificates (GICs), Registered Retirement Savings Plans (RRSPs), Daily Interest Savings Accounts (DISAs), and Tax-Free Savings Accounts (TFSAs), all complemented by deposit protection. The bank also provides comprehensive lending services. This includes point-of-sale financing, where it acquires loan and lease receivables from other finance companies across numerous industries. Additionally, its commercial banking division supports sectors such as commercial real estate, public sector and infrastructure projects, condominium financing, and residential mortgages. Established in 1979, the institution was initially known as Pacific & Western Bank of Canada before adopting its current name, VersaBank, in May 2016. The company maintains its headquarters in London, Canada.
Regular session
$22.172
−$0.238 · -1.06%
Regular session · ET · Market data may be delayed.
VersaBank, a federally regulated financial institution (Schedule I chartered bank) operating across Canada, delivers a diverse array of banking and lending solutions. Clients can choose from various deposit products, including Guaranteed Investment Certificates (GICs), Registered Retirement Savings Plans (RRSPs), Daily Interest Savings Accounts (DISAs), and Tax-Free Savings Accounts (TFSAs), all complemented by deposit protection. The bank also provides comprehensive lending services. This includes point-of-sale financing, where it acquires loan and lease receivables from other finance companies across numerous industries. Additionally, its commercial banking division supports sectors such as commercial real estate, public sector and infrastructure projects, condominium financing, and residential mortgages. Established in 1979, the institution was initially known as Pacific & Western Bank of Canada before adopting its current name, VersaBank, in May 2016. The company maintains its headquarters in London, Canada.
Day range
Current $22.172
52-week range
Current $22.172
Regular session · ET · Market data may be delayed.
GoAI Score
Hold
Valuation
24
Expensive
Sentiment
58
Mixed
Risk
51
Elevated Risk
Momentum
69
Gaining
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
VersaBank, a federally regulated financial institution (Schedule I chartered bank) operating across Canada, delivers a diverse array of banking and lending solutions. Clients can choose from various deposit products, including Guaranteed Investment Certificates (GICs), Registered Retirement Savings Plans (RRSPs), Daily Interest Savings Accounts (DISAs), and Tax-Free Savings Accounts (TFSAs), all complemented by deposit protection. The bank also provides comprehensive lending services. This includes point-of-sale financing, where it acquires loan and lease receivables from other finance companies across numerous industries. Additionally, its commercial banking division supports sectors such as commercial real estate, public sector and infrastructure projects, condominium financing, and residential mortgages. Established in 1979, the institution was initially known as Pacific & Western Bank of Canada before adopting its current name, VersaBank, in May 2016. The company maintains its headquarters in London, Canada.
Day range
Current $22.172
52-week range
Current $22.172
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (CAD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 120.23M CAD | 111.63M CAD | 237.92M CAD | 132.54M CAD | 94.69M CAD |
| Cost of goods sold | — | — | 129.89M CAD | 50.6M CAD | 28.89M CAD |
| Gross profit | 120.23M CAD | 111.63M CAD | 108.03M CAD | 81.94M CAD | 65.8M CAD |
| Selling, general, and administrative | 78.74M CAD | 51.95M CAD | 46.48M CAD | 45.53M CAD | 31.35M CAD |
| Operating expenses | 78.74M CAD | 57.11M CAD | 50.38M CAD | 49.39M CAD | 35.01M CAD |
| Interest income | 295.68M CAD | 285.42M CAD | 229.33M CAD | 126.82M CAD | 89.49M CAD |
| Interest expense | 179.51M CAD | 182.76M CAD | 129.28M CAD | 50.15M CAD | 29.33M CAD |
| Depreciation and amortization | 3.1M CAD | 2.63M CAD | 1.78M CAD | 1.94M CAD | 1.73M CAD |
| Operating income | 41.49M CAD | 54.79M CAD | 57.65M CAD | 32.55M CAD | 30.79M CAD |
| Net income | 28.46M CAD | 39.75M CAD | 42.16M CAD | 22.66M CAD | 22.38M CAD |
Company facts updated Sep 8, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$24.00
8.24% upsideCash distributions grouped by calendar year; partial years are marked.
$0.0712
2025 complete year-20.6% since 2021
2026 partial: $0.0538
$0.0896
2,021
$0.0769
2,022
$0.0745
2,023
$0.0739
2,024
$0.0712
2,025
$0.0538
2,026*
* Partial calendar year in the available dividend history.
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
DividendUpcoming | Oct 9, 2026 | $0.0181Quarterly | Oct 9, 2026 | Oct 31, 2026 |
Dividend | Jul 10, 2026 | $0.0177Quarterly | Jul 10, 2026 | Jul 31, 2026 |
Dividend | Apr 10, 2026 | $0.0181Quarterly | Apr 10, 2026 | Apr 30, 2026 |
Dividend | Jan 9, 2026 | $0.018Quarterly | Jan 9, 2026 | Jan 31, 2026 |
Dividend | Oct 10, 2025 | $0.0179Quarterly | Oct 10, 2025 | Oct 31, 2025 |
Dividend | Jul 3, 2025 | $0.0184Quarterly | Jul 4, 2025 | Jul 31, 2025 |
Ex-dividend Oct 9, 2026
$0.0181
Quarterly
Record Oct 9, 2026 · Payment Oct 31, 2026
Ex-dividend Jul 10, 2026
$0.0177
Quarterly
Record Jul 10, 2026 · Payment Jul 31, 2026
Ex-dividend Apr 10, 2026
$0.0181
Quarterly
Record Apr 10, 2026 · Payment Apr 30, 2026
Ex-dividend Jan 9, 2026
$0.018
Quarterly
Record Jan 9, 2026 · Payment Jan 31, 2026
Ex-dividend Oct 10, 2025
$0.0179
Quarterly
Record Oct 10, 2025 · Payment Oct 31, 2025
Ex-dividend Jul 3, 2025
$0.0184
Quarterly
Record Jul 4, 2025 · Payment Jul 31, 2025
Funds reporting this stock among their holdings, ordered by reported position size.
First Trust NASDAQ ABA Community Bank Index FundQABA293.19K0.28%102.9M USD0.63%$67.845-1.13%
Dimensional - International Small Cap ETFDFIS174.17K0.00%6.05B USD0.39%$37.5799-0.24%
Dimensional - International Core Equity 2 ETFDFIC134.64K0.00%15.56B USD0.22%$39.355-0.30%
Dimensional World ex U.S. Core Equity 2 ETFDFAX67.86K0.00%12.71B USD0.28%$38.54-0.18%First Trust NASDAQ ABA Community Bank Index FundQABADimensional - International Small Cap ETFDFISDimensional - International Core Equity 2 ETFDFICDimensional World ex U.S. Core Equity 2 ETFDFAXAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
