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VersaBank, a federally regulated financial institution (Schedule I chartered bank) operating across Canada, delivers a diverse array of banking and lending solutions. Clients can choose from various deposit products, including Guaranteed Investment Certificates (GICs), Registered Retirement Savings Plans (RRSPs), Daily Interest Savings Accounts (DISAs), and Tax-Free Savings Accounts (TFSAs), all complemented by deposit protection. The bank also provides comprehensive lending services. This includes point-of-sale financing, where it acquires loan and lease receivables from other finance companies across numerous industries. Additionally, its commercial banking division supports sectors such as commercial real estate, public sector and infrastructure projects, condominium financing, and residential mortgages. Established in 1979, the institution was initially known as Pacific & Western Bank of Canada before adopting its current name, VersaBank, in May 2016. The company maintains its headquarters in London, Canada.
Previous close
$21.88
−$0.02 · -0.09%
After-hours
$21.88
$0.00 · 0.00%
Oct 8, 7:30 PM ET
Regular session · ET · Market data may be delayed.
VersaBank, a federally regulated financial institution (Schedule I chartered bank) operating across Canada, delivers a diverse array of banking and lending solutions. Clients can choose from various deposit products, including Guaranteed Investment Certificates (GICs), Registered Retirement Savings Plans (RRSPs), Daily Interest Savings Accounts (DISAs), and Tax-Free Savings Accounts (TFSAs), all complemented by deposit protection. The bank also provides comprehensive lending services. This includes point-of-sale financing, where it acquires loan and lease receivables from other finance companies across numerous industries. Additionally, its commercial banking division supports sectors such as commercial real estate, public sector and infrastructure projects, condominium financing, and residential mortgages. Established in 1979, the institution was initially known as Pacific & Western Bank of Canada before adopting its current name, VersaBank, in May 2016. The company maintains its headquarters in London, Canada.
Day range
Current $21.88
52-week range
Current $21.88
Regular session · ET · Market data may be delayed.
GoAI Score
Hold
Valuation
24
Expensive
Sentiment
58
Mixed
Risk
51
Elevated Risk
Momentum
69
Gaining
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
VersaBank, a federally regulated financial institution (Schedule I chartered bank) operating across Canada, delivers a diverse array of banking and lending solutions. Clients can choose from various deposit products, including Guaranteed Investment Certificates (GICs), Registered Retirement Savings Plans (RRSPs), Daily Interest Savings Accounts (DISAs), and Tax-Free Savings Accounts (TFSAs), all complemented by deposit protection. The bank also provides comprehensive lending services. This includes point-of-sale financing, where it acquires loan and lease receivables from other finance companies across numerous industries. Additionally, its commercial banking division supports sectors such as commercial real estate, public sector and infrastructure projects, condominium financing, and residential mortgages. Established in 1979, the institution was initially known as Pacific & Western Bank of Canada before adopting its current name, VersaBank, in May 2016. The company maintains its headquarters in London, Canada.
Day range
Current $21.88
52-week range
Current $21.88
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (CAD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 120.23M CAD | 111.63M CAD | 237.92M CAD | 132.54M CAD | 94.69M CAD |
| Cost of goods sold | — | — | 129.89M CAD | 50.6M CAD | 28.89M CAD |
| Gross profit | 120.23M CAD | 111.63M CAD | 108.03M CAD | 81.94M CAD | 65.8M CAD |
| Selling, general, and administrative | 78.74M CAD | 51.95M CAD | 46.48M CAD | 45.53M CAD | 31.35M CAD |
| Operating expenses | 78.74M CAD | 57.11M CAD | 50.38M CAD | 49.39M CAD | 35.01M CAD |
| Interest income | 295.68M CAD | 285.42M CAD | 229.33M CAD | 126.82M CAD | 89.49M CAD |
| Interest expense | 179.51M CAD | 182.76M CAD | 129.28M CAD | 50.15M CAD | 29.33M CAD |
| Depreciation and amortization | 3.1M CAD | 2.63M CAD | 1.78M CAD | 1.94M CAD | 1.73M CAD |
| Operating income | 41.49M CAD | 54.79M CAD | 57.65M CAD | 32.55M CAD | 30.79M CAD |
| Net income | 28.46M CAD | 39.75M CAD | 42.16M CAD | 22.66M CAD | 22.38M CAD |
Company facts updated Oct 9, 2026.
Recent quarterly results
Recent quarterly results
Funds reporting this stock among their holdings, ordered by reported position size.
State Street SPDR S&P International Small Cap ETFGWX338.12K0.04%917.55M USD0.40%$45.14-0.75%
First Trust NASDAQ ABA Community Bank Index FundQABA253.36K0.30%83.08M USD0.63%$64.447+0.89%
Dimensional - International Small Cap ETFDFIS170.21K0.00%5.74B USD0.39%$35.70-0.34%
Dimensional - International Core Equity 2 ETFDFIC131.58K0.00%15.01B USD0.22%$37.29-0.13%
Dimensional World ex U.S. Core Equity 2 ETFDFAX66.31K0.00%12.37B USD0.28%$36.80-0.76%State Street SPDR S&P International Small Cap ETFGWXFirst Trust NASDAQ ABA Community Bank Index FundQABADimensional - International Small Cap ETFDFISDimensional - International Core Equity 2 ETFDFICDimensional World ex U.S. Core Equity 2 ETFDFAXAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
