
NYSEFinancial ServicesFinancial - Mortgages
Latest quote
$18.43
+$0.03 · +0.16%
Operating across the United States, Velocity Financial, Inc. functions as a specialized real estate finance firm. Its core business involves generating and overseeing investment loans, which are typically secured by 1-4 unit residential rental properties and smaller commercial real estate assets. The company delivers its financial offerings to clients via an extensive network of independent mortgage brokers. Velocity Financial, Inc. was established in 2004 and is headquartered in Westlake Village, California.
Previous close
$18.43
+$0.03 · +0.16%
Regular session · ET · Market data may be delayed.
Operating across the United States, Velocity Financial, Inc. functions as a specialized real estate finance firm. Its core business involves generating and overseeing investment loans, which are typically secured by 1-4 unit residential rental properties and smaller commercial real estate assets. The company delivers its financial offerings to clients via an extensive network of independent mortgage brokers. Velocity Financial, Inc. was established in 2004 and is headquartered in Westlake Village, California.
Day range
Current $18.43
52-week range
Current $18.43
Regular session · ET · Market data may be delayed.
AI-powered factor overview
GoAI Score
Buy
Favorable setup — positive multi-factor alignment
Valuation
93
Deep Value
Sentiment
69
Bullish
Risk
31
Moderate Risk
Momentum
34
Weakening
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Operating across the United States, Velocity Financial, Inc. functions as a specialized real estate finance firm. Its core business involves generating and overseeing investment loans, which are typically secured by 1-4 unit residential rental properties and smaller commercial real estate assets. The company delivers its financial offerings to clients via an extensive network of independent mortgage brokers. Velocity Financial, Inc. was established in 2004 and is headquartered in Westlake Village, California.
Day range
Current $18.43
52-week range
Current $18.43
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 714.45M USD | 482.78M USD | 131.72M USD | 248.38M USD | 181.31M USD |
| Cost of goods sold | 33.41M USD | 272.21M USD | — | 158.35M USD | 105.7M USD |
| Gross profit | 681.04M USD | 210.56M USD | 131.72M USD | 90.03M USD | 75.61M USD |
| Selling, general, and administrative | 6.1M USD | 74.55M USD | 52.99M USD | 35.93M USD | 24.04M USD |
| Operating expenses | 169.75M USD | 114.17M USD | 54.87M USD | 45.48M USD | 35.81M USD |
| Interest income | 550.83M USD | 406.84M USD | 315.97M USD | 240.34M USD | 181.97M USD |
| Interest expense | 365.05M USD | 247.22M USD | 203.02M USD | 157.2M USD | 106M USD |
| Depreciation and amortization | 2.02M USD | 2M USD | 2.3M USD | 2.12M USD | 2.41M USD |
| Operating income | 511.29M USD | 96.39M USD | 76.85M USD | 44.55M USD | 39.79M USD |
| Net income | 105.05M USD | 68.42M USD | 52.27M USD | 32.21M USD | 29.22M USD |
Company facts updated Sep 6, 2026.
Third-party consensus; not a GoAI recommendation.
Average target
$22.00
19.37% upsideAI-generated and delayed market data for informational and educational purposes only. Not investment advice.