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Valley National Bancorp logo

Valley National Bancorp

VLY

NASDAQFinancial ServicesBanks - Regional

Open in GoAI

Previous close

$14.16

+$0.04 · +0.28%

Aug 21, 4:00 PM ET

Pre-market

$14.01

−$0.15 · -1.06%

Aug 24, 5:22 AM ET

VLY company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

87

Deep Value

Momentum

52

Neutral

Sentiment

73

Bullish

Risk resilience

79

Moderate Risk

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AI-generated, informational only, and not investment advice.

Company profile

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US

Market position

Day range

Current $14.16

52-week range

Current $14.16

Open
$14.225
Previous close
$14.12
Volume
8.01M
Market cap
7.85B USD
50-day average
$14.579
-2.87% below average
200-day average
$12.9908
+9.00% above average

Financials

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends97%66%34%3%Gross margin, FY2021: 89.44%Gross margin, FY2022: 82.71%Gross margin, FY2023: 54.70%Gross margin, FY2024: 42.93%Gross margin, FY2025: 53.94%Operating margin, FY2021: 43.02%Operating margin, FY2022: 35.76%Operating margin, FY2023: 20.23%Operating margin, FY2024: 12.28%Operating margin, FY2025: 21.30%Net margin, FY2021: 31.81%Net margin, FY2022: 26.06%Net margin, FY2023: 14.87%Net margin, FY2024: 10.65%Net margin, FY2025: 17.12%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 89.44%. Gross margin FY2022 82.71%. Gross margin FY2023 54.70%. Gross margin FY2024 42.93%. Gross margin FY2025 53.94%. Operating margin FY2021 43.02%. Operating margin FY2022 35.76%. Operating margin FY2023 20.23%. Operating margin FY2024 12.28%. Operating margin FY2025 21.30%. Net margin FY2021 31.81%. Net margin FY2022 26.06%. Net margin FY2023 14.87%. Net margin FY2024 10.65%. Net margin FY2025 17.12%.

Income trends

Revenue

3.49B USD-2.21%

Operating income

743.87M USD+69.63%

Net income

597.98M USD+57.25%
Income trends across reported periods3.89B USD2.61B USD1.34B USD61.14M USDRevenue, FY2021: 1.49B USDRevenue, FY2022: 2.18B USDRevenue, FY2023: 3.35B USDRevenue, FY2024: 3.57B USDRevenue, FY2025: 3.49B USDOperating income, FY2021: 640.74M USDOperating income, FY2022: 780.67M USDOperating income, FY2023: 678.33M USDOperating income, FY2024: 438.52M USDOperating income, FY2025: 743.87M USDNet income, FY2021: 473.84M USDNet income, FY2022: 568.85M USDNet income, FY2023: 498.51M USDNet income, FY2024: 380.27M USDNet income, FY2025: 597.98M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 1.49B USD. Revenue FY2022 2.18B USD. Revenue FY2023 3.35B USD. Revenue FY2024 3.57B USD. Revenue FY2025 3.49B USD. Operating income FY2021 640.74M USD. Operating income FY2022 780.67M USD. Operating income FY2023 678.33M USD. Operating income FY2024 438.52M USD. Operating income FY2025 743.87M USD. Net income FY2021 473.84M USD. Net income FY2022 568.85M USD. Net income FY2023 498.51M USD. Net income FY2024 380.27M USD. Net income FY2025 597.98M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue3.49B USD3.57B USD3.35B USD2.18B USD1.49B USD
Cost of goods sold1.61B USD2.04B USD1.52B USD377.38M USD157.22M USD
Gross profit1.88B USD1.53B USD1.83B USD1.81B USD1.33B USD
Selling, general, and administrative805.69M USD609.28M USD591.48M USD549.57M USD390.05M USD
Operating expenses1.14B USD1.09B USD1.16B USD1.02B USD691.54M USD
Interest income3.23B USD3.36B USD3.14B USD1.98B USD1.33B USD
Interest expense1.47B USD1.73B USD1.47B USD321.04M USD124.33M USD
Depreciation and amortization68.72M USD78.83M USD83.21M USD79.45M USD50.96M USD
Operating income743.87M USD438.52M USD678.33M USD780.67M USD640.74M USD
Net income597.98M USD380.27M USD498.51M USD568.85M USD473.84M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
36%
4 beats, 6 misses, 1 met estimate
Average EPS surprise
-4.01%
11 comparable reports
Latest EPS result
0.3
Estimate 0.31 · Miss by 2.85%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.370.280.20.11Q1 '25MissQ2 '25MissQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26MissQ4 '26Estimate
Q1 2025, reported Jan 23, 2025: actual 0.13, estimate 0.15, surprise -13.33%, Miss. Q2 2025, reported Apr 24, 2025: actual 0.18, estimate 0.19, surprise -5.26%, Miss. Q3 2025, reported Jul 24, 2025: actual 0.23, estimate 0.22, surprise +4.55%, Beat. Q4 2025, reported Oct 23, 2025: actual 0.28, estimate 0.258, surprise +8.61%, Beat. Q1 2026, reported Jan 29, 2026: actual 0.31, estimate 0.29, surprise +6.90%, Beat. Q2 2026, reported Apr 23, 2026: actual 0.29, estimate 0.274, surprise +5.84%, Beat. Q3 2026, reported Jul 23, 2026: actual 0.3, estimate 0.309, surprise -2.85%, Miss. Q4 2026, reported Oct 22, 2026: actual —, estimate 0.33, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates601.68M551.52M501.35M451.19MQ1 '25BeatQ2 '25MissQ3 '25MissQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Jan 23, 2025: actual 474.61M USD, estimate 474.33M USD, surprise +0.06%, Beat. Q2 2025, reported Apr 24, 2025: actual 478.41M USD, estimate 483.3M USD, surprise -1.01%, Miss. Q3 2025, reported Jul 24, 2025: actual 495.01M USD, estimate 511.72M USD, surprise -3.26%, Miss. Q4 2025, reported Oct 23, 2025: actual 511.11M USD, estimate 510.91M USD, surprise +0.04%, Beat. Q1 2026, reported Jan 29, 2026: actual 541.25M USD, estimate 525.8M USD, surprise +2.94%, Beat. Q2 2026, reported Apr 23, 2026: actual 540.36M USD, estimate 533.03M USD, surprise +1.38%, Beat. Q3 2026, reported Jul 23, 2026: actual 560.74M USD, estimate 557.16M USD, surprise +0.64%, Beat. Q4 2026, reported Oct 22, 2026: actual —, estimate 578.54M USD, surprise —, Comparison unavailable.

VLY news

defenseworld.net

Bank of America Corp DE Raises Position in Valley National Bancorp $VLY

Bank of America Corp DE grew its holdings in shares of Valley National Bancorp (NASDAQ: VLY) by 8.0% in the first quarter, according to the company in its most recent 13F filing with the Securities and Exchange…

Read source
zacks.com

Implied Volatility Surging for Valley National Bancorp Stock Options

Investors need to pay close attention to VLY stock based on the movements in the options market lately.

Read source
seekingalpha.com

Valley National Bancorp: Preferred Share Offers 8% Yield For At Least 3 Years

Valley National Bancorp continues to strengthen, with improving yield spreads and record net interest income since 2019. I favor the VLYPN Series C preferred shares for income investors, given their 8.05% yield and call…

Read source
defenseworld.net

Amundi Raises Holdings in Valley National Bancorp $VLY

Amundi lifted its position in shares of Valley National Bancorp (NASDAQ: VLY) by 110.5% during the first quarter, according to its most recent Form 13F filing with the SEC. The institutional investor owned 80,737 shares…

Read source
zacks.com

VLY Q2 Earnings Miss Despite Strong Revenue Growth, Lower Provisions

Valley National misses Q2 earnings estimates on higher expenses, while higher NII and non-interest income, and lower provisions offer support.

Read source
seekingalpha.com

Time To Shine For CMT Preferreds

The Fed's recent hawkish pivot sharply increased interest rates, negatively impacting most income sectors. CMT preferreds emerge as a compelling sub-sector, offering potential protection against rising long-term rates.…

Read source

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$0.44

2025 complete year0.0% since 2021

2026 partial: $0.22

* Partial calendar year in the available dividend history.

Corporate action history

DividendUpcoming

Ex-dividend Sep 15, 2026

$0.11

Quarterly

Record Sep 15, 2026 · Payment Oct 1, 2026

Dividend

Ex-dividend Jun 15, 2026

$0.11

Quarterly

Record Jun 15, 2026 · Payment Jul 1, 2026

Dividend

Ex-dividend Mar 13, 2026

$0.11

Quarterly

Record Mar 13, 2026 · Payment Apr 1, 2026

Dividend

Ex-dividend Dec 15, 2025

$0.11

Quarterly

Record Dec 15, 2025 · Payment Jan 2, 2026

Dividend

Ex-dividend Sep 15, 2025

$0.11

Quarterly

Record Sep 15, 2025 · Payment Oct 1, 2025

Dividend

Ex-dividend Jun 13, 2025

$0.11

Quarterly

Record Jun 13, 2025 · Payment Jul 1, 2025

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