
NASDAQFinancial ServicesBanks - Regional
Latest quote
$58.66
−$0.93 · -1.56%
Westamerica Bancorporation (WABC) functions as a bank holding company, overseeing Westamerica Bank. Through its subsidiary, it delivers a comprehensive suite of financial products and services to both individual consumers and commercial enterprises. Its deposit offerings cater to retail customers, encompassing savings accounts, checking accounts, and certificates of deposit. The institution's lending activities are diverse, featuring commercial loans, financing for both commercial and residential real estate, construction loans, consumer installment loans, and indirect automobile lending. Geographically, WABC maintains a presence across 21 counties in Northern and Central California, operating 78 branch locations. Incorporated in 1972, the company was initially known as Independent Bankshares Corporation. It adopted its current name, Westamerica Bancorporation, in 1983. Its corporate headquarters are situated in San Rafael, California.
Previous close
$58.66
−$0.93 · -1.56%
After-hours
$58.66
$0.00 · 0.00%
Oct 9, 7:30 PM ET
Regular session · ET · Market data may be delayed.
Westamerica Bancorporation (WABC) functions as a bank holding company, overseeing Westamerica Bank. Through its subsidiary, it delivers a comprehensive suite of financial products and services to both individual consumers and commercial enterprises. Its deposit offerings cater to retail customers, encompassing savings accounts, checking accounts, and certificates of deposit. The institution's lending activities are diverse, featuring commercial loans, financing for both commercial and residential real estate, construction loans, consumer installment loans, and indirect automobile lending. Geographically, WABC maintains a presence across 21 counties in Northern and Central California, operating 78 branch locations. Incorporated in 1972, the company was initially known as Independent Bankshares Corporation. It adopted its current name, Westamerica Bancorporation, in 1983. Its corporate headquarters are situated in San Rafael, California.
Day range
Current $58.66
52-week range
Current $58.66
Regular session · ET · Market data may be delayed.
GoAI Score
Buy
Valuation
60
Fair Value
Sentiment
63
Bullish
Risk
15
Low Risk
Momentum
54
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Westamerica Bancorporation (WABC) functions as a bank holding company, overseeing Westamerica Bank. Through its subsidiary, it delivers a comprehensive suite of financial products and services to both individual consumers and commercial enterprises. Its deposit offerings cater to retail customers, encompassing savings accounts, checking accounts, and certificates of deposit. The institution's lending activities are diverse, featuring commercial loans, financing for both commercial and residential real estate, construction loans, consumer installment loans, and indirect automobile lending. Geographically, WABC maintains a presence across 21 counties in Northern and Central California, operating 78 branch locations. Incorporated in 1972, the company was initially known as Independent Bankshares Corporation. It adopted its current name, Westamerica Bancorporation, in 1983. Its corporate headquarters are situated in San Rafael, California.
Day range
Current $58.66
52-week range
Current $58.66
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 271.84M USD | 311.17M USD | 327.54M USD | 266.88M USD | 216.79M USD |
| Cost of goods sold | 13.16M USD | 17.72M USD | 2.74M USD | 1.93M USD | 1.96M USD |
| Gross profit | 258.7M USD | 293.45M USD | 324.8M USD | 264.95M USD | 214.83M USD |
| Selling, general, and administrative | 70.75M USD | 50.29M USD | 47.87M USD | 46.13M USD | 48.01M USD |
| Operating expenses | 101.92M USD | 104.39M USD | 103.22M USD | 99.36M USD | 97.81M USD |
| Interest income | 230.98M USD | 268.01M USD | 284.01M USD | 221.76M USD | 173.44M USD |
| Interest expense | 13.71M USD | 17.42M USD | 3.89M USD | 1.93M USD | 1.96M USD |
| Depreciation and amortization | 7.25M USD | 10.4M USD | 11.77M USD | 16.57M USD | 16.62M USD |
| Operating income | 156.69M USD | 189.06M USD | 221.58M USD | 165.59M USD | 117.03M USD |
| Net income | 116.17M USD | 138.64M USD | 161.77M USD | 122.03M USD | 86.51M USD |
Company facts updated Oct 10, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$57.00
2.83% downside| Action | Effective date | Details | Record date | Payment date |
|---|---|---|---|---|
Stock split | Feb 26, 1998 | 3:1 | — | — |
Stock split | Jun 11, 1987 | 2:1 | — | — |
Stock split | Dec 3, 1981 | 5,359:5,000 | — | — |
Stock split | Jan 22, 1979 | 11:10 | — | — |
Stock split | Apr 10, 1978 | 2:1 | — | — |
Stock split | Nov 25, 1977 | 21:20 | — | — |
Effective Feb 26, 1998
3:1
Effective Jun 11, 1987
2:1
Effective Dec 3, 1981
5,359:5,000
Effective Jan 22, 1979
11:10
Effective Apr 10, 1978
2:1
Effective Nov 25, 1977
21:20
Funds reporting this stock among their holdings, ordered by reported position size.
Avantis U.S. Small Cap Value ETFAVUV48.86M0.16%30.85B USD0.25%$119.64-0.41%
Vanguard Morningstar Total Stock Market ETFVTI42.99M0.00%2.3T USD0.03%$381.94+0.63%
iShares Russell 2000 ETFIWM35.3M0.05%78.27B USD0.19%$278.94+0.49%
Vanguard Morningstar Small-Cap ETFVB31.49M0.02%185.3B USD0.03%$289.48+0.64%
Vanguard Morningstar Small-Cap Value ETFVBR19.92M0.03%68.2B USD0.05%$234.43+0.22%
Vanguard Extended Market ETFVXF15.77M0.02%95.4B USD0.05%$235+0.80%
Dimensional - US Small Cap ETFDFAS14.42M0.04%33.87B USD0.31%$78.35+0.32%
Dimensional - US Targeted Value ETFDFAT12.32M0.04%30.12B USD0.33%$67.27-0.43%
Avantis U.S. Small Cap Value ETFAVUV
Vanguard Morningstar Total Stock Market ETFVTI
iShares Russell 2000 ETFIWM
Vanguard Morningstar Small-Cap ETFVB
Vanguard Morningstar Small-Cap Value ETFVBR
Vanguard Extended Market ETFVXF
Dimensional - US Small Cap ETFDFAS
Dimensional - US Targeted Value ETFDFATAI-generated and delayed market data for informational and educational purposes only. Not investment advice.