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Woori Financial Group Inc. logo

Woori Financial Group Inc.

WF

NYSEFinancial ServicesBanks - Diversified

Open in GoAI

Previous close

$68.43

+$1.62 · +2.42%

Aug 21, 4:00 PM ET

Pre-market

$68.69

+$0.26 · +0.38%

Aug 24, 5:09 AM ET

WF company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

83

Deep Value

Momentum

48

Neutral

Sentiment

60

Mixed

Risk resilience

61

Moderate Risk

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Thesis, catalysts, evidence, and risk analysis.

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AI-generated, informational only, and not investment advice.

Company profile

Company website

Woori Financial Group Inc., together with its subsidiaries, operates as a bank which provides various financial services in Korea, China, the United States, the United Kingdom, Japan, and internationally. The company operates through Banking Insurance, Credit Card Capital, Investment Securities, and Others segments. It offers loans, deposits, and relevant services; and contracting and maintenance of insurance policies, payment of insurance benefits, insurance agents and brokers, and provision of life insurance-related services. The company also offers debit and credit cards, cash services, card loans, and related services; lease financing; and securities operation, sale of financial instruments, project financing, and other related solutions. In addition, it provides brokerage, lending fees, electronic financial, foreign exchange handling, guarantee, import and export-related services, and foreign currency securities investment, as well as investment trust products, professional services, and private equity funds. Further, the company is involved in real estate, system software development and maintenance, financing, credit information, securities investment and trading, derivatives trading, and asset securitization. Additionally, it offers life insurance; and retirement pension services, and asset management services. Woori Financial Group Inc. was founded in 1899 and is headquartered in Seoul, South Korea.

Industry
Banks - Diversified
Sector
Financial Services
Headquarters
KR
CEO
Jong-Hee Yim
Listed since
Oct 1, 2003
Employees
27,249

Market position

Day range

Current $68.43

52-week range

Current $68.43

Open
$68.20
Previous close
$66.81
Volume
72.42K
0.47× average
Average volume
155.31K
Average daily volume
Market cap
16.61B USD
Beta
0.57
Market reference 1
50-day average
$64.7126
+5.74% above average
200-day average
$64.1544
+6.66% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
89.56T KRW
P/E (TTM)
7.39×
P/B (TTM)
0.61×
P/S (TTM)
2.53×
EV / EBITDA
16.69×
Earnings yield
15.16%
Free cash flow yield
61.38%
Dividend yield
4.38%

Profitability & efficiency

Gross margin
59.53%
Operating margin
46.00%
Net margin
35.53%
Return on equity
10.04%
Return on assets
0.54%
Return on invested capital
0.54%

Financial health

Debt / equity
2.66×
Current ratio
0.93×
Altman Z-score
0.05
Piotroski F-score
7 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends109%73%37%2%Gross margin, FY2021: 72.49%Gross margin, FY2022: 60.65%Gross margin, FY2023: 41.89%Gross margin, FY2024: 42.38%Gross margin, FY2025: 100.00%Operating margin, FY2021: 29.48%Operating margin, FY2022: 26.16%Operating margin, FY2023: 14.84%Operating margin, FY2024: 16.40%Operating margin, FY2025: 100.00%Net margin, FY2021: 20.33%Net margin, FY2022: 18.33%Net margin, FY2023: 10.58%Net margin, FY2024: 11.98%Net margin, FY2025: 78.83%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 72.49%. Gross margin FY2022 60.65%. Gross margin FY2023 41.89%. Gross margin FY2024 42.38%. Gross margin FY2025 100.00%. Operating margin FY2021 29.48%. Operating margin FY2022 26.16%. Operating margin FY2023 14.84%. Operating margin FY2024 16.40%. Operating margin FY2025 100.00%. Net margin FY2021 20.33%. Net margin FY2022 18.33%. Net margin FY2023 10.58%. Net margin FY2024 11.98%. Net margin FY2025 78.83%.

Income trends

Revenue

4.12T KRW-84.02%

Operating income

4.12T KRW-2.54%

Net income

3.24T KRW+5.13%
Income trends across reported periods28.07T KRW18.78T KRW9.48T KRW181.94B KRWRevenue, FY2021: 12.51T KRWRevenue, FY2022: 17.39T KRWRevenue, FY2023: 23.7T KRWRevenue, FY2024: 25.75T KRWRevenue, FY2025: 4.12T KRWOperating income, FY2021: 3.69T KRWOperating income, FY2022: 4.55T KRWOperating income, FY2023: 3.52T KRWOperating income, FY2024: 4.22T KRWOperating income, FY2025: 4.12T KRWNet income, FY2021: 2.54T KRWNet income, FY2022: 3.19T KRWNet income, FY2023: 2.51T KRWNet income, FY2024: 3.09T KRWNet income, FY2025: 3.24T KRWFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 12.51T KRW. Revenue FY2022 17.39T KRW. Revenue FY2023 23.7T KRW. Revenue FY2024 25.75T KRW. Revenue FY2025 4.12T KRW. Operating income FY2021 3.69T KRW. Operating income FY2022 4.55T KRW. Operating income FY2023 3.52T KRW. Operating income FY2024 4.22T KRW. Operating income FY2025 4.12T KRW. Net income FY2021 2.54T KRW. Net income FY2022 3.19T KRW. Net income FY2023 2.51T KRW. Net income FY2024 3.09T KRW. Net income FY2025 3.24T KRW.
Metric (KRW)FY2025FY2024FY2023FY2022FY2021
Revenue4.12T KRW25.75T KRW23.7T KRW17.39T KRW12.51T KRW
Cost of goods sold—14.84T KRW13.77T KRW6.84T KRW3.44T KRW
Gross profit4.12T KRW10.91T KRW9.93T KRW10.55T KRW9.07T KRW
Selling, general, and administrative—4.23T KRW4.05T KRW4.11T KRW3.71T KRW
Operating expenses—6.69T KRW6.41T KRW6T KRW5.38T KRW
Interest income41.73T KRW22.01T KRW20.64T KRW14.65T KRW9.89T KRW
Interest expense—13.13T KRW11.9T KRW5.96T KRW2.91T KRW
Depreciation and amortization1.25T KRW1.16T KRW993.18B KRW929.31B KRW791.9B KRW
Operating income4.12T KRW4.22T KRW3.52T KRW4.55T KRW3.69T KRW
Net income3.24T KRW3.09T KRW2.51T KRW3.19T KRW2.54T KRW

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
64%
7 beats, 4 misses, 0 met estimates
Average EPS surprise
-0.59%
11 comparable reports
Latest EPS result
2.75
Estimate 2.6 · Beat by 5.77%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates3.782.781.770.76Q1 '25MissQ2 '25MissQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26MissQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 7, 2025: actual 1.13, estimate 1.14, surprise -0.88%, Miss. Q2 2025, reported Apr 25, 2025: actual 1.61, estimate 1.65, surprise -2.42%, Miss. Q3 2025, reported Jul 25, 2025: actual 2.63, estimate 2.58, surprise +1.94%, Beat. Q4 2025, reported Nov 14, 2025: actual 3.57, estimate 2.28, surprise +56.58%, Beat. Q1 2026, reported Mar 4, 2026: actual 0.928, estimate 0.898, surprise +3.34%, Beat. Q2 2026, reported Apr 24, 2026: actual 1.59, estimate 2.27, surprise -29.96%, Miss. Q3 2026, reported Jul 24, 2026: actual 2.75, estimate 2.6, surprise +5.77%, Beat. Q4 2026, reported Nov 13, 2026: actual —, estimate 2.82, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates2.13B1.96B1.79B1.62BQ1 '25MissQ2 '25BeatQ3 '25MissQ4 '25MissQ1 '26BeatQ2 '26MissQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 7, 2025: actual 1.7B USD, estimate 1.71B USD, surprise -0.45%, Miss. Q2 2025, reported Apr 25, 2025: actual 1.89B USD, estimate 1.8B USD, surprise +5.15%, Beat. Q3 2025, reported Jul 25, 2025: actual 2B USD, estimate 2.02B USD, surprise -1.20%, Miss. Q4 2025, reported Nov 14, 2025: actual 1.94B USD, estimate 1.99B USD, surprise -2.79%, Miss. Q1 2026, reported Mar 4, 2026: actual 1.88B USD, estimate 1.84B USD, surprise +1.92%, Beat. Q2 2026, reported Apr 24, 2026: actual 1.86B USD, estimate 1.9B USD, surprise -2.27%, Miss. Q3 2026, reported Jul 24, 2026: actual 2.02B USD, estimate 1.97B USD, surprise +2.42%, Beat. Q4 2026, reported Nov 13, 2026: actual —, estimate 2.05B USD, surprise —, Comparison unavailable.

WF news

gurufocus.com

Is Woori Financial Group Inc (WF) Overvalued After 3.2% Rally? GF Value Says Overvalued

On August 07, 2026, Woori Financial Group Inc (WF) shares rose 3.2%, bringing the current price to $72.62. This price is situated within a 52-week range of $48.

Read source
gurufocus.com

A Look at Woori Financial Group Inc (WF) After 7.5% Gain -- GF Value $33.62 vs Price $70.30

On July 30, 2026, Woori Financial Group Inc (WF) shares rose 7.5% to a current price of $70.30, trading significantly above its recent historical range. Over th

Read source
seekingalpha.com

Woori Financial Group Inc. (WF) Q2 2026 Earnings Call Transcript

Woori Financial Group Inc. (WF) Q2 2026 Earnings Call Transcript

Read source
gurufocus.com

Woori Financial Group Inc (WF) Stock Up 4.3% but GF Value Says Overvalued -- GF Score: 60/100

On July 02, 2026, Woori Financial Group Inc (WF) shares rose 4.3% today, closing at $59.81. The stock's 52-week range has been between $48.83 and $84.71, reflec

Read source

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$2.6656

2025 complete year-13.2% since 2017

2026 partial: $2.4487

* Partial calendar year in the available dividend history.

Corporate action history

Dividend

Ex-dividend Aug 10, 2026

$0.4654

Quarterly

Record Aug 10, 2026 · Payment Aug 31, 2026

Dividend

Ex-dividend May 11, 2026

$0.4382

Quarterly

Record May 11, 2026 · Payment May 29, 2026

Dividend

Ex-dividend Feb 27, 2026

$1.5451

Quarterly

Record Feb 27, 2026 · Payment Apr 15, 2026

Dividend

Ex-dividend Nov 10, 2025

$0.4092

Quarterly

Record Nov 10, 2025 · Payment Dec 5, 2025

Dividend

Ex-dividend Aug 8, 2025

$0.4319

Quarterly

Record Aug 8, 2025 · Payment Sep 8, 2025

Dividend

Ex-dividend May 9, 2025

$0.4359

Quarterly

Record May 9, 2025 · Payment Jun 6, 2025

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ETFs holding WF

Funds reporting this stock among their holdings, ordered by reported position size.

Dimensional - Emerging Core Equity Market ETF logoDimensional - Emerging Core Equity Market ETFDFAE
Market value
2.73M
Weight
0.03%
AUM
10B USD
Expense ratio
0.29%
Price / 1D
$39.49+0.51%
ActivePassive International Equity ETF logoActivePassive International Equity ETFAPIE
Market value
1.77M
Weight
0.15%
AUM
953.79M USD
Expense ratio
0.45%
Price / 1D
$39.766+1.16%
Dimensional - Emerging Markets Value ETF logoDimensional - Emerging Markets Value ETFDFEV
Market value
1.06M
Weight
0.05%
AUM
2.1B USD
Expense ratio
0.46%
Price / 1D
$41.93+0.29%
iShares Flexible Equity Active ETF logoiShares Flexible Equity Active ETFBFLX
Market value
804.59K
Weight
0.04%
AUM
2.05B USD
Expense ratio
0.40%
Price / 1D
$25.8421+0.59%
Dimensional - Emerging Markets Core Equity 2 ETF logoDimensional - Emerging Markets Core Equity 2 ETFDFEM
Market value
799.95K
Weight
0.01%
AUM
9.49B USD
Expense ratio
0.39%
Price / 1D
$39.93+0.50%
Dimensional World ex U.S. Core Equity 2 ETF logoDimensional World ex U.S. Core Equity 2 ETFDFAX
Market value
508.16K
Weight
0.00%
AUM
12.57B USD
Expense ratio
0.28%
Price / 1D
$38.16+0.82%
Dimensional - Emerging Markets ex China Core Equity ETF logoDimensional - Emerging Markets ex China Core Equity ETFDEXC
Market value
454.65K
Weight
0.14%
AUM
320.38M USD
Expense ratio
0.56%
Price / 1D
$78.40+0.39%
National Security Emerging Markets Index ETF logoNational Security Emerging Markets Index ETFNSI
Market value
408.23K
Weight
0.99%
AUM
42M USD
Expense ratio
0.75%
Price / 1D
$38.3255+1.15%

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