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Wells Fargo & Company logo

Wells Fargo & Company

WFC

NYSEFinancial ServicesBanks - Diversified

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Previous close

$83.84

+$0.14 · +0.17%

Aug 21, 4:00 PM ET

WFC company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

89

Deep Value

Momentum

44

Neutral

Sentiment

59

Mixed

Risk resilience

77

Moderate Risk

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AI-generated, informational only, and not investment advice.

Company profile

Company website

Wells Fargo & Company, a financial services company, provides diversified banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. It operates through four segments: Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking; and Wealth and Investment Management. The company’s financial products and services includes checking and savings accounts, and credit and debit cards, as well as home, auto, personal, and small business lending services. It also provides personalized wealth management, brokerage, financial planning, lending, private banking, trust and fiduciary products and services; and financial solutions to private, family owned and public companies through products and services including banking and credit products across multiple industry sectors and municipalities, secured lending and lease products, and treasury management. In addition, it offers a suite of capital markets, banking, and financial products and services, such as corporate banking, investment banking, treasury management, commercial real estate lending and servicing, equity, and fixed income solutions, as well as sales, trading, and research capabilities services to corporate, commercial real estate, government, and institutional clients. Wells Fargo & Company was founded in 1852 and is headquartered in San Francisco, California.

Industry
Banks - Diversified
Sector
Financial Services
Headquarters
US
CEO
Charles W. Scharf
Listed since
Jun 1, 1972
Employees
197,466

Market position

Day range

Current $83.84

52-week range

Current $83.84

Open
$84.50
Previous close
$83.70
Volume
7.93M
0.5× average
Average volume
15.93M
Average daily volume
Market cap
253.53B USD
Beta
0.92
Market reference 1
50-day average
$85.9932
-2.50% below average
200-day average
$84.9589
-1.32% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
547.8B USD
P/E (TTM)
11.96×
P/B (TTM)
1.42×
P/S (TTM)
1.96×
EV / EBITDA
18.67×
Earnings yield
7.20%
Free cash flow yield
-6.41%
Dividend yield
2.21%

Profitability & efficiency

Gross margin
64.50%
Operating margin
21.17%
Net margin
17.54%
Return on equity
11.78%
Return on assets
0.99%
Return on invested capital
3.16%

Financial health

Debt / equity
2.55×
Current ratio
0.29×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends109%75%41%7%Gross margin, FY2021: 100.29%Gross margin, FY2022: 87.29%Gross margin, FY2023: 66.93%Gross margin, FY2024: 62.17%Gross margin, FY2025: 64.80%Operating margin, FY2021: 35.58%Operating margin, FY2022: 18.73%Operating margin, FY2023: 18.76%Operating margin, FY2024: 18.63%Operating margin, FY2025: 20.40%Net margin, FY2021: 26.61%Net margin, FY2022: 16.39%Net margin, FY2023: 16.60%Net margin, FY2024: 15.73%Net margin, FY2025: 17.27%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 100.29%. Gross margin FY2022 87.29%. Gross margin FY2023 66.93%. Gross margin FY2024 62.17%. Gross margin FY2025 64.80%. Operating margin FY2021 35.58%. Operating margin FY2022 18.73%. Operating margin FY2023 18.76%. Operating margin FY2024 18.63%. Operating margin FY2025 20.40%. Net margin FY2021 26.61%. Net margin FY2022 16.39%. Net margin FY2023 16.60%. Net margin FY2024 15.73%. Net margin FY2025 17.27%.

Income trends

Revenue

123.53B USD-1.49%

Operating income

25.2B USD+7.85%

Net income

21.34B USD+8.19%
Income trends across reported periods136.57B USD91.88B USD47.19B USD2.51B USDRevenue, FY2021: 83.08B USDRevenue, FY2022: 83.44B USDRevenue, FY2023: 115.34B USDRevenue, FY2024: 125.4B USDRevenue, FY2025: 123.53B USDOperating income, FY2021: 29.56B USDOperating income, FY2022: 15.63B USDOperating income, FY2023: 21.64B USDOperating income, FY2024: 23.36B USDOperating income, FY2025: 25.2B USDNet income, FY2021: 22.11B USDNet income, FY2022: 13.68B USDNet income, FY2023: 19.14B USDNet income, FY2024: 19.72B USDNet income, FY2025: 21.34B USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 83.08B USD. Revenue FY2022 83.44B USD. Revenue FY2023 115.34B USD. Revenue FY2024 125.4B USD. Revenue FY2025 123.53B USD. Operating income FY2021 29.56B USD. Operating income FY2022 15.63B USD. Operating income FY2023 21.64B USD. Operating income FY2024 23.36B USD. Operating income FY2025 25.2B USD. Net income FY2021 22.11B USD. Net income FY2022 13.68B USD. Net income FY2023 19.14B USD. Net income FY2024 19.72B USD. Net income FY2025 21.34B USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue123.53B USD125.4B USD115.34B USD83.44B USD83.08B USD
Cost of goods sold43.49B USD47.44B USD38.14B USD10.61B USD−240M USD
Gross profit80.04B USD77.96B USD77.2B USD72.83B USD83.32B USD
Selling, general, and administrative40.53B USD37.23B USD37.34B USD35.6B USD36.14B USD
Operating expenses54.84B USD54.6B USD55.56B USD57.21B USD53.76B USD
Interest income87.31B USD90.78B USD85.12B USD54.02B USD39.69B USD
Interest expense39.83B USD43.1B USD32.74B USD9.07B USD3.92B USD
Depreciation and amortization4.15B USD7.56B USD6.27B USD6.83B USD7.89B USD
Operating income25.2B USD23.36B USD21.64B USD15.63B USD29.56B USD
Net income21.34B USD19.72B USD19.14B USD13.68B USD22.11B USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
82%
9 beats, 2 misses, 0 met estimates
Average EPS surprise
+7.90%
11 comparable reports
Latest EPS result
1.96
Estimate 1.73 · Beat by 13.29%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates2.041.741.451.15Q1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26MissQ2 '26MissQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Jan 15, 2025: actual 1.42, estimate 1.32, surprise +7.58%, Beat. Q2 2025, reported Apr 11, 2025: actual 1.27, estimate 1.23, surprise +3.25%, Beat. Q3 2025, reported Jul 15, 2025: actual 1.54, estimate 1.41, surprise +9.22%, Beat. Q4 2025, reported Oct 14, 2025: actual 1.73, estimate 1.55, surprise +11.61%, Beat. Q1 2026, reported Jan 14, 2026: actual 1.62, estimate 1.66, surprise -2.41%, Miss. Q2 2026, reported Apr 14, 2026: actual 1.56, estimate 1.58, surprise -1.27%, Miss. Q3 2026, reported Jul 14, 2026: actual 1.96, estimate 1.73, surprise +13.29%, Beat. Q4 2026, reported Oct 13, 2026: actual —, estimate 1.84, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates23.53B22.1B20.67B19.24BQ1 '25MissQ2 '25MissQ3 '25BeatQ4 '25BeatQ1 '26MissQ2 '26MissQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Jan 15, 2025: actual 20.38B USD, estimate 20.59B USD, surprise -1.03%, Miss. Q2 2025, reported Apr 11, 2025: actual 20.15B USD, estimate 20.72B USD, surprise -2.76%, Miss. Q3 2025, reported Jul 15, 2025: actual 20.82B USD, estimate 20.76B USD, surprise +0.32%, Beat. Q4 2025, reported Oct 14, 2025: actual 21.44B USD, estimate 21.15B USD, surprise +1.37%, Beat. Q1 2026, reported Jan 14, 2026: actual 21.29B USD, estimate 21.65B USD, surprise -1.65%, Miss. Q2 2026, reported Apr 14, 2026: actual 21.45B USD, estimate 21.79B USD, surprise -1.59%, Miss. Q3 2026, reported Jul 14, 2026: actual 22.62B USD, estimate 21.86B USD, surprise +3.48%, Beat. Q4 2026, reported Oct 13, 2026: actual —, estimate 22.37B USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Rating distribution

60 ratings
Strong buy00%
Buy2745%
Hold2948%
Sell47%
Strong sell00%

Recent analyst actions

12 institutions

WFC news

defenseworld.net

Equity Investment Corp Acquires New Shares in Wells Fargo & Company $WFC

Equity Investment Corp bought a new stake in Wells Fargo and Company (NYSE: WFC) during the second quarter, according to the company in its most recent filing with the Securities and Exchange Commission (SEC). The fund…

Read source
defenseworld.net

7,065 Shares in Wells Fargo & Company $WFC Acquired by Auxano Advisors LLC

Auxano Advisors LLC bought a new position in Wells Fargo and Company (NYSE: WFC) in the second quarter, according to its most recent filing with the Securities and Exchange Commission (SEC). The fund bought 7,065 shares…

Read source
defenseworld.net

1ST Source Bank Invests $1.17 Million in Wells Fargo & Company $WFC

1ST Source Bank bought a new stake in Wells Fargo and Company (NYSE: WFC) during the second quarter, according to the company in its most recent 13F filing with the SEC. The institutional investor bought 14,205 shares of…

Read source
defenseworld.net

AMG National Trust Bank Takes $1.29 Million Position in Wells Fargo & Company $WFC

AMG National Trust Bank acquired a new stake in shares of Wells Fargo and Company (NYSE: WFC) in the undefined quarter, according to the company in its most recent filing with the SEC. The institutional investor acquired…

Read source
defenseworld.net

Bryn Mawr Trust Advisors LLC Acquires Shares of 7,958 Wells Fargo & Company $WFC

Bryn Mawr Trust Advisors LLC purchased a new position in Wells Fargo and Company (NYSE: WFC) during the second quarter, according to the company in its most recent filing with the Securities and Exchange Commission. The…

Read source
defenseworld.net

Bridgewater Advisors Inc. Makes New Investment in Wells Fargo & Company $WFC

Bridgewater Advisors Inc. purchased a new stake in shares of Wells Fargo and Company (NYSE: WFC) during the undefined quarter, according to its most recent 13F filing with the Securities and Exchange Commission (SEC).…

Read source

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ETFs holding WFC

Funds reporting this stock among their holdings, ordered by reported position size.

Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
8.42B
Weight
0.37%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$378.24+0.44%
Vanguard S&P 500 ETF logoVanguard S&P 500 ETFVOO
Market value
6.94B
Weight
0.41%
AUM
1.7T USD
Expense ratio
0.03%
Price / 1D
$703.71+0.39%
iShares Core S&P 500 ETF logoiShares Core S&P 500 ETFIVV
Market value
3.45B
Weight
0.39%
AUM
891.84B USD
Expense ratio
0.03%
Price / 1D
$769.31+0.39%
State Street SPDR S&P 500 ETF logoState Street SPDR S&P 500 ETFSPY
Market value
3.18B
Weight
0.39%
AUM
817.87B USD
Expense ratio
0.09%
Price / 1D
$765.72+0.41%
Vanguard Morningstar Value ETF logoVanguard Morningstar Value ETFVTV
Market value
2.52B
Weight
0.98%
AUM
256.5B USD
Expense ratio
0.03%
Price / 1D
$226.4+0.54%
State Street Financial Select Sector SPDR ETF logoState Street Financial Select Sector SPDR ETFXLF
Market value
1.77B
Weight
3.19%
AUM
55.49B USD
Expense ratio
0.08%
Price / 1D
$57.48+0.93%
Vanguard High Dividend Yield ETF logoVanguard High Dividend Yield ETFVYM
Market value
1.07B
Weight
1.07%
AUM
99.2B USD
Expense ratio
0.04%
Price / 1D
$164.97+0.59%
State Street SPDR Portfolio S&P 500 ETF logoState Street SPDR Portfolio S&P 500 ETFSPYM
Market value
659.52M
Weight
0.39%
AUM
169.37B USD
Expense ratio
0.02%
Price / 1D
$90.13+0.39%

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