West Bancorporation, Inc. logo

West Bancorporation, Inc.

WTBA

NASDAQFinancial ServicesBanks - Regional

Previous close

$28.54

+$0.08 · +0.28%

Aug 21, 4:00 PM ET

Pre-market

$28.8705

+$0.3305 · +1.16%

Aug 24, 5:02 AM ET

WTBA company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

60

Fair Value

Momentum

55

Neutral

Sentiment

69

Bullish

Risk resilience

74

Moderate Risk

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Company profile

Company website

West Bancorporation, Inc. functions as the holding company for West Bank, delivering a comprehensive suite of community banking and trust services. Serving individuals and small-to-medium enterprises throughout the United States, its financial offerings include a variety of deposit options such as checking, savings, money market accounts, and time certificates of deposit. The institution also provides diverse lending solutions, spanning commercial real estate, construction and land development, business lines of credit, and commercial term loans. Furthermore, it offers consumer loans for personal, household, and family expenditures not secured by property, alongside residential mortgages for 1-4 family homes and home equity loans. Beyond traditional banking, the company specializes in trust administration, managing estates, conservatorships, personal trusts, and agency accounts. Supplementary services encompass internet and mobile banking platforms, treasury management solutions—like cash management, client-generated ACH transactions, remote deposit capabilities, and fraud prevention—as well as merchant credit card processing and corporate credit cards. West Bancorporation, Inc. maintains a physical presence through seven offices in the Des Moines vicinity, one location in Coralville, Iowa, and individual branches situated in Rochester, Owatonna, Mankato, and St. Cloud, Minnesota. This entity, founded in 1893, is headquartered in West Des Moines, Iowa.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US
CEO
David D. Nelson
Listed since
May 3, 1999
Employees
180

Market position

Day range

Current $28.54

52-week range

Current $28.54

Open
$28.745
Previous close
$28.46
Volume
124.92K
1.96× average
Average volume
63.85K
Average daily volume
Market cap
486.43M USD
Beta
0.69
Market reference 1
50-day average
$27.2078
+4.90% above average
200-day average
$24.4436
+16.76% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
402.65M USD
P/E (TTM)
12.63×
P/B (TTM)
1.72×
P/S (TTM)
2.43×
EV / EBITDA
8.22×
Earnings yield
8.66%
Free cash flow yield
11.48%
Dividend yield
3.54%

Profitability & efficiency

Gross margin
51.45%
Operating margin
24.35%
Net margin
19.14%
Return on equity
12.24%
Return on assets
0.79%
Return on invested capital
4.83%

Financial health

Debt / equity
1.33×
Current ratio
0.19×

Earnings

EPS beat rate
82%
9 beats, 2 misses, 0 met estimates
Average EPS surprise
+8.41%
11 comparable reports
Latest EPS result
0.64
Estimate 0.63 · Beat by 1.59%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.690.570.460.34Q1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Jan 23, 2025: actual 0.42, estimate 0.4, surprise +5.00%, Beat. Q2 2025, reported Apr 24, 2025: actual 0.46, estimate 0.38, surprise +21.05%, Beat. Q3 2025, reported Jul 24, 2025: actual 0.47, estimate 0.45, surprise +4.44%, Beat. Q4 2025, reported Oct 23, 2025: actual 0.55, estimate 0.47, surprise +17.02%, Beat. Q1 2026, reported Jan 29, 2026: actual 0.61, estimate 0.57, surprise +7.02%, Beat. Q2 2026, reported Apr 23, 2026: actual 0.61, estimate 0.59, surprise +3.39%, Beat. Q3 2026, reported Jul 23, 2026: actual 0.64, estimate 0.63, surprise +1.59%, Beat. Q4 2026, reported Oct 22, 2026: actual —, estimate 0.65, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates30.11M26.58M23.05M19.53MQ1 '25MissQ2 '25BeatQ3 '25MissQ4 '25MissQ1 '26BeatQ2 '26MissQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Jan 23, 2025: actual 20.68M USD, estimate 21.7M USD, surprise -4.68%, Miss. Q2 2025, reported Apr 24, 2025: actual 22.9M USD, estimate 21.61M USD, surprise +5.95%, Beat. Q3 2025, reported Jul 24, 2025: actual 23.65M USD, estimate 24.2M USD, surprise -2.26%, Miss. Q4 2025, reported Oct 23, 2025: actual 24.82M USD, estimate 25.3M USD, surprise -1.92%, Miss. Q1 2026, reported Jan 29, 2026: actual 27.34M USD, estimate 26.7M USD, surprise +2.41%, Beat. Q2 2026, reported Apr 23, 2026: actual 27.01M USD, estimate 27.15M USD, surprise -0.50%, Miss. Q3 2026, reported Jul 23, 2026: actual 28.22M USD, estimate 28.15M USD, surprise +0.25%, Beat. Q4 2026, reported Oct 22, 2026: actual —, estimate 28.95M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Rating distribution

3 ratings

Limited analyst sample: 3 ratings. Interpret the distribution with caution.

Strong buy00%
Buy133%
Hold267%
Sell00%
Strong sell00%

Recent analyst actions

1 institution

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$1.00

2025 complete year+6.4% since 2021

2026 partial: $0.76

* Partial calendar year in the available dividend history.

Corporate action history

Dividend

Ex-dividend Aug 5, 2026

$0.26

Quarterly

Record Aug 5, 2026 · Payment Aug 19, 2026

Dividend

Ex-dividend May 6, 2026

$0.25

Quarterly

Record May 6, 2026 · Payment May 20, 2026

Dividend

Ex-dividend Feb 11, 2026

$0.25

Quarterly

Record Feb 11, 2026 · Payment Feb 25, 2026

Dividend

Ex-dividend Nov 5, 2025

$0.25

Quarterly

Record Nov 5, 2025 · Payment Nov 19, 2025

Dividend

Ex-dividend Aug 6, 2025

$0.25

Quarterly

Record Aug 6, 2025 · Payment Aug 20, 2025

Dividend

Ex-dividend May 7, 2025

$0.25

Quarterly

Record May 7, 2025 · Payment May 21, 2025

WTBA peers

ETFs holding WTBA

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