
White Mountains Insurance Group, Ltd.
WTMNYSEFinancial ServicesInsurance - Diversified
Latest quote
$2,109
−$6.75 · -0.32%
WTM company overview
Regular session · ET · Market data may be delayed.
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AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
89
Deep Value
Momentum
58
Neutral
Sentiment
72
Bullish
Risk resilience
81
Low Risk
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Company profile
Company websiteWhite Mountains Insurance Group, Ltd. provides insurance services in the United States, the United Kingdom, Bermuda, and internationally. It operates through Ark/WM Outrigger, HG Global, Kudu, Distinguished, and Other Operations segments. The company offers property insurance and reinsurance; specialty insurance and reinsurance consisting of aviation, contingency, cyber, fine art and specie, mortgage, nuclear, political and credit, space, surety, and terrorism and political violence; marine and energy insurance and reinsurance; casualty insurance and reinsurance, such as medical malpractice, and professional and general liability; and accident and health insurance and reinsurance, which includes personal accident, sickness, disability, travel, short-term life, and medical products through brokers, managing general agents (MGA), and reinsurance intermediaries. It also provides municipal bond guarantee reinsurance, which focuses on single risk limits for small-to-medium sized, and public investment grade municipal bonds that are issued to finance public purpose projects, including schools, utilities, and transportation facilities. In addition, the company offers capital solutions for boutique asset and wealth managers for generational ownership transfers, management buyouts, acquisition and growth finance, and legacy partner liquidity; strategic advice; investment management; and specialty electrical contracting services. Further, it operates as a full-service MGA and program administrator for specialty property and casualty insurance for the real estate and hospitality end markets, and start-up programs; and an MGA for leisure travel and global expatriate medical insurance in Israel, the European Union, and Australia. The company was formerly known as Fund American Enterprises Holdings, Inc. and changed its name to White Mountains Insurance Group, Ltd. in 1999. White Mountains Insurance Group, Ltd. was incorporated in 1980 and is headquartered in Hamilton, Bermuda.
- Industry
- Insurance - Diversified
- Sector
- Financial Services
- Headquarters
- BM
- CEO
- Liam Caffrey
- Listed since
- Oct 23, 1985
- Employees
- 1,648
Market position
- Volume
- 24.96K
- 1.23× average
- Average volume
- 20.27K
- Average daily volume
- Market cap
- 5.23B USD
- Beta
- 0.3
- Market reference 1
Financials
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2.71B USD | 2.35B USD | 2.17B USD | 1.16B USD | 614.4M USD |
| Cost of goods sold | 1.25B USD | 1.28B USD | 1.02B USD | 787M USD | 581.3M USD |
| Gross profit | 1.45B USD | 1.07B USD | 1.15B USD | 370.9M USD | 33.1M USD |
| Selling, general, and administrative | 700.2M USD | 490.1M USD | 432.6M USD | 364.1M USD | 291.6M USD |
| Operating expenses | 125.7M USD | 756.3M USD | 584.4M USD | 520.3M USD | 306.7M USD |
| Interest income | 22.5M USD | 15.8M USD | — | — | — |
| Interest expense | 58.8M USD | 60.8M USD | 62.7M USD | 40.3M USD | 20.5M USD |
| Depreciation and amortization | 2.6M USD | −6.4M USD | −17.8M USD | 4.3M USD | 21.6M USD |
| Operating income | 1.33B USD | 316.7M USD | 565.4M USD | −149.4M USD | −273.6M USD |
| Net income | 1.11B USD | 230.4M USD | 509.2M USD | 792.8M USD | −275.4M USD |
Company facts updated Aug 24, 2026.
Earnings
- Latest fiscal-year EPS
- 430.14
- FY2025 · +379.05% year over year
- Latest fiscal-year revenue
- 2.71B USD
- FY2025 · +14.99% year over year
Annual EPS trend
Reported history and fiscal-year consensus
Annual revenue trend
Reported history and fiscal-year consensus
WTM news
WTM peers
ETFs holding WTM
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI157M0.01%2.3T USD0.03%$378.24+0.44%
Vanguard Morningstar Small-Cap ETFVB113.5M0.06%183.4B USD0.03%$304.76+0.64%
Vanguard Morningstar Small-Cap Value ETFVBR72.07M0.10%68.3B USD0.05%$249.18+0.68%
Avantis U.S. Small Cap Value ETFAVUV64.96M0.21%31.27B USD0.25%$126.45+0.66%
Vanguard Extended Market ETFVXF59.07M0.06%93.7B USD0.05%$245.53+0.82%
Dimensional - US Targeted Value ETFDFAT36.67M0.25%14.66B USD0.28%$71.67+0.67%
Dimensional - US Small Cap Value ETFDFSV27.66M0.33%8.42B USD0.30%$40.29+0.72%
Schwab U.S. Small-Cap ETFSCHA24.53M0.11%23.1B USD0.03%$34.83+0.52%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 157M
- Weight
- 0.01%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
Vanguard Morningstar Small-Cap ETFVB- Market value
- 113.5M
- Weight
- 0.06%
- AUM
- 183.4B USD
- Expense ratio
- 0.03%
- Price / 1D
- $304.76+0.64%
Vanguard Morningstar Small-Cap Value ETFVBR- Market value
- 72.07M
- Weight
- 0.10%
- AUM
- 68.3B USD
- Expense ratio
- 0.05%
- Price / 1D
- $249.18+0.68%
Avantis U.S. Small Cap Value ETFAVUV- Market value
- 64.96M
- Weight
- 0.21%
- AUM
- 31.27B USD
- Expense ratio
- 0.25%
- Price / 1D
- $126.45+0.66%
Vanguard Extended Market ETFVXF- Market value
- 59.07M
- Weight
- 0.06%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
Dimensional - US Targeted Value ETFDFAT- Market value
- 36.67M
- Weight
- 0.25%
- AUM
- 14.66B USD
- Expense ratio
- 0.28%
- Price / 1D
- $71.67+0.67%
Dimensional - US Small Cap Value ETFDFSV- Market value
- 27.66M
- Weight
- 0.33%
- AUM
- 8.42B USD
- Expense ratio
- 0.30%
- Price / 1D
- $40.29+0.72%
Schwab U.S. Small-Cap ETFSCHA- Market value
- 24.53M
- Weight
- 0.11%
- AUM
- 23.1B USD
- Expense ratio
- 0.03%
- Price / 1D
- $34.83+0.52%
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