
Zions Bancorporation, National Association
ZIONNASDAQFinancial ServicesBanks - Regional
Previous close
$68.14
+$0.25 · +0.37%
ZION company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
78
Undervalued
Momentum
60
Neutral
Sentiment
70
Bullish
Risk resilience
82
Low Risk
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Company profile
Company websiteHeadquartered in Salt Lake City, Utah, Zions Bancorporation, National Association is a long-standing financial institution, founded in 1873. Operating primarily across the western United States, it delivers a comprehensive suite of banking and financial services throughout Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company's diverse offerings encompass corporate banking, commercial banking (with a particular emphasis on small and medium-sized businesses), and commercial real estate financing. It also extends municipal and public finance services, retail banking (including residential mortgages), trust services, wealth management and private client banking, and capital markets products. As of December 31, 2020, Zions Bancorporation maintained a network of 422 branches, consisting of 273 owned and 149 leased locations. The institution, initially known as ZB, National Association, officially adopted its current name, Zions Bancorporation, National Association, in September 2018.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Harris Henry Simmons
- Listed since
- Mar 17, 1980
- Employees
- 9,039
Market position
Day range
Current $68.14
52-week range
Current $68.14
- Open
- $68.55
- Previous close
- $67.89
- Volume
- 1.4M
- 0.88× average
- Average volume
- 1.59M
- Average daily volume
- Market cap
- 9.94B USD
- Beta
- 0.78
- Market reference 1
- 50-day average
- $69.6728
- -2.20% below average
- 200-day average
- $61.5553
- +10.70% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 10.07B USD
- P/E (TTM)
- 8.66×
- P/B (TTM)
- 1.3×
- P/S (TTM)
- 1.92×
- EV / EBITDA
- 7.8×
- Earnings yield
- 10.44%
- Free cash flow yield
- 11.39%
- Dividend yield
- 2.69%
Profitability & efficiency
- Gross margin
- 71.41%
- Operating margin
- 29.06%
- Net margin
- 22.67%
- Return on equity
- 12.52%
- Return on assets
- 1.01%
- Return on invested capital
- 6.74%
Financial health
- Debt / equity
- 0.41×
- Current ratio
- 0.16×
- Altman Z-score
- -0.45
- Piotroski F-score
- 8 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 4.94B USD | 4.99B USD | 4.62B USD | 3.34B USD | 2.97B USD |
| Cost of goods sold | 1.63B USD | 1.94B USD | 1.64B USD | 307M USD | −217M USD |
| Gross profit | 3.32B USD | 3.06B USD | 2.98B USD | 3.03B USD | 3.19B USD |
| Selling, general, and administrative | 1.52B USD | 1.41B USD | 1.4B USD | 1.32B USD | 1.2B USD |
| Operating expenses | 2.14B USD | 2.05B USD | 2.1B USD | 1.88B USD | 1.74B USD |
| Interest income | 4.18B USD | 4.29B USD | 3.95B USD | 2.71B USD | 2.27B USD |
| Interest expense | 1.56B USD | 1.86B USD | 1.51B USD | 185M USD | 59M USD |
| Depreciation and amortization | 116M USD | 124M USD | 140M USD | 110M USD | −14M USD |
| Operating income | 1.18B USD | 1.01B USD | 886M USD | 1.15B USD | 1.45B USD |
| Net income | 899M USD | 784M USD | 680M USD | 907M USD | 1.13B USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 91%
- 10 beats, 1 miss, 0 met estimates
- Average EPS surprise
- +19.61%
- 11 comparable reports
- Latest EPS result
- 3.05
- Estimate 1.57 · Beat by 94.27%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$76.60
12.42% upsideRating distribution
51 ratingsRecent analyst actions
ZION news
Corporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
$1.76
2025 complete year+22.2% since 2021
2026 partial: $1.38
$1.44
2,021
$1.58
2,022
$1.64
2,023
$1.66
2,024
$1.76
2,025
$1.38
2,026*
* Partial calendar year in the available dividend history.
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Aug 13, 2026 | $0.48Quarterly | Aug 13, 2026 | Aug 20, 2026 |
Dividend | May 14, 2026 | $0.45Quarterly | May 14, 2026 | May 21, 2026 |
Dividend | Feb 12, 2026 | $0.45Quarterly | Feb 12, 2026 | Feb 19, 2026 |
Dividend | Nov 13, 2025 | $0.45Quarterly | Nov 13, 2025 | Nov 20, 2025 |
Dividend | Aug 14, 2025 | $0.45Quarterly | Aug 14, 2025 | Aug 21, 2025 |
Dividend | May 15, 2025 | $0.43Quarterly | May 15, 2025 | May 22, 2025 |
Ex-dividend Aug 13, 2026
$0.48
Quarterly
Record Aug 13, 2026 · Payment Aug 20, 2026
Ex-dividend May 14, 2026
$0.45
Quarterly
Record May 14, 2026 · Payment May 21, 2026
Ex-dividend Feb 12, 2026
$0.45
Quarterly
Record Feb 12, 2026 · Payment Feb 19, 2026
Ex-dividend Nov 13, 2025
$0.45
Quarterly
Record Nov 13, 2025 · Payment Nov 20, 2025
Ex-dividend Aug 14, 2025
$0.45
Quarterly
Record Aug 14, 2025 · Payment Aug 21, 2025
Ex-dividend May 15, 2025
$0.43
Quarterly
Record May 15, 2025 · Payment May 22, 2025
ZION peers
ETFs holding ZION
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Core S&P Mid-Cap ETFIJH363.52M0.28%125.92B USD0.05%$76.77+0.52%
Vanguard Morningstar Total Stock Market ETFVTI325.88M0.01%2.3T USD0.03%$378.24+0.44%
Vanguard Morningstar Small-Cap ETFVB235.63M0.13%183.4B USD0.03%$304.76+0.64%
Vanguard Morningstar Small-Cap Value ETFVBR149.7M0.22%68.3B USD0.05%$249.18+0.68%
Vanguard Extended Market ETFVXF118.1M0.12%93.7B USD0.05%$245.53+0.82%
First Trust SMID Cap Rising Dividend Achievers ETFSDVY109.96M0.95%11.64B USD0.58%$43.87+0.46%
Invesco KBW Bank ETFKBWB74.57M1.12%6.71B USD0.35%$95.62+0.89%
State Street SPDR S&P MIDCAP 400 ETF TrustMDY73.13M0.27%26.72B USD0.23%$699.6+0.48%
iShares Core S&P Mid-Cap ETFIJH- Market value
- 363.52M
- Weight
- 0.28%
- AUM
- 125.92B USD
- Expense ratio
- 0.05%
- Price / 1D
- $76.77+0.52%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 325.88M
- Weight
- 0.01%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
Vanguard Morningstar Small-Cap ETFVB- Market value
- 235.63M
- Weight
- 0.13%
- AUM
- 183.4B USD
- Expense ratio
- 0.03%
- Price / 1D
- $304.76+0.64%
Vanguard Morningstar Small-Cap Value ETFVBR- Market value
- 149.7M
- Weight
- 0.22%
- AUM
- 68.3B USD
- Expense ratio
- 0.05%
- Price / 1D
- $249.18+0.68%
Vanguard Extended Market ETFVXF- Market value
- 118.1M
- Weight
- 0.12%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
First Trust SMID Cap Rising Dividend Achievers ETFSDVY- Market value
- 109.96M
- Weight
- 0.95%
- AUM
- 11.64B USD
- Expense ratio
- 0.58%
- Price / 1D
- $43.87+0.46%
Invesco KBW Bank ETFKBWB- Market value
- 74.57M
- Weight
- 1.12%
- AUM
- 6.71B USD
- Expense ratio
- 0.35%
- Price / 1D
- $95.62+0.89%
State Street SPDR S&P MIDCAP 400 ETF TrustMDY- Market value
- 73.13M
- Weight
- 0.27%
- AUM
- 26.72B USD
- Expense ratio
- 0.23%
- Price / 1D
- $699.6+0.48%
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