HRTG Stock - Heritage Insurance Holdings, Inc.
Unlock GoAI Insights for HRTG
Get institutional-grade AI analysis, real-time signals, and deep market intelligence powered by advanced machine learning.
Free 14-day trial • No credit card required
Premium members get real-time SMS alerts
Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $816.99M | $735.50M | $662.46M | $631.56M | $593.38M |
| Gross Profit | $178.75M | $141.76M | $4.99M | $58.22M | $91.72M |
| Gross Margin | 21.9% | 19.3% | 0.8% | 9.2% | 15.5% |
| Operating Income | $82.68M | $52.01M | $-166,170,000 | $-76,034,000 | $2.21M |
| Net Income | $61.54M | $45.31M | $-154,363,000 | $-74,727,000 | $9.33M |
| Net Margin | 7.5% | 6.2% | -23.3% | -11.8% | 1.6% |
| EPS | $2.01 | $1.73 | $-5.86 | $-2.69 | $0.33 |
Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. The company offers personal residential property insurance for single-family homeowners and condominium owners, and rental property insurance in the states of Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; commercial residential insurance for properties in Florida, New Jersey, and New York; and licensed in the state of Pennsylvania, as well as personal residential and wind-only property insurance. It also provides restoration, and emergency and recovery services; and property management, and reinsurance services. The company writes personal line policies through a network of retail independent agents, wholesale agents, and a partnership with a direct agency, as well as indirectly to approximately 1,500 retail locations through eight wholesale agency relationships; and personal and commercial insurance policies through a network of approximately 70 independent agencies. Heritage Insurance Holdings, Inc. was founded in 2012 and is headquartered in Tampa, Florida.
Visit WebsiteRating Distribution
Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| August 9th 2024 | Piper Sandler | Upgrade | Overweight | $13← $9 |
| March 13th 2024 | JMP Securities | Downgrade | Market Perform | - |
| February 13th 2023 | Piper Sandler | Downgrade | Neutral | $2.2← $4.3 |
Earnings History & Surprises
HRTGEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | May 4, 2026 | — | — | — | — |
Q1 2026 | Mar 10, 2026 | $1.05 | — | — | — |
Q4 2025 | Nov 5, 2025 | $0.53 | $1.63 | +207.5% | ✓ BEAT |
Q3 2025 | Aug 5, 2025 | $1.03 | $1.55 | +50.5% | ✓ BEAT |
Q2 2025 | May 6, 2025 | $0.46 | $0.99 | +115.2% | ✓ BEAT |
Q1 2025 | Mar 11, 2025 | $-0.17 | $0.66 | +488.2% | ✓ BEAT |
Q4 2024 | Nov 7, 2024 | $-0.08 | $-0.28 | -250.0% | ✗ MISS |
Q3 2024 | Aug 6, 2024 | $0.41 | $0.61 | +48.8% | ✓ BEAT |
Q2 2024 | May 1, 2024 | $0.59 | $0.47 | -20.3% | ✗ MISS |
Q1 2024 | Mar 11, 2024 | $0.46 | $1.15 | +150.0% | ✓ BEAT |
Q4 2023 | Nov 2, 2023 | $-0.29 | $-0.28 | +3.4% | ✓ BEAT |
Q3 2023 | Aug 8, 2023 | $0.11 | $0.30 | +172.7% | ✓ BEAT |
Q2 2023 | May 4, 2023 | $0.11 | $0.55 | +400.0% | ✓ BEAT |
Q1 2023 | Mar 2, 2023 | $-0.16 | $0.48 | +400.0% | ✓ BEAT |
Q4 2022 | Nov 8, 2022 | $-1.24 | $-1.83 | -47.6% | ✗ MISS |
Q3 2022 | Aug 4, 2022 | $-0.14 | $0.11 | +178.6% | ✓ BEAT |
Q2 2022 | May 5, 2022 | $-0.65 | $-1.15 | -76.9% | ✗ MISS |
Q1 2022 | Mar 7, 2022 | $0.18 | $0.41 | +127.8% | ✓ BEAT |
Q4 2021 | Nov 4, 2021 | $-0.38 | $-0.59 | -55.3% | ✗ MISS |
Q3 2021 | Aug 5, 2021 | $-0.20 | $-0.14 | +30.0% | ✓ BEAT |
Latest News
Truist Securities Maintains Buy on Heritage Insurance Hldgs, Raises Price Target to $37
📈 PositiveHeritage Insurance Hldgs Q3 EPS $1.63 May Not Compare To $0.47 Estimate, Sales $195.100M Miss $210.120M Estimate
📉 NegativeHeritage Insurance Holdings shares are trading higher after Truist Securities maintained a Buy rating and raised its price target from $30 to $35.
📈 PositiveTruist Securities Maintains Buy on Heritage Insurance Hldgs, Raises Price Target to $35
📈 PositiveFrequently Asked Questions about HRTG
What is HRTG's current stock price?
What is the analyst price target for HRTG?
What sector is Heritage Insurance Holdings, Inc. in?
What is HRTG's market cap?
Does HRTG pay dividends?
Similar Stocks
Financial Services SectorExplore stocks similar to HRTG for comparison