ACIC Stock - American Coastal Insurance Corporation
Unlock GoAI Insights for ACIC
Get institutional-grade AI analysis, real-time signals, and deep market intelligence powered by advanced machine learning.
Free 14-day trial • No credit card required
Premium members get real-time SMS alerts
Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $296.66M | $263.68M | $220.78M | $228.69M | $846.66M |
| Gross Profit | $156.35M | $141.56M | $43.68M | $46.44M | $2.34M |
| Gross Margin | 52.7% | 53.7% | 19.8% | 20.3% | 0.3% |
| Operating Income | $111.59M | $96.08M | $1.68M | $-10,417,000 | $-132,103,000 |
| Net Income | $75.72M | $309.91M | $-469,855,000 | $-57,919,000 | $-96,454,000 |
| Net Margin | 25.5% | 117.5% | -212.8% | -25.3% | -11.4% |
| EPS | $1.58 | $7.11 | $-10.87 | $-1.35 | $-2.25 |
American Coastal Insurance Corporation operates as a property and casualty insurance holding company that sources, writes, and services residential personal and commercial property, and casualty insurance policies in the United States. The company offers structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also provides commercial multi-peril property insurance for residential condominium associations and apartments, as well as loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company offers equipment breakdown, identity theft, cyber security, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in August 2023. American Coastal Insurance Corporation was founded in 1999 and is headquartered in Saint Petersburg, Florida.
Visit WebsiteRating Distribution
Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| January 17th 2024 | Raymond James | Initiation | Outperform | $15 |
Earnings History & Surprises
ACICEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | May 6, 2026 | — | — | — | — |
Q1 2026 | Feb 26, 2026 | $0.43 | — | — | — |
Q4 2025 | Nov 5, 2025 | $0.39 | $0.61 | +56.4% | ✓ BEAT |
Q3 2025 | Aug 6, 2025 | $0.38 | $0.54 | +42.1% | ✓ BEAT |
Q2 2025 | May 8, 2025 | $0.40 | $0.42 | +5.0% | ✓ BEAT |
Q1 2025 | Feb 27, 2025 | $0.15 | $0.12 | -20.0% | ✗ MISS |
Q4 2024 | Nov 6, 2024 | $0.35 | $0.54 | +54.3% | ✓ BEAT |
Q3 2024 | Aug 7, 2024 | $0.30 | $0.40 | +33.3% | ✓ BEAT |
Q2 2024 | May 9, 2024 | $0.25 | $0.50 | +100.0% | ✓ BEAT |
Q1 2024 | Feb 29, 2024 | $0.21 | $0.39 | +85.7% | ✓ BEAT |
Q4 2023 | Nov 13, 2023 | $-0.15 | $0.34 | +326.7% | ✓ BEAT |
Q3 2023 | Aug 10, 2023 | $-0.20 | $0.65 | +425.0% | ✓ BEAT |
Q2 2023 | May 15, 2023 | $-0.25 | $0.71 | +384.0% | ✓ BEAT |
Q1 2023 | Mar 2, 2023 | $-0.53 | $-6.33 | -1094.3% | ✗ MISS |
Q4 2022 | Nov 10, 2022 | $-0.85 | $-1.65 | -93.6% | ✗ MISS |
Q3 2022 | Aug 10, 2022 | $-0.34 | $-1.60 | -371.9% | ✗ MISS |
Q2 2022 | May 12, 2022 | $0.08 | $-0.77 | -1021.9% | ✗ MISS |
Q1 2022 | Mar 14, 2022 | $0.19 | $-0.05 | -129.0% | ✗ MISS |
Q4 2021 | Nov 12, 2021 | — | $-0.33 | — | — |
Q3 2021 | Aug 16, 2021 | — | $-0.55 | — | — |
Frequently Asked Questions about ACIC
What is ACIC's current stock price?
What is the analyst price target for ACIC?
What sector is American Coastal Insurance Corporation in?
What is ACIC's market cap?
Does ACIC pay dividends?
Similar Stocks
Financial Services SectorExplore stocks similar to ACIC for comparison