/UFCS
UFCS Stock - United Fire Group, Inc.
Financial Services|Insurance - Property & CasualtyNASDAQ
$36.87-0.78%
$0.29 (-0.78%) • Dec 19
54
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.90
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).5
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.100
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+-22.7%upside
Target: $28.50
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ENTRY ZONE$36.50 – $37.24
TARGET (TP)$28.50
STOP LOSS$33.92
RISK/REWARD1:-2.8
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta0.47
52W High$37.84
52W Low$24.11
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $1.25B | $1.10B | $988.22M | $1.06B | $1.08B |
| Gross Profit | $225.92M | $83.93M | $137.84M | $200.91M | $-1,459,000 |
| Gross Margin | 18.0% | 7.6% | 13.9% | 19.0% | -0.1% |
| Operating Income | $77.03M | $-39,721,000 | $12.08M | $96.84M | $-169,515,000 |
| Net Income | $61.96M | $-29,700,000 | $15.03M | $80.59M | $-112,706,000 |
| Net Margin | 4.9% | -2.7% | 1.5% | 7.6% | -10.5% |
| EPS | $2.45 | $-1.18 | $0.60 | $3.21 | $-4.50 |
Company Overview
United Fire Group, Inc., together with its subsidiaries, provides property and casualty insurance for individuals and businesses in the United States. The company offers commercial and personal lines of property and casualty insurance; and commercial multiple peril and inland marine insurance, as well as assumed reinsurance products. Its commercial policies include fire and allied lines, other liability, automobile, workers' compensation, and fidelity and surety coverage; and personal lines comprise automobile, and fire and allied lines coverage, including homeowners. The company sells its products through a network of independent agencies. United Fire Group, Inc. was founded in 1946 and is headquartered in Cedar Rapids, Iowa.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
0%
Hold / Neutral
3
100%
Sell / Underperform
0%
Analyst Consensus🔴 Bearish
0 Bullish3 Neutral/Bearish
Price Targets
$31
Average Target
↓ 15.4% Downside
Now
$25
Low
$31
Average
$37
High
Based on 5 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| November 18th 2024 | Piper Sandler | Upgrade | Neutral | $26← $19 |
| February 13th 2023 | Piper Sandler | Downgrade | Underweight | $25← $30 |
| October 28th 2022 | Piper Sandler | Downgrade | Neutral | $31← $37 |
| August 5th 2022 | Piper Sandler | Upgrade | Overweight | $37 |
| June 27th 2022 | Piper Sandler | Downgrade | Neutral | $37 |
Earnings History & Surprises
UFCSBeat Rate
67%
Last 18 quarters
Avg Surprise
+1.8%
EPS vs Estimate
Beats / Misses
12/4
2 met exactly
Latest EPS
$1.50
Q4 2025
EPS Surprise History
Q1 24
+16.1%
$0.65vs$0.56
Q2 24
+16.7%
$0.56vs$0.48
Q3 24
-1498.2%
$-0.07vs$-0.00
Q4 24
+145.5%
$0.81vs$0.33
Q1 25
+104.9%
$1.25vs$0.61
Q2 25
+12.9%
$0.70vs$0.62
Q3 25
+57.9%
$0.90vs$0.57
Q4 25
+117.4%
$1.50vs$0.69
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | May 4, 2026 | — | — | — | — |
Q1 2026 | Feb 10, 2026 | $0.90 | — | — | — |
Q4 2025 | Nov 4, 2025 | $0.69 | $1.50 | +117.4% | ✓ BEAT |
Q3 2025 | Aug 5, 2025 | $0.57 | $0.90 | +57.9% | ✓ BEAT |
Q2 2025 | May 6, 2025 | $0.62 | $0.70 | +12.9% | ✓ BEAT |
Q1 2025 | Feb 11, 2025 | $0.61 | $1.25 | +104.9% | ✓ BEAT |
Q4 2024 | Nov 5, 2024 | $0.33 | $0.81 | +145.5% | ✓ BEAT |
Q3 2024 | Aug 6, 2024 | $-0.00 | $-0.07 | -1498.2% | ✗ MISS |
Q2 2024 | May 7, 2024 | $0.48 | $0.56 | +16.7% | ✓ BEAT |
Q1 2024 | Feb 13, 2024 | $0.56 | $0.65 | +16.1% | ✓ BEAT |
Q4 2023 | Nov 1, 2023 | $-0.16 | $0.31 | +293.7% | ✓ BEAT |
Q3 2023 | Aug 7, 2023 | $-2.27 | $-2.27 | 0.0% | = MET |
Q2 2023 | May 8, 2023 | $0.53 | $0.08 | -84.9% | ✗ MISS |
Q1 2023 | Feb 15, 2023 | $0.36 | $0.18 | -50.0% | ✗ MISS |
Q4 2022 | Nov 2, 2022 | $-0.48 | $-0.47 | +2.1% | ✓ BEAT |
Q3 2022 | Aug 4, 2022 | $0.47 | $0.24 | -48.9% | ✗ MISS |
Q2 2022 | May 5, 2022 | $0.84 | $1.13 | +34.5% | ✓ BEAT |
Q1 2022 | Feb 15, 2022 | $0.41 | $1.69 | +312.2% | ✓ BEAT |
Q4 2021 | Nov 4, 2021 | $-0.31 | $-0.31 | 0.0% | = MET |
Q3 2021 | Aug 4, 2021 | $-0.07 | $0.35 | +600.0% | ✓ BEAT |
Latest News
Frequently Asked Questions about UFCS
What is UFCS's current stock price?
United Fire Group, Inc. (UFCS) is currently trading at $36.87 per share. The stock has moved -0.78% today.
What is the analyst price target for UFCS?
The average analyst price target for UFCS is $28.50, based on 1 analyst.
What sector is United Fire Group, Inc. in?
United Fire Group, Inc. operates in the Financial Services sector, specifically within the Insurance - Property & Casualty industry. The company is traded on the NASDAQ exchange.
What is UFCS's market cap?
United Fire Group, Inc. has a market capitalization of $0.94 billion, making it a small-cap company.
Does UFCS pay dividends?
No, United Fire Group, Inc. does not currently pay a dividend to shareholders.
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