DGICA Stock - Donegal Group Inc.
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $989.61M | $927.34M | $848.22M | $816.47M | $777.82M |
| Gross Profit | $989.61M | $927.34M | $848.22M | $816.47M | $777.82M |
| Gross Margin | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Operating Income | $62.34M | $5.06M | $-3,638,099 | $30.34M | $63.27M |
| Net Income | $50.86M | $4.43M | $-1,959,405 | $25.25M | $52.82M |
| Net Margin | 5.1% | 0.5% | -0.2% | 3.1% | 6.8% |
| EPS | $1.54 | $0.14 | $-0.06 | $0.82 | $1.80 |
Donegal Group Inc., an insurance holding company, provides personal and commercial lines of property and casualty insurance to businesses and individuals. It operates through three segments: Investment Function, Personal Lines of Insurance, and Commercial Lines of Insurance. The company offers private passenger automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents, as well as protection against loss from damage to automobiles; and homeowners policies, which provide coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft, as well as liability of the insured arising from injury to other persons or their property. It also offers commercial automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured; commercial multi-peril policies that provide protection to businesses against combining liability and physical damage coverages; and workers' compensation policies, which provide benefits to employees for injuries sustained during employment. The company markets its insurance products primarily to Mid-Atlantic, Midwestern, New England, Southern, and Southwestern regions through approximately 2,300 independent insurance agencies. Donegal Group Inc. was incorporated in 1986 and is headquartered in Marietta, Pennsylvania.
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Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| September 2nd 2025 | Janney | Upgrade | Buy | - |
| December 20th 2023 | Janney | Initiation | Neutral | $15 |
Earnings History & Surprises
DGICAEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 22, 2026 | — | — | — | — |
Q1 2026 | Feb 19, 2026 | — | — | — | — |
Q4 2025 | Oct 30, 2025 | $0.43 | $0.52 | +19.5% | ✓ BEAT |
Q3 2025 | Jul 24, 2025 | $0.36 | $0.43 | +19.4% | ✓ BEAT |
Q2 2025 | Apr 24, 2025 | $0.36 | $0.72 | +100.0% | ✓ BEAT |
Q1 2025 | Feb 20, 2025 | $0.30 | $0.69 | +130.0% | ✓ BEAT |
Q4 2024 | Oct 24, 2024 | $0.10 | $0.46 | +360.0% | ✓ BEAT |
Q3 2024 | Jul 25, 2024 | $0.07 | $0.11 | +57.1% | ✓ BEAT |
Q2 2024 | Apr 25, 2024 | $0.23 | $0.13 | -43.5% | ✗ MISS |
Q1 2024 | Feb 22, 2024 | $0.23 | $-0.11 | -147.8% | ✗ MISS |
Q4 2023 | Oct 26, 2023 | $0.08 | $0.01 | -87.5% | ✗ MISS |
Q3 2023 | Jul 27, 2023 | $0.20 | $0.06 | -69.8% | ✗ MISS |
Q2 2023 | Apr 27, 2023 | $0.35 | $0.17 | -51.4% | ✗ MISS |
Q1 2023 | Feb 23, 2023 | $0.25 | $0.09 | -64.0% | ✗ MISS |
Q4 2022 | Oct 27, 2022 | $0.22 | $-0.27 | -222.7% | ✗ MISS |
Q3 2022 | Jul 28, 2022 | $0.29 | $-0.05 | -117.2% | ✗ MISS |
Q2 2022 | Apr 28, 2022 | $0.22 | $0.43 | +95.5% | ✓ BEAT |
Q1 2022 | Feb 17, 2022 | $0.37 | $0.14 | -62.2% | ✗ MISS |
Q4 2021 | Oct 27, 2021 | $0.11 | $-0.18 | -263.6% | ✗ MISS |
Q3 2021 | Jul 27, 2021 | $0.28 | $0.42 | +50.0% | ✓ BEAT |
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