
Commerce Bancshares, Inc.
CBSHNASDAQFinancial ServicesBanks - Regional
前收盘价
US$58.38
−US$0.42 · -0.71%
CBSH公司概览
盘中时间采用ET。市场数据可能有所延迟。
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GoAI评分
Hold
Wait — insufficient conviction to act
估值
42
Fair Value
动量
52
Neutral
情绪
68
Bullish
风险韧性
84
Low Risk
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公司概况
公司网站Commerce Bancshares, Inc. functions as the parent organization for Commerce Bank, delivering a comprehensive suite of financial products and services. These offerings span retail banking, mortgage services, corporate finance, investment solutions, trust administration, and asset management, catering to both individuals and businesses across the United States. Its operational structure is divided into three principal divisions: Consumer, Commercial, and Wealth Management. The Consumer division focuses on individual clients, providing essential banking services such as deposit accounts and a diverse range of personal loans. These include financing for automobiles, motorcycles, marine vehicles, tractor/trailers, recreational vehicles, fixed-rate and revolving home equity loans, and other personal credit products. This segment also facilitates patient healthcare funding, real estate loans, various indirect consumer financing options, personalized mortgage banking, installment lending, and consumer debit and credit cards. The Commercial segment offers robust support to businesses and institutional clients through corporate lending, equipment leasing, international banking, merchant and commercial card services, and secure securities safekeeping with bond accounting. It also manages specific business products, government deposit accounts, and extensive commercial cash management solutions. Additionally, this segment trades fixed-income securities to correspondent banks, corporate entities, public institutions, municipalities, and individual investors. Within the Wealth Management division, the company delivers traditional trust and estate planning, expert advisory and discretionary investment portfolio management, brokerage services, and exclusive private banking accounts. Beyond these core segments, Commerce Bancshares further offers private equity investment opportunities, securities brokerage, insurance agency functions, specialized lending, and additional leasing services. It also ensures convenient access to banking through its online and mobile platforms. The company maintains a significant physical presence with 287 branch locations distributed across Missouri, Kansas, Illinois, Oklahoma, and Colorado, complemented by several dedicated commercial offices. Established in 1865, Commerce Bancshares, Inc. is headquartered in Kansas City, Missouri.
- 行业
- Banks - Regional
- 部门
- Financial Services
- 总部
- US
- 首席执行官
- John W. Kemper
- 上市以来
- 1980年3月17日
- 雇员
- 4,976
市场位置
日内区间
当前US$58.38,
52周区间
当前US$58.38,
- 开盘价
- US$59.39
- 前收盘价
- US$58.80
- 成交量
- 108.53万
- 0.9× 平均值
- 平均成交量
- 120.76万
- 日均成交量
- 市值
- 85.1亿 USD
- 贝塔
- 0.58
- 市场参考 1
- 50天平均值
- US$58.2562
- 高于平均水平+0.21%
- 200天平均值
- US$53.4091
- 高于平均水平+9.31%
财务数据
财务快照
最近十二个月估值与收益率
- 企业价值
- 94.69亿 USD
- 市盈率(TTM)
- 14.2×
- 市净率(TTM)
- 1.93×
- 市销率(TTM)
- 3.92×
- EV/EBITDA
- 12.3×
- 盈利收益率
- 7.79%
- 自由现金流收益率
- 8.15%
- 股息率
- 1.86%
盈利能力和效率
- 毛利率
- 80.23%
- 营业利润率
- 35.00%
- 净利润率
- 26.90%
- 净资产收益率
- 14.94%
- 资产收益率
- 1.72%
- 投入资本回报率
- 4.22%
财务健康
- 负债权益比
- 0.56×
- 流动比率
- 0×
财务报表
利润率趋势
盈利能力占已公布营收的百分比。
损益趋势
营收
营业利润
净利润
| 项目(USD) | 2025财年 | 2024财年 | 2023财年 | 2022财年 | 2021财年 |
|---|---|---|---|---|---|
| 营收 | 21.4亿 USD | 20.93亿 USD | 19.69亿 USD | 15.66亿 USD | 14.39亿 USD |
| 销货成本 | 4.28亿 USD | 4.62亿 USD | 4.19亿 USD | 8486.5万 USD | −5346万 USD |
| 毛利 | 17.12亿 USD | 16.31亿 USD | 15.51亿 USD | 14.81亿 USD | 14.92亿 USD |
| 销售、一般及管理费用 | 6.63亿 USD | 6.47亿 USD | 6.42亿 USD | 5.88亿 USD | 5.56亿 USD |
| 营业费用 | 9.8亿 USD | 9.51亿 USD | 9.31亿 USD | 8.49亿 USD | 8.06亿 USD |
| 利息收入 | 14.84亿 USD | 14.7亿 USD | 13.81亿 USD | 9.99亿 USD | 8.48亿 USD |
| 利息支出 | 3.72亿 USD | 4.29亿 USD | 3.83亿 USD | 5679.4万 USD | 1286.6万 USD |
| 折旧和摊销 | 3819.3万 USD | 5407.6万 USD | 4951.3万 USD | 4685.6万 USD | 4486.6万 USD |
| 营业利润 | 7.32亿 USD | 6.79亿 USD | 6.2亿 USD | 6.32亿 USD | 6.86亿 USD |
| 净利润 | 5.66亿 USD | 5.26亿 USD | 4.77亿 USD | 4.88亿 USD | 5.31亿 USD |
公司数据更新于 2026年8月24日。
分析师评级
第三方分析师预期可能变化,并非 GoAI 建议。
分析师目标价
平均目标
US$64.50
上涨空间 10.48%CBSH同业公司
持有CBSH的ETF
报告持有此股票敞口的交易所交易基金。
iShares Core S&P Mid-Cap ETFIJH2.8亿0.22%1259.21亿 USD0.05%US$76.77+0.52%
Vanguard Morningstar Total Stock Market ETFVTI2.61亿0.01%2.3万亿 USD0.03%US$378.24+0.44%
Vanguard Morningstar Small-Cap ETFVB1.89亿0.10%1834亿 USD0.03%US$304.76+0.64%
Vanguard Morningstar Small-Cap Value ETFVBR1.2亿0.17%683亿 USD0.05%US$249.18+0.68%
Vanguard Extended Market ETFVXF9258.64万0.10%937亿 USD0.05%US$245.53+0.82%
First Trust SMID Cap Rising Dividend Achievers ETFSDVY7621.16万0.66%116.41亿 USD0.58%US$43.87+0.46%
State Street SPDR S&P Dividend ETFSDY7200.86万0.33%220.75亿 USD0.35%US$158.44+0.23%
State Street SPDR S&P MIDCAP 400 ETF TrustMDY5838.09万0.22%267.17亿 USD0.23%US$699.6+0.48%
iShares Core S&P Mid-Cap ETFIJH- 市场价值
- 2.8亿
- 重量
- 0.22%
- AUM
- 1259.21亿 USD
- 费用率
- 0.05%
- 价格 / 1日
- US$76.77+0.52%
Vanguard Morningstar Total Stock Market ETFVTI- 市场价值
- 2.61亿
- 重量
- 0.01%
- AUM
- 2.3万亿 USD
- 费用率
- 0.03%
- 价格 / 1日
- US$378.24+0.44%
Vanguard Morningstar Small-Cap ETFVB- 市场价值
- 1.89亿
- 重量
- 0.10%
- AUM
- 1834亿 USD
- 费用率
- 0.03%
- 价格 / 1日
- US$304.76+0.64%
Vanguard Morningstar Small-Cap Value ETFVBR- 市场价值
- 1.2亿
- 重量
- 0.17%
- AUM
- 683亿 USD
- 费用率
- 0.05%
- 价格 / 1日
- US$249.18+0.68%
Vanguard Extended Market ETFVXF- 市场价值
- 9258.64万
- 重量
- 0.10%
- AUM
- 937亿 USD
- 费用率
- 0.05%
- 价格 / 1日
- US$245.53+0.82%
First Trust SMID Cap Rising Dividend Achievers ETFSDVY- 市场价值
- 7621.16万
- 重量
- 0.66%
- AUM
- 116.41亿 USD
- 费用率
- 0.58%
- 价格 / 1日
- US$43.87+0.46%
State Street SPDR S&P Dividend ETFSDY- 市场价值
- 7200.86万
- 重量
- 0.33%
- AUM
- 220.75亿 USD
- 费用率
- 0.35%
- 价格 / 1日
- US$158.44+0.23%
State Street SPDR S&P MIDCAP 400 ETF TrustMDY- 市场价值
- 5838.09万
- 重量
- 0.22%
- AUM
- 267.17亿 USD
- 费用率
- 0.23%
- 价格 / 1日
- US$699.6+0.48%
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