Dah Sing Financial Holdings Limited (0440.HK) stock price, financials & research

Regular session · HKT · Market data may be delayed.

Company profile

Dah Sing Financial Holdings Limited functions as an investment holding company, offering a comprehensive suite of banking, insurance, and financial solutions, alongside related services, predominantly within the People's Republic of China. The company's operations are structured across five principal divisions: Personal Banking, Corporate Banking, Treasury and Global Markets, Overseas Banking, and Insurance Business. The Personal Banking segment caters to individual customers by accepting various deposits and providing diverse credit facilities, including home mortgages, personal and vehicle loans, overdrafts, and credit card services, in addition to offering insurance and investment advisory. The Corporate Banking division supports commercial, industrial, and institutional clients with deposit services, loans, working capital financing, and trade finance. Within the Treasury and Global Markets segment, the company manages foreign exchange, oversees cash management (spanning deposit-taking and lending), handles interest rate risk, and manages its securities investment portfolio. The Overseas Banking segment extends a full spectrum of personal and corporate banking products and services internationally. Lastly, the Insurance Business segment is focused on insurance provision and pension fund administration. Beyond these core activities, Dah Sing Financial Holdings also engages in insurance agency work, nominee services, securities dealing, and real estate investments. Founded in 1947 and headquartered in Wan Chai, Hong Kong, the company was originally known as Fivetech Investments Limited, changing its name to Dah Sing Financial Holdings Limited in July 1987.

Industry: Banks - Regional
Sector: Financial Services
Headquarters: HK
CEO: Hon-Hing Wong
Listed since: Nov 5, 1987
Employees: 3,047

Market position

Day range

Current HK$47.58

HK$47.40HK$48.30

52-week range

Current HK$47.58

HK$32.70HK$51.20

Open: HK$48.00
Previous close: HK$47.80
Volume: 34.17K; 0.12× average
Average volume: 284.17K; Average daily volume
Market cap: 15.21B HKD
Beta: 0.49; Market reference 1
50-day average: HK$43.558; +9.23% above average
200-day average: HK$40.3467; +17.93% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value: 464.6M HKD
P/E (TTM): 7.38×
P/B (TTM): 0.49×
P/S (TTM): 2.35×
EV / EBITDA: 0.17×
Earnings yield: 18.24%
Free cash flow yield: 42.27%
Dividend yield: 5.42%

Profitability & efficiency

Gross margin: 92.85%
Operating margin: 49.69%
Net margin: 31.73%
Return on equity: 5.49%
Return on assets: 0.76%
Return on invested capital: 4.29%

Financial health

Debt / equity: 0.13×
Current ratio: 0.09×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin

Income trends

Revenue

6.48B HKD+19.97%

Operating income

3.07B HKD+35.35%

Net income

2.06B HKD+22.94%

Metric (HKD)	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	6.48B HKD	5.4B HKD	4.96B HKD	4.5B HKD	7.46B HKD
Cost of goods sold	6.3B HKD	6.85B HKD	6.65B HKD	2.58B HKD	1.22B HKD
Gross profit	6.7B HKD	5.4B HKD	4.96B HKD	6.88B HKD	6.01B HKD
Selling, general, and administrative	102.85M HKD	97.21M HKD	103.11M HKD	108.45M HKD	97.03M HKD
Operating expenses	4.39B HKD	3.13B HKD	2.9B HKD	4.87B HKD	3.95B HKD
Interest income	10.61B HKD	12.25B HKD	11.6B HKD	7.01B HKD	5.18B HKD
Interest expense	4.52B HKD	6.85B HKD	6.65B HKD	2.58B HKD	1.22B HKD
Depreciation and amortization	377.39M HKD	386.72M HKD	359.32M HKD	390.86M HKD	405.81M HKD
Operating income	3.07B HKD	2.27B HKD	2.06B HKD	3.07B HKD	2.1B HKD
Net income	2.06B HKD	1.67B HKD	1.59B HKD	1.22B HKD	1.31B HKD