
Public Financial Holdings Limited
0626.HKHKSEFinancial ServicesBanks - Regional
Latest quote
HK$1.55
+HK$0.11 · +7.64%
0626.HK company overview
Regular session · HKT · Market data may be delayed.
Company profile
Company websitePublic Financial Holdings Limited, formerly JCG Holdings Limited, functions as an investment and property holding firm that delivers a comprehensive array of banking and financial services across Hong Kong and Mainland China. Its operations are strategically divided into three primary segments. The Retail and Commercial Banking division offers diverse products and services, including deposit accounts, various lending options such as mortgages and consumer loans, hire purchase and leasing solutions, and specialized financing for licensed public vehicles like taxis and public light buses. This segment also supports clients in trading, manufacturing, and other business sectors with financing and related services, alongside providing foreign exchange and cash management services that encompass deposit-taking, lending, interest rate risk management, and fund management. The Wealth Management Services, Stockbroking, and Securities Management segment focuses on managing investments in both debt instruments and equities, generating income through securities dealing and commissions, and providing a suite of wealth management products and services. The Other Businesses segment is involved in the buying and selling of taxi vehicles and their licenses, the leasing of taxis, and the letting of investment properties. Beyond these core segments, Public Financial Holdings also extends personal and property-backed loans, nominee services, and insurance offerings. The company maintains an extensive presence with 78 branches throughout Hong Kong and an additional 5 branches in Mainland China. Established in 1991 and headquartered in Central, Hong Kong, it operates as a subsidiary of Public Bank Berhad.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- HK
- CEO
- Yam Kiang Chong
- Listed since
- Oct 3, 1991
- Employees
- 1,305
Market position
52-week range
Current HK$1.55
- Open
- HK$1.55
- Previous close
- HK$1.44
- Volume
- 1.82M
- 7.37× average
- Average volume
- 247.03K
- Average daily volume
- Market cap
- 1.7B HKD
- Beta
- 0.49
- Market reference 1
- 50-day average
- HK$1.3964
- +11.00% above average
- 200-day average
- HK$1.4475
- +7.08% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 3.39B HKD
- P/E (TTM)
- 16.44×
- P/B (TTM)
- 0.22×
- P/S (TTM)
- 0.84×
- EV / EBITDA
- 15.2×
- Earnings yield
- 5.33%
- Free cash flow yield
- 14.79%
- Dividend yield
- 5.81%
Profitability & efficiency
- Gross margin
- 53.04%
- Operating margin
- 6.83%
- Net margin
- 5.02%
- Return on equity
- 1.03%
- Return on assets
- 0.18%
- Return on invested capital
- 0.18%
Financial health
- Debt / equity
- 0.25×
- Current ratio
- 0.12×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (HKD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2.06B HKD | 2.25B HKD | 914.19M HKD | 1.72B HKD | 1.68B HKD |
| Cost of goods sold | 1.07B HKD | 1.07B HKD | −294.38M HKD | 349.92M HKD | 167.83M HKD |
| Gross profit | 995.08M HKD | 1.18B HKD | 1.21B HKD | 1.37B HKD | 1.51B HKD |
| Selling, general, and administrative | 608.38M HKD | 77.89M HKD | 72.93M HKD | 75.42M HKD | 74.82M HKD |
| Operating expenses | 876.02M HKD | 891M HKD | 1.17B HKD | 953.68M HKD | 920.44M HKD |
| Interest income | 1.94B HKD | 2.05B HKD | 1.96B HKD | 1.5B HKD | 1.45B HKD |
| Interest expense | 787.43M HKD | 1.07B HKD | 953.72M HKD | 349.92M HKD | 167.83M HKD |
| Depreciation and amortization | 104.03M HKD | 103.15M HKD | 103.58M HKD | 102.33M HKD | 101.94M HKD |
| Operating income | 119.06M HKD | 293.74M HKD | 40.63M HKD | 413.65M HKD | 590.45M HKD |
| Net income | 79.65M HKD | −999.39M HKD | 14.38M HKD | 328.7M HKD | 496.46M HKD |
Company facts updated Aug 24, 2026.
Earnings
- Latest EPS result
- 0.07
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Corporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
HK$0.14
2023 complete year-36.4% since 2019
2026 partial: HK$0.09
HK$0.22
2,019
HK$0.18
2,020
HK$0.17
2,021
HK$0.20
2,022
HK$0.14
2,023
HK$0.09
2,026*
* Partial calendar year in the available dividend history.
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Jul 16, 2026 | HK$0.04Special | Jul 20, 2026 | Aug 5, 2026 |
Dividend | Jan 26, 2026 | HK$0.05Semi-Annual | Jan 28, 2026 | Feb 26, 2026 |
Dividend | Jul 16, 2025 | HK$0.02Irregular | Jul 18, 2025 | Aug 1, 2025 |
Dividend | Jul 13, 2023 | HK$0.03Semi-Annual | Jul 14, 2023 | Aug 2, 2023 |
Dividend | Jan 20, 2023 | HK$0.11Semi-Annual | Jan 26, 2023 | Feb 24, 2023 |
Dividend | Jul 14, 2022 | HK$0.05Semi-Annual | Jul 15, 2022 | Aug 3, 2022 |
Ex-dividend Jul 16, 2026
HK$0.04
Special
Record Jul 20, 2026 · Payment Aug 5, 2026
Ex-dividend Jan 26, 2026
HK$0.05
Semi-Annual
Record Jan 28, 2026 · Payment Feb 26, 2026
Ex-dividend Jul 16, 2025
HK$0.02
Irregular
Record Jul 18, 2025 · Payment Aug 1, 2025
Ex-dividend Jul 13, 2023
HK$0.03
Semi-Annual
Record Jul 14, 2023 · Payment Aug 2, 2023
Ex-dividend Jan 20, 2023
HK$0.11
Semi-Annual
Record Jan 26, 2023 · Payment Feb 24, 2023
Ex-dividend Jul 14, 2022
HK$0.05
Semi-Annual
Record Jul 15, 2022 · Payment Aug 3, 2022
0626.HK peers
ETFs holding 0626.HK
Funds reporting this stock among their holdings, ordered by reported position size.
Dimensional World ex U.S. Core Equity 2 ETFDFAX40.32K0.00%12.57B USD0.28%$38.16+0.82%
Dimensional - International Core Equity 2 ETFDFIC35.18K0.00%15.43B USD0.22%$39.405+0.83%
Dimensional - International Core Equity Market ETFDFAI9.88K0.00%18.23B USD0.18%$43.35+0.81%
Dimensional - International Small Cap ETFDFIS395.250.00%5.91B USD0.39%$37.545+0.71%
Dimensional World ex U.S. Core Equity 2 ETFDFAX- Market value
- 40.32K
- Weight
- 0.00%
- AUM
- 12.57B USD
- Expense ratio
- 0.28%
- Price / 1D
- $38.16+0.82%
Dimensional - International Core Equity 2 ETFDFIC- Market value
- 35.18K
- Weight
- 0.00%
- AUM
- 15.43B USD
- Expense ratio
- 0.22%
- Price / 1D
- $39.405+0.83%
Dimensional - International Core Equity Market ETFDFAI- Market value
- 9.88K
- Weight
- 0.00%
- AUM
- 18.23B USD
- Expense ratio
- 0.18%
- Price / 1D
- $43.35+0.81%
Dimensional - International Small Cap ETFDFIS- Market value
- 395.25
- Weight
- 0.00%
- AUM
- 5.91B USD
- Expense ratio
- 0.39%
- Price / 1D
- $37.545+0.71%
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