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China Huirong Financial Holdings Limited logo

China Huirong Financial Holdings Limited

1290.HK

HKSEFinancial ServicesFinancial - Mortgages

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Latest quote

HK$0.595

+HK$0.075 · +14.42%

Aug 18, 6:09 PM HKT

1290.HK company overview

Regular session · HKT · Market data may be delayed.

Company profile

Company website

China Huirong Financial Holdings Limited functions as an investment holding company, providing a broad range of financial solutions to individuals and small and medium-sized enterprises (SMEs) across the People's Republic of China. Its operations are structured into two primary segments: the Inclusive Finance Business Division and the Ecology Finance Business Division. The company's diverse service portfolio encompasses various lending options, including loans secured by real estate, as well as personal assets like gold, jewelry, artwork, diamonds, watches, and luxury items. They also offer micro-financing, working capital loans, and investment opportunities in art, equity, and special assets, alongside insurance brokerage. Furthermore, China Huirong provides supply chain technology, loan facilitation, and factoring services. Its auxiliary offerings extend to management and marketing consulting, pawnshop operations, technology development and consulting, supply chain management, and the acquisition and disposal of non-performing assets. Established in 1999, the firm is headquartered in Suzhou, PRC.

Industry
Financial - Mortgages
Sector
Financial Services
Headquarters
CN
CEO
Wei Qiu
Listed since
Oct 28, 2013
Employees
151

Market position

52-week range

Current HK$0.595

Open
HK$0.595
Previous close
HK$0.52
Volume
54K
2.84× average
Average volume
19K
Average daily volume
Market cap
648.75M HKD
Beta
-0.07
Market reference 1
50-day average
HK$0.539
+10.39% above average
200-day average
HK$0.5571
+6.81% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
1.58B CNY
P/E (TTM)
10.65×
P/B (TTM)
0.29×
P/S (TTM)
0.79×
EV / EBITDA
12.07×
Earnings yield
9.34%
Free cash flow yield
9.72%
Dividend yield
5.04%

Profitability & efficiency

Gross margin
30.50%
Operating margin
18.21%
Net margin
7.42%
Return on equity
2.64%
Return on assets
1.53%
Return on invested capital
3.15%

Financial health

Debt / equity
0.53×
Current ratio
0.61×
Altman Z-score
1.17
Piotroski F-score
4 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends53%36%19%2%Gross margin, FY2021: 48.67%Gross margin, FY2022: 29.76%Gross margin, FY2023: 31.99%Gross margin, FY2024: 34.30%Gross margin, FY2025: 41.90%Operating margin, FY2021: 36.06%Operating margin, FY2022: 18.39%Operating margin, FY2023: 20.24%Operating margin, FY2024: 21.64%Operating margin, FY2025: 20.48%Net margin, FY2021: 17.95%Net margin, FY2022: 6.61%Net margin, FY2023: 7.09%Net margin, FY2024: 7.73%Net margin, FY2025: 7.12%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 48.67%. Gross margin FY2022 29.76%. Gross margin FY2023 31.99%. Gross margin FY2024 34.30%. Gross margin FY2025 41.90%. Operating margin FY2021 36.06%. Operating margin FY2022 18.39%. Operating margin FY2023 20.24%. Operating margin FY2024 21.64%. Operating margin FY2025 20.48%. Net margin FY2021 17.95%. Net margin FY2022 6.61%. Net margin FY2023 7.09%. Net margin FY2024 7.73%. Net margin FY2025 7.12%.

Income trends

Revenue

719.35M CNY+10.13%

Operating income

147.32M CNY+4.25%

Net income

51.22M CNY+1.46%
Income trends across reported periods787.18M CNY515.86M CNY244.54M CNY−26.77M CNYRevenue, FY2021: 485.67M CNYRevenue, FY2022: 621.01M CNYRevenue, FY2023: 654.93M CNYRevenue, FY2024: 653.16M CNYRevenue, FY2025: 719.35M CNYOperating income, FY2021: 175.14M CNYOperating income, FY2022: 114.18M CNYOperating income, FY2023: 132.55M CNYOperating income, FY2024: 141.31M CNYOperating income, FY2025: 147.32M CNYNet income, FY2021: 87.17M CNYNet income, FY2022: 41.06M CNYNet income, FY2023: 46.45M CNYNet income, FY2024: 50.49M CNYNet income, FY2025: 51.22M CNYFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 485.67M CNY. Revenue FY2022 621.01M CNY. Revenue FY2023 654.93M CNY. Revenue FY2024 653.16M CNY. Revenue FY2025 719.35M CNY. Operating income FY2021 175.14M CNY. Operating income FY2022 114.18M CNY. Operating income FY2023 132.55M CNY. Operating income FY2024 141.31M CNY. Operating income FY2025 147.32M CNY. Net income FY2021 87.17M CNY. Net income FY2022 41.06M CNY. Net income FY2023 46.45M CNY. Net income FY2024 50.49M CNY. Net income FY2025 51.22M CNY.
Metric (CNY)FY2025FY2024FY2023FY2022FY2021
Revenue719.35M CNY653.16M CNY654.93M CNY621.01M CNY485.67M CNY
Cost of goods sold417.96M CNY429.1M CNY445.43M CNY436.2M CNY249.32M CNY
Gross profit301.39M CNY224.06M CNY209.5M CNY184.81M CNY236.35M CNY
Selling, general, and administrative—82.75M CNY29.08M CNY23.51M CNY18.71M CNY
Operating expenses154.07M CNY82.75M CNY76.95M CNY70.63M CNY61.32M CNY
Interest income296.92M CNY327.33M CNY279.58M CNY258.85M CNY269.28M CNY
Interest expense28.67M CNY56.73M CNY40.74M CNY31.88M CNY25.58M CNY
Depreciation and amortization6.07M CNY2.39M CNY6.89M CNY6.58M CNY5.01M CNY
Operating income147.32M CNY141.31M CNY132.55M CNY114.18M CNY175.14M CNY
Net income51.22M CNY50.49M CNY46.45M CNY41.06M CNY87.17M CNY

Company facts updated Aug 24, 2026.

Earnings

Latest EPS result
0.02

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly EPS actual values compared with estimates0.120.090.050.01Q2 '21Q4 '21Q3 '22Q1 '23Q3 '23Q1 '24Q3 '24Q1 '25
Q2 2021, reported Jun 30, 2021: actual 0.016, estimate —, surprise —, Comparison unavailable. Q4 2021, reported Dec 31, 2021: actual 0.081, estimate —, surprise —, Comparison unavailable. Q3 2022, reported Aug 26, 2022: actual 0.019, estimate —, surprise —, Comparison unavailable. Q1 2023, reported Mar 28, 2023: actual 0.024, estimate —, surprise —, Comparison unavailable. Q3 2023, reported Aug 31, 2023: actual 0.027, estimate —, surprise —, Comparison unavailable. Q1 2024, reported Mar 28, 2024: actual 0.019, estimate —, surprise —, Comparison unavailable. Q3 2024, reported Aug 28, 2024: actual 0.03, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Mar 28, 2025: actual 0.019, estimate —, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly Revenue actual values compared with estimates442.59M344.63M246.66M148.7MQ2 '21Q4 '21Q3 '22Q1 '23Q3 '23Q1 '24Q3 '24Q1 '25
Q2 2021, reported Jun 30, 2021: actual 168.97M HKD, estimate —, surprise —, Comparison unavailable. Q4 2021, reported Dec 31, 2021: actual 422.32M HKD, estimate —, surprise —, Comparison unavailable. Q3 2022, reported Aug 26, 2022: actual 359.44M HKD, estimate —, surprise —, Comparison unavailable. Q1 2023, reported Mar 28, 2023: actual 357.58M HKD, estimate —, surprise —, Comparison unavailable. Q3 2023, reported Aug 31, 2023: actual 347.3M HKD, estimate —, surprise —, Comparison unavailable. Q1 2024, reported Mar 28, 2024: actual 369.43M HKD, estimate —, surprise —, Comparison unavailable. Q3 2024, reported Aug 28, 2024: actual 378.65M HKD, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Mar 28, 2025: actual 319.74M HKD, estimate —, surprise —, Comparison unavailable.

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

HK$0.03

2025 complete year+130.8% since 2020

2026 partial: HK$0.03

* Partial calendar year in the available dividend history.

Corporate action history

Dividend

Ex-dividend Jun 2, 2026

HK$0.03

Annual

Record Jun 4, 2026 · Payment Jun 30, 2026

Dividend

Ex-dividend Jun 2, 2025

HK$0.03

Annual

Record Jun 4, 2025 · Payment Jun 30, 2025

Dividend

Ex-dividend May 31, 2024

HK$0.02

Annual

Record Jun 4, 2024 · Payment Jun 28, 2024

Dividend

Ex-dividend Jun 14, 2023

HK$0.03

Annual

Record Jun 15, 2023 · Payment Jul 12, 2023

Dividend

Ex-dividend May 30, 2022

HK$0.04

Annual

Record May 31, 2022 · Payment Jun 27, 2022

Dividend

Ex-dividend Jun 1, 2020

HK$0.013

Annual

Record Jun 2, 2020 · Payment Jun 29, 2020

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