Bank of Tianjin Co., Ltd. logo

Bank of Tianjin Co., Ltd.

1578.HK

HKSEFinancial ServicesBanks - Regional

Latest quote

HK$2.14

−HK$0.01 · -0.47%

Aug 24, 3:59 PM HKT

1578.HK company overview

Regular session · HKT · Market data may be delayed.

Company profile

Company website

Bank of Tianjin Co., Ltd. delivers a comprehensive suite of banking and financial solutions, primarily serving customers throughout the People's Republic of China. Its operations are structured into three key divisions: Corporate Banking, Personal Banking, and Treasury Operations. The Corporate Banking segment provides essential services such as deposit acceptance, corporate lending, trade finance, and various corporate advisory offerings to businesses, government entities, and other financial institutions. For individual clients, the Personal Banking division offers diverse deposit options, personal credit facilities, card products, wealth management strategies, and other personal financial intermediary services. The Treasury Operations segment is primarily engaged in debt instrument investments and facilitates transactions across money markets, foreign exchange, precious metals, and derivatives. Established in 1996 as Tianjin City Cooperative Bank Co., Ltd., the institution adopted its current name, Bank of Tianjin Co., Ltd., in February 2007. Its corporate headquarters are situated in Tianjin, China.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
CN
CEO
Hongtao Wu
Listed since
Mar 30, 2016
Employees
6,621

Market position

Day range

Current HK$2.14

52-week range

Current HK$2.14

Open
HK$2.15
Previous close
HK$2.15
Volume
39K
0.31× average
Average volume
127.5K
Average daily volume
Market cap
12.99B HKD
Beta
-0.15
Market reference 1
50-day average
HK$2.1079
+1.52% above average
200-day average
HK$2.3133
-7.49% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
254.29B CNY
EV / EBITDA
53.92×
Earnings yield
27.74%
Free cash flow yield
-97.10%

Profitability & efficiency

Return on equity
5.36%
Return on assets
0.38%
Return on invested capital
0.39%

Financial health

Current ratio
0.75×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends206%135%65%-5%Gross margin, FY2021: 100.00%Gross margin, FY2022: 100.00%Gross margin, FY2023: 188.27%Gross margin, FY2024: 100.00%Gross margin, FY2025: 25.87%Operating margin, FY2021: 47.94%Operating margin, FY2022: 50.49%Operating margin, FY2023: 49.32%Operating margin, FY2024: 68.38%Operating margin, FY2025: 13.68%Net margin, FY2021: 40.76%Net margin, FY2022: 43.30%Net margin, FY2023: 43.29%Net margin, FY2024: 24.07%Net margin, FY2025: 12.13%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 100.00%. Gross margin FY2022 100.00%. Gross margin FY2023 188.27%. Gross margin FY2024 100.00%. Gross margin FY2025 25.87%. Operating margin FY2021 47.94%. Operating margin FY2022 50.49%. Operating margin FY2023 49.32%. Operating margin FY2024 68.38%. Operating margin FY2025 13.68%. Net margin FY2021 40.76%. Net margin FY2022 43.30%. Net margin FY2023 43.29%. Net margin FY2024 24.07%. Net margin FY2025 12.13%.

Income trends

Revenue

31.04B CNY+96.48%

Operating income

4.25B CNY-60.70%

Net income

3.77B CNY-0.94%
Income trends across reported periods33.82B CNY22.68B CNY11.55B CNY412.03M CNYRevenue, FY2021: 7.84B CNYRevenue, FY2022: 8.23B CNYRevenue, FY2023: 8.69B CNYRevenue, FY2024: 15.8B CNYRevenue, FY2025: 31.04B CNYOperating income, FY2021: 3.76B CNYOperating income, FY2022: 4.16B CNYOperating income, FY2023: 4.28B CNYOperating income, FY2024: 10.8B CNYOperating income, FY2025: 4.25B CNYNet income, FY2021: 3.2B CNYNet income, FY2022: 3.56B CNYNet income, FY2023: 3.76B CNYNet income, FY2024: 3.8B CNYNet income, FY2025: 3.77B CNYFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 7.84B CNY. Revenue FY2022 8.23B CNY. Revenue FY2023 8.69B CNY. Revenue FY2024 15.8B CNY. Revenue FY2025 31.04B CNY. Operating income FY2021 3.76B CNY. Operating income FY2022 4.16B CNY. Operating income FY2023 4.28B CNY. Operating income FY2024 10.8B CNY. Operating income FY2025 4.25B CNY. Net income FY2021 3.2B CNY. Net income FY2022 3.56B CNY. Net income FY2023 3.76B CNY. Net income FY2024 3.8B CNY. Net income FY2025 3.77B CNY.
Metric (CNY)FY2025FY2024FY2023FY2022FY2021
Revenue31.04B CNY15.8B CNY8.69B CNY8.23B CNY7.84B CNY
Cost of goods sold23.01B CNY19.67B CNY−7.67B CNY18.91B CNY17.45B CNY
Gross profit8.03B CNY15.8B CNY16.35B CNY8.23B CNY7.84B CNY
Selling, general, and administrative2.71B CNY838.05M CNY827.19M CNY726.38M CNY963.79M CNY
Operating expenses3.79B CNY4.99B CNY12.35B CNY9.51B CNY14.79B CNY
Interest income31.62B CNY30.99B CNY31.21B CNY30.39B CNY30.37B CNY
Interest expense17.56B CNY19.67B CNY19.79B CNY18.91B CNY17.45B CNY
Depreciation and amortization482.35M CNY688.51M CNY786.32M CNY813.02M CNY794.04M CNY
Operating income4.25B CNY10.8B CNY4.28B CNY4.16B CNY3.76B CNY
Net income3.77B CNY3.8B CNY3.76B CNY3.56B CNY3.2B CNY

Company facts updated Aug 24, 2026.

Earnings

Latest EPS result
0.24

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly EPS actual values compared with estimates0.330.230.120.02Q3 '22Q2 '23Q3 '23Q3 '24Q1 '25
Q3 2022, reported Aug 31, 2022: actual 0.293, estimate —, surprise —, Comparison unavailable. Q2 2023, reported Apr 28, 2023: actual 0.023, estimate —, surprise —, Comparison unavailable. Q3 2023, reported Aug 28, 2023: actual 0.184, estimate —, surprise —, Comparison unavailable. Q3 2024, reported Aug 29, 2024: actual 0.183, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Mar 20, 2025: actual 0.245, estimate —, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly Revenue actual values compared with estimates3.43B2.66B1.89B1.11BQ3 '22Q2 '23Q3 '23Q3 '24Q1 '25
Q3 2022, reported Aug 31, 2022: actual 3.27B HKD, estimate —, surprise —, Comparison unavailable. Q2 2023, reported Apr 28, 2023: actual 1.27B HKD, estimate —, surprise —, Comparison unavailable. Q3 2023, reported Aug 28, 2023: actual 2.37B HKD, estimate —, surprise —, Comparison unavailable. Q3 2024, reported Aug 29, 2024: actual 2.35B HKD, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Mar 20, 2025: actual 3.12B HKD, estimate —, surprise —, Comparison unavailable.

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

HK$0.1472

2025 complete year-33.7% since 2018

2026 partial: HK$0.1562

* Partial calendar year in the available dividend history.

Corporate action history

Dividend

Ex-dividend May 4, 2026

HK$0.1562

Annual

Record May 5, 2026 · Payment Jun 24, 2026

Dividend

Ex-dividend Apr 23, 2025

HK$0.1472

Annual

Record Apr 24, 2025 · Payment Jun 12, 2025

Dividend

Ex-dividend Apr 23, 2024

HK$0.1323

Annual

Record Apr 24, 2024 · Payment Jun 12, 2024

Dividend

Ex-dividend May 14, 2020

HK$0.197

Annual

Record May 15, 2020 · Payment Jun 30, 2020

Dividend

Ex-dividend May 20, 2019

HK$0.2068

Annual

Record May 21, 2019 · Payment Jul 10, 2019

Dividend

Ex-dividend May 15, 2018

HK$0.222

Annual

Record May 16, 2018 · Payment Jul 6, 2018

1578.HK peers

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Funds reporting this stock among their holdings, ordered by reported position size.

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