Global International Credit Group Limited logo

Global International Credit Group Limited

1669.HK

HKSEFinancial ServicesFinancial - Credit Services

Latest quote

HK$1.52

−HK$0.02 · -1.30%

Aug 24, 3:57 PM HKT

1669.HK company overview

Regular session · HKT · Market data may be delayed.

Company profile

Company website

Operating as an investment holding company, Global International Credit Group Limited specializes in the money lending sector within Hong Kong. The firm provides a variety of financial products, including both short-term and long-term mortgage loans secured by property, in addition to personal loans. Established in 2008, its principal office is situated in Central, Hong Kong. Global International Credit Group Limited is a subsidiary of Blossom Spring Global Limited.

Industry
Financial - Credit Services
Sector
Financial Services
Headquarters
HK
CEO
Yao Wang
Listed since
Dec 12, 2014
Employees
21

Market position

Day range

Current HK$1.52

52-week range

Current HK$1.52

Open
HK$1.54
Previous close
HK$1.54
Volume
100K
0.45× average
Average volume
221.31K
Average daily volume
Market cap
608M HKD
Beta
0.25
Market reference 1
50-day average
HK$1.3382
+13.59% above average
200-day average
HK$1.0547
+44.12% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

P/E (TTM)
11.64×
P/B (TTM)
0.64×
P/S (TTM)
7.18×
Dividend yield
8.55%

Profitability & efficiency

Gross margin
96.01%
Operating margin
74.36%
Net margin
61.73%

Financial health

Debt / equity
Altman Z-score
45.09
Piotroski F-score
5 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends105%87%69%50%Gross margin, FY2021: 100.00%Gross margin, FY2022: 96.02%Gross margin, FY2023: 100.54%Gross margin, FY2024: 100.00%Gross margin, FY2025: 93.54%Operating margin, FY2021: 73.46%Operating margin, FY2022: 68.30%Operating margin, FY2023: 73.19%Operating margin, FY2024: 74.52%Operating margin, FY2025: 74.36%Net margin, FY2021: 61.33%Net margin, FY2022: 56.28%Net margin, FY2023: 59.29%Net margin, FY2024: 54.96%Net margin, FY2025: 61.73%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 100.00%. Gross margin FY2022 96.02%. Gross margin FY2023 100.54%. Gross margin FY2024 100.00%. Gross margin FY2025 93.54%. Operating margin FY2021 73.46%. Operating margin FY2022 68.30%. Operating margin FY2023 73.19%. Operating margin FY2024 74.52%. Operating margin FY2025 74.36%. Net margin FY2021 61.33%. Net margin FY2022 56.28%. Net margin FY2023 59.29%. Net margin FY2024 54.96%. Net margin FY2025 61.73%.

Income trends

Revenue

84.62M HKD+1.63%

Operating income

62.93M HKD+1.41%

Net income

52.23M HKD+14.15%
Income trends across reported periods95.02M HKD77.1M HKD59.19M HKD41.28M HKDRevenue, FY2021: 85.63M HKDRevenue, FY2022: 90.54M HKDRevenue, FY2023: 84.84M HKDRevenue, FY2024: 83.26M HKDRevenue, FY2025: 84.62M HKDOperating income, FY2021: 62.91M HKDOperating income, FY2022: 61.84M HKDOperating income, FY2023: 62.1M HKDOperating income, FY2024: 62.05M HKDOperating income, FY2025: 62.93M HKDNet income, FY2021: 52.52M HKDNet income, FY2022: 50.96M HKDNet income, FY2023: 50.3M HKDNet income, FY2024: 45.76M HKDNet income, FY2025: 52.23M HKDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 85.63M HKD. Revenue FY2022 90.54M HKD. Revenue FY2023 84.84M HKD. Revenue FY2024 83.26M HKD. Revenue FY2025 84.62M HKD. Operating income FY2021 62.91M HKD. Operating income FY2022 61.84M HKD. Operating income FY2023 62.1M HKD. Operating income FY2024 62.05M HKD. Operating income FY2025 62.93M HKD. Net income FY2021 52.52M HKD. Net income FY2022 50.96M HKD. Net income FY2023 50.3M HKD. Net income FY2024 45.76M HKD. Net income FY2025 52.23M HKD.
Metric (HKD)FY2025FY2024FY2023FY2022FY2021
Revenue84.62M HKD83.26M HKD84.84M HKD90.54M HKD85.63M HKD
Cost of goods sold5.47M HKD259K HKD−460K HKD3.61M HKD355K HKD
Gross profit79.15M HKD83.26M HKD85.3M HKD86.93M HKD85.63M HKD
Selling, general, and administrative8.12M HKD9.14M HKD7.8M HKD11.29M HKD8.33M HKD
Operating expenses16.23M HKD21.21M HKD29.04M HKD28.7M HKD22.72M HKD
Interest income85.56M HKD92.14M HKD89.5M HKD90.54M HKD85.99M HKD
Interest expense146K HKD259K HKD422K HKD1.33M HKD355K HKD
Depreciation and amortization2.74M HKD3.84M HKD4.19M HKD3.61M HKD3.93M HKD
Operating income62.93M HKD62.05M HKD62.1M HKD61.84M HKD62.91M HKD
Net income52.23M HKD45.76M HKD50.3M HKD50.96M HKD52.52M HKD

Company facts updated Aug 24, 2026.

Earnings

Latest EPS result
0.05

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly EPS actual values compared with estimates0.110.080.050.03Q2 '21Q4 '21Q3 '22Q1 '23Q3 '23Q1 '24Q3 '24Q1 '25
Q2 2021, reported Jun 30, 2021: actual 0.034, estimate —, surprise —, Comparison unavailable. Q4 2021, reported Dec 31, 2021: actual 0.032, estimate —, surprise —, Comparison unavailable. Q3 2022, reported Aug 25, 2022: actual 0.069, estimate —, surprise —, Comparison unavailable. Q1 2023, reported Mar 28, 2023: actual 0.059, estimate —, surprise —, Comparison unavailable. Q3 2023, reported Aug 29, 2023: actual 0.069, estimate —, surprise —, Comparison unavailable. Q1 2024, reported Mar 27, 2024: actual 0.057, estimate —, surprise —, Comparison unavailable. Q3 2024, reported Aug 28, 2024: actual 0.062, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Mar 28, 2025: actual 0.053, estimate —, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly Revenue actual values compared with estimates47.83M44.83M41.83M38.83MQ2 '21Q4 '21Q3 '22Q1 '23Q3 '23Q1 '24Q3 '24Q1 '25
Q2 2021, reported Jun 30, 2021: actual 43.17M HKD, estimate —, surprise —, Comparison unavailable. Q4 2021, reported Dec 31, 2021: actual 42.8M HKD, estimate —, surprise —, Comparison unavailable. Q3 2022, reported Aug 25, 2022: actual 43.78M HKD, estimate —, surprise —, Comparison unavailable. Q1 2023, reported Mar 28, 2023: actual 45.99M HKD, estimate —, surprise —, Comparison unavailable. Q3 2023, reported Aug 29, 2023: actual 44.71M HKD, estimate —, surprise —, Comparison unavailable. Q1 2024, reported Mar 27, 2024: actual 44.78M HKD, estimate —, surprise —, Comparison unavailable. Q3 2024, reported Aug 28, 2024: actual 42.59M HKD, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Mar 28, 2025: actual 40.67M HKD, estimate —, surprise —, Comparison unavailable.

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