Jiangxi Bank Co., Ltd. logo

Jiangxi Bank Co., Ltd.

1916.HK

HKSEFinancial ServicesBanks - Regional

Latest quote

HK$0.59

HK$0.00 · 0.00%

Aug 24, 4:08 PM HKT

1916.HK company overview

Regular session · HKT · Market data may be delayed.

Company profile

Company website

Jiangxi Bank Co., Ltd., a financial institution based in Nanchang, People's Republic of China, provides a comprehensive array of corporate and retail banking solutions. Established in 1997 and formerly known as Bank of Nanchang Co., Ltd. until its rebranding in December 2015, the bank structures its operations into three primary divisions. The Corporate Banking segment serves enterprises, government bodies, and other financial institutions, offering a full suite of services including deposit accounts, various loan products (such as advances and trade financing), agency functions, consulting, advisory support, remittance, settlement, and guarantee services. For individual clients, the Retail Banking and Credit Card segment delivers personal deposit options, consumer loans, bank cards, personalized wealth management, and remittance facilities. The Financial Markets Business segment is dedicated to inter-bank money market activities, repurchase transactions, investment management, trading debt securities, and debt issuance. Furthermore, Jiangxi Bank extends its offerings to include financial leasing, foreign exchange services, bill acceptance and discounting, safe-box provisions, the issuance of financial bonds, engagement in government bond underwriting, trading, and settlement, interbank placements, and acting as an agent for both inward and outward payments and insurance. It also facilitates loans backed by local government funds.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
CN
CEO
Hui Zeng
Listed since
Jun 27, 2018
Employees
5,656

Market position

52-week range

Current HK$0.59

Open
HK$0.59
Previous close
HK$0.59
Volume
0
0× average
Average volume
688.66K
Average daily volume
Market cap
3.55B HKD
Beta
0.29
Market reference 1
50-day average
HK$0.6023
-2.04% below average
200-day average
HK$0.6627
-10.97% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
125.93B CNY
EV / EBITDA
115.74×
Earnings yield
16.62%
Free cash flow yield
123.39%

Profitability & efficiency

Return on equity
2.44%
Return on assets
0.16%
Return on invested capital
0.08%

Financial health

Current ratio
0.24×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends253%169%85%1%Gross margin, FY2021: 100.00%Gross margin, FY2022: 100.00%Gross margin, FY2023: 100.00%Gross margin, FY2024: 100.00%Gross margin, FY2025: 231.56%Operating margin, FY2021: 43.71%Operating margin, FY2022: 34.97%Operating margin, FY2023: 26.12%Operating margin, FY2024: 21.82%Operating margin, FY2025: 22.56%Net margin, FY2021: 33.73%Net margin, FY2022: 29.14%Net margin, FY2023: 22.37%Net margin, FY2024: 25.27%Net margin, FY2025: 24.99%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 100.00%. Gross margin FY2022 100.00%. Gross margin FY2023 100.00%. Gross margin FY2024 100.00%. Gross margin FY2025 231.56%. Operating margin FY2021 43.71%. Operating margin FY2022 34.97%. Operating margin FY2023 26.12%. Operating margin FY2024 21.82%. Operating margin FY2025 22.56%. Net margin FY2021 33.73%. Net margin FY2022 29.14%. Net margin FY2023 22.37%. Net margin FY2024 25.27%. Net margin FY2025 24.99%.

Income trends

Revenue

3.86B CNY-7.73%

Operating income

870.69M CNY-4.59%

Net income

964.5M CNY-8.74%
Income trends across reported periods6.66B CNY4.56B CNY2.45B CNY343.98M CNYRevenue, FY2021: 6.14B CNYRevenue, FY2022: 5.32B CNYRevenue, FY2023: 4.63B CNYRevenue, FY2024: 4.18B CNYRevenue, FY2025: 3.86B CNYOperating income, FY2021: 2.68B CNYOperating income, FY2022: 1.86B CNYOperating income, FY2023: 1.21B CNYOperating income, FY2024: 912.54M CNYOperating income, FY2025: 870.69M CNYNet income, FY2021: 2.07B CNYNet income, FY2022: 1.55B CNYNet income, FY2023: 1.04B CNYNet income, FY2024: 1.06B CNYNet income, FY2025: 964.5M CNYFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 6.14B CNY. Revenue FY2022 5.32B CNY. Revenue FY2023 4.63B CNY. Revenue FY2024 4.18B CNY. Revenue FY2025 3.86B CNY. Operating income FY2021 2.68B CNY. Operating income FY2022 1.86B CNY. Operating income FY2023 1.21B CNY. Operating income FY2024 912.54M CNY. Operating income FY2025 870.69M CNY. Net income FY2021 2.07B CNY. Net income FY2022 1.55B CNY. Net income FY2023 1.04B CNY. Net income FY2024 1.06B CNY. Net income FY2025 964.5M CNY.
Metric (CNY)FY2025FY2024FY2023FY2022FY2021
Revenue3.86B CNY4.18B CNY4.63B CNY5.32B CNY6.14B CNY
Cost of goods sold10.08B CNY10.85B CNY11.15B CNY11.4B CNY11.25B CNY
Gross profit8.94B CNY4.18B CNY4.63B CNY5.32B CNY6.14B CNY
Selling, general, and administrative2.99B CNY3.27B CNY855.14M CNY3.46B CNY3.45B CNY
Operating expenses8.21B CNY3.27B CNY3.42B CNY10.01B CNY6.53B CNY
Interest income17.36B CNY19.43B CNY19.89B CNY20.99B CNY19.97B CNY
Interest expense9.82B CNY10.85B CNY11.15B CNY11.4B CNY11.25B CNY
Depreciation and amortization381.51M CNY416.69M CNY460.79M CNY471.81M CNY523.96M CNY
Operating income870.69M CNY912.54M CNY1.21B CNY1.86B CNY2.68B CNY
Net income964.5M CNY1.06B CNY1.04B CNY1.55B CNY2.07B CNY

Company facts updated Aug 24, 2026.

Earnings

Latest EPS result
0.08

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly EPS actual values compared with estimates0.310.180.05-0.07Q2 '21Q4 '21Q3 '22Q2 '23Q3 '23Q1 '24Q3 '24Q1 '25
Q2 2021, reported Jun 30, 2021: actual 0.265, estimate —, surprise —, Comparison unavailable. Q4 2021, reported Dec 31, 2021: actual 0.15, estimate —, surprise —, Comparison unavailable. Q3 2022, reported Aug 26, 2022: actual 0.249, estimate —, surprise —, Comparison unavailable. Q2 2023, reported Apr 1, 2023: actual 0.014, estimate —, surprise —, Comparison unavailable. Q3 2023, reported Aug 26, 2023: actual 0.216, estimate —, surprise —, Comparison unavailable. Q1 2024, reported Mar 29, 2024: actual -0.03, estimate —, surprise —, Comparison unavailable. Q3 2024, reported Aug 31, 2024: actual 0.111, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Mar 28, 2025: actual 0.077, estimate —, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly Revenue actual values compared with estimates3.89B3.16B2.43B1.7BQ2 '21Q4 '21Q3 '22Q2 '23Q3 '23Q1 '24Q3 '24Q1 '25
Q2 2021, reported Jun 30, 2021: actual 3.74B HKD, estimate —, surprise —, Comparison unavailable. Q4 2021, reported Dec 31, 2021: actual 3.7B HKD, estimate —, surprise —, Comparison unavailable. Q3 2022, reported Aug 26, 2022: actual 3.64B HKD, estimate —, surprise —, Comparison unavailable. Q2 2023, reported Apr 1, 2023: actual 2.51B HKD, estimate —, surprise —, Comparison unavailable. Q3 2023, reported Aug 26, 2023: actual 3.2B HKD, estimate —, surprise —, Comparison unavailable. Q1 2024, reported Mar 29, 2024: actual 1.85B HKD, estimate —, surprise —, Comparison unavailable. Q3 2024, reported Aug 31, 2024: actual 2.23B HKD, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Mar 28, 2025: actual 2.24B HKD, estimate —, surprise —, Comparison unavailable.

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