Bank of Chongqing Co., Ltd. logo

Bank of Chongqing Co., Ltd.

1963.HK

HKSEFinancial ServicesBanks - Regional

Latest quote

HK$8.39

+HK$0.20 · +2.44%

Aug 24, 11:54 AM HKT

1963.HK company overview

Regular session · HKT · Market data may be delayed.

Company profile

Company website

Bank of Chongqing Co., Ltd. provides various banking and services for corporate and individual customers in the People’s Republic of China. The company operates through Corporate Banking, Personal banking, and Treasury operation segments. It offers deposit products and loans; inter-bank lending, bonds investment, re-purchasing, and foreign exchange trading transactions services. The company was formerly known as Commercial Bank of Chongqing Co., Ltd. and changed its name to Bank of Chongqing Co., Ltd. in August 2007. Bank of Chongqing Co., Ltd. was incorporated in 1996 and is headquartered in Chongqing, the People’s Republic of China.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
CN
CEO
Zhang Wenxue
Listed since
Nov 6, 2013
Employees
5,454

Market position

Day range

Current HK$8.39

52-week range

Current HK$8.39

Open
HK$8.195
Previous close
HK$8.19
Volume
2.2M
0.96× average
Average volume
2.3M
Average daily volume
Market cap
37.56B HKD
Beta
0.36
Market reference 1
50-day average
HK$7.9263
+5.85% above average
200-day average
HK$8.0131
+4.70% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
384.51B CNY
P/E (TTM)
6.66×
P/B (TTM)
0.68×
P/S (TTM)
1.12×
EV / EBITDA
58.37×
Earnings yield
22.48%
Free cash flow yield
388.38%
Dividend yield
4.00%

Profitability & efficiency

Gross margin
33.75%
Operating margin
20.74%
Net margin
17.27%
Return on equity
10.03%
Return on assets
0.53%
Return on invested capital
0.57%

Financial health

Debt / equity
6.83×
Current ratio
0.44×
Altman Z-score
-0.2
Piotroski F-score
7 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends151%102%53%4%Gross margin, FY2021: 100.00%Gross margin, FY2022: 138.47%Gross margin, FY2023: 100.00%Gross margin, FY2024: 42.42%Gross margin, FY2025: 30.72%Operating margin, FY2021: 66.66%Operating margin, FY2022: 65.62%Operating margin, FY2023: 63.98%Operating margin, FY2024: 19.89%Operating margin, FY2025: 19.34%Net margin, FY2021: 49.95%Net margin, FY2022: 50.79%Net margin, FY2023: 51.34%Net margin, FY2024: 15.92%Net margin, FY2025: 16.20%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 100.00%. Gross margin FY2022 138.47%. Gross margin FY2023 100.00%. Gross margin FY2024 42.42%. Gross margin FY2025 30.72%. Operating margin FY2021 66.66%. Operating margin FY2022 65.62%. Operating margin FY2023 63.98%. Operating margin FY2024 19.89%. Operating margin FY2025 19.34%. Net margin FY2021 49.95%. Net margin FY2022 50.79%. Net margin FY2023 51.34%. Net margin FY2024 15.92%. Net margin FY2025 16.20%.

Income trends

Revenue

34B CNY+5.76%

Operating income

6.58B CNY+2.88%

Net income

5.51B CNY+7.63%
Income trends across reported periods36.94B CNY25.2B CNY13.47B CNY1.73B CNYRevenue, FY2021: 9.34B CNYRevenue, FY2022: 9.58B CNYRevenue, FY2023: 9.6B CNYRevenue, FY2024: 32.15B CNYRevenue, FY2025: 34B CNYOperating income, FY2021: 6.22B CNYOperating income, FY2022: 6.29B CNYOperating income, FY2023: 6.14B CNYOperating income, FY2024: 6.39B CNYOperating income, FY2025: 6.58B CNYNet income, FY2021: 4.66B CNYNet income, FY2022: 4.87B CNYNet income, FY2023: 4.93B CNYNet income, FY2024: 5.12B CNYNet income, FY2025: 5.51B CNYFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 9.34B CNY. Revenue FY2022 9.58B CNY. Revenue FY2023 9.6B CNY. Revenue FY2024 32.15B CNY. Revenue FY2025 34B CNY. Operating income FY2021 6.22B CNY. Operating income FY2022 6.29B CNY. Operating income FY2023 6.14B CNY. Operating income FY2024 6.39B CNY. Operating income FY2025 6.58B CNY. Net income FY2021 4.66B CNY. Net income FY2022 4.87B CNY. Net income FY2023 4.93B CNY. Net income FY2024 5.12B CNY. Net income FY2025 5.51B CNY.
Metric (CNY)FY2025FY2024FY2023FY2022FY2021
Revenue34B CNY32.15B CNY9.6B CNY9.58B CNY9.34B CNY
Cost of goods sold22.09B CNY18.51B CNY−2.55B CNY16.73B CNY15.81B CNY
Gross profit10.44B CNY13.64B CNY9.6B CNY13.27B CNY9.34B CNY
Selling, general, and administrative2.45B CNY1.09B CNY3.46B CNY930.4M CNY841.06M CNY
Operating expenses8.12B CNY7.24B CNY3.46B CNY6.98B CNY7.82B CNY
Interest income30.77B CNY28.69B CNY28.29B CNY27.53B CNY27.41B CNY
Interest expense18.63B CNY18.51B CNY17.84B CNY16.73B CNY15.81B CNY
Depreciation and amortization370.07M CNY508.92M CNY442.76M CNY405.68M CNY347.58M CNY
Operating income6.58B CNY6.39B CNY6.14B CNY6.29B CNY6.22B CNY
Net income5.51B CNY5.12B CNY4.93B CNY4.87B CNY4.66B CNY

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
40%
2 beats, 2 misses, 1 met estimate
Average EPS surprise
+13.78%
5 comparable reports
Latest EPS result
0.54
Estimate 0.54 · Met by 0.00%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.630.510.390.27Q4 '24MissQ1 '25BeatQ2 '25No estimateQ2 '25No estimateQ4 '25No estimateQ1 '26No estimateQ2 '26No estimateQ3 '26Met
Q4 2024, reported Oct 30, 2024: actual 0.314, estimate 0.377, surprise -16.65%, Miss. Q1 2025, reported Mar 21, 2025: actual 0.405, estimate 0.309, surprise +31.03%, Beat. Q2 2025, reported Apr 24, 2025: actual 0.384, estimate —, surprise —, Comparison unavailable. Q2 2025, reported Jun 30, 2025: actual 0.38, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Oct 24, 2025: actual 0.405, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Mar 24, 2026: actual 0.501, estimate —, surprise —, Comparison unavailable. Q2 2026, reported Apr 28, 2026: actual 0.591, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Aug 20, 2026: actual 0.542, estimate 0.542, surprise 0.00%, Met estimate.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates11.61B8.62B5.63B2.63BQ1 '25No estimateQ2 '25No estimateQ2 '25No estimateQ4 '25No estimateQ1 '26MissQ2 '26MissQ3 '26MissQ4 '26Estimate
Q1 2025, reported Mar 21, 2025: actual 3.1B HKD, estimate —, surprise —, Comparison unavailable. Q2 2025, reported Apr 24, 2025: actual 8.74B HKD, estimate —, surprise —, Comparison unavailable. Q2 2025, reported Jun 30, 2025: actual 9.39B HKD, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Oct 24, 2025: actual 4.3B HKD, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Mar 24, 2026: actual 3.66B HKD, estimate 9.08B HKD, surprise -59.72%, Miss. Q2 2026, reported Apr 28, 2026: actual 4.55B HKD, estimate 9.83B HKD, surprise -53.71%, Miss. Q3 2026, reported Aug 20, 2026: actual 5.18B HKD, estimate 5.18B HKD, surprise -0.05%, Miss. Q4 2026, reported Oct 23, 2026: actual —, estimate 10.98B HKD, surprise —, Comparison unavailable.

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

HK$0.4521

2025 complete year+0.5% since 2021

2026 partial: HK$0.3217

* Partial calendar year in the available dividend history.

Corporate action history

Dividend

Ex-dividend Jul 8, 2026

HK$0.3217

Semi-Annual

Record Jul 9, 2026 · Payment Aug 20, 2026

Dividend

Ex-dividend Dec 2, 2025

HK$0.1851

Semi-Annual

Record Dec 3, 2025 · Payment Jan 16, 2026

Dividend

Ex-dividend Apr 24, 2025

HK$0.267

Semi-Annual

Record Apr 25, 2025 · Payment Jun 10, 2025

Dividend

Ex-dividend Dec 27, 2024

HK$0.1795

Semi-Annual

Record Dec 31, 2024 · Payment Jan 24, 2025

Dividend

Ex-dividend Jun 25, 2024

HK$0.4476

Annual

Record Jun 26, 2024 · Payment Jul 19, 2024

Dividend

Ex-dividend Jun 26, 2023

HK$0.4323

Annual

Record Jun 27, 2023 · Payment Jul 20, 2023

1963.HK peers

ETFs holding 1963.HK

Funds reporting this stock among their holdings, ordered by reported position size.

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