MFS, Inc.

196A.T

JPXFinancial ServicesFinancial - Mortgages

Open in GoAI

Latest quote

¥322

−¥12.00 · -3.59%

Company profile

MFS, Inc. offers digital mortgage lending solutions, alongside providing funding for real estate investment ventures. The company was founded in 2009 and operates primarily from its headquarters in Tokyo, Japan.

MFS, Inc.

196A.T

JPXFinancial ServicesFinancial - Mortgages

Open in GoAI

Latest quote

¥322

−¥12.00 · -3.59%

Sep 10, 3:30 PM JST

Latest quote

¥322

−¥12.00 · -3.59%

Regular session · JST · Market data may be delayed.

Company profile

Company website

Industry: Financial - Mortgages
Sector: Financial Services
Headquarters: JP
CEO: Akira Nakayamada
Listed since: Jun 21, 2024
Employees: 91

Market position

Day range

Current ¥322

¥322¥334

52-week range

Current ¥322

¥226¥391

Open: ¥334
Previous close: ¥334
Volume: 69.7K; 0.92× average
Average volume: 76.08K; Average daily volume
Market cap: 3.28B JPY
Beta: 0.73; Market reference 1
50-day average: ¥300.3; +7.23% above average
200-day average: ¥281.48; +14.40% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value: 1.8B JPY
P/E (TTM): 10.06×
P/B (TTM): 1.1×
P/S (TTM): 0.39×
EV / EBITDA: 7.01×
Earnings yield: 11.03%
Free cash flow yield: -36.46%
Dividend yield: 0.00%

Profitability & efficiency

Gross margin: 22.57%
Operating margin: 2.64%
Net margin: 3.71%
Return on equity: 10.85%
Return on assets: 7.70%
Return on invested capital: 5.47%

Financial health

Debt / equity: 0.32×
Current ratio: 3.12×
Altman Z-score: 4.11
Piotroski F-score: 3 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin

Income trends

Revenue

8.32B JPY+185.13%

Operating income

219.24M JPY+13.03%

Net income

308.81M JPY+92.83%

Financial statements: Income statement
Metric (JPY)	FY2026	FY2025	FY2024	FY2023	FY2022
Revenue	8.32B JPY	2.92B JPY	1.89B JPY	1.61B JPY	843.69M JPY
Cost of goods sold	6.44B JPY	750.2M JPY	344.7M JPY	418.62M JPY	284.78M JPY
Gross profit	1.88B JPY	2.17B JPY	1.55B JPY	1.19B JPY	558.91M JPY
Selling, general, and administrative	—	—	1.66B JPY	1.33B JPY	1.11B JPY
Operating expenses	1.66B JPY	1.97B JPY	1.66B JPY	1.33B JPY	1.11B JPY
Interest income	5.7M JPY	2.02M JPY	635K JPY	17K JPY	21K JPY
Interest expense	10.43M JPY	—	10.64M JPY	—	—
Depreciation and amortization	31.49M JPY	31.5M JPY	23.23M JPY	10.4M JPY	27.54M JPY
Operating income	219.24M JPY	193.97M JPY	−110.79M JPY	−139.54M JPY	−547.29M JPY
Net income	308.81M JPY	160.15M JPY	−121.57M JPY	−149.69M JPY	−555.52M JPY

Company facts updated Sep 10, 2026.

Earnings

Latest EPS result: 25.89

EPS: actual versus estimate

Recent quarterly results

ActualEstimate

Estimates unavailable

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate

Estimates unavailable

196A.T peers

8306.T

Mitsubishi UFJ Financial Group, Inc.

¥3,662

+1.69%

8316.T

Sumitomo Mitsui Financial Group, Inc.

¥6,901

+1.47%

8411.T

Mizuho Financial Group, Inc.

¥8,606

+1.53%

8766.T

Tokio Marine Holdings, Inc.

¥7,794

+1.21%

7182.T

JAPAN POST BANK Co., Ltd.

¥3,299

+2.77%

8725.T

MS&AD Insurance Group Holdings, Inc.

¥4,964

+0.34%

Continue in GoAI

Research 196A.T

AI-generated and delayed market data for informational and educational purposes only. Not investment advice.

Regular session · JST · Market data may be delayed.

Company profile

Company website

Industry: Financial - Mortgages
Sector: Financial Services
Headquarters: JP
CEO: Akira Nakayamada
Listed since: Jun 21, 2024
Employees: 91

Market position

Day range

Current ¥322

¥322¥334

52-week range

Current ¥322

¥226¥391

Open: ¥334
Previous close: ¥334
Volume: 69.7K; 0.92× average
Average volume: 76.08K; Average daily volume
Market cap: 3.28B JPY
Beta: 0.73; Market reference 1
50-day average: ¥300.3; +7.23% above average
200-day average: ¥281.48; +14.40% above average

Company profile

Regular session · JST · Market data may be delayed.

Company profile

Company website

Industry: Financial - Mortgages
Sector: Financial Services
Headquarters: JP
CEO: Akira Nakayamada
Listed since: Jun 21, 2024
Employees: 91

Market position

Day range

Current ¥322

¥322¥334

52-week range

Current ¥322

¥226¥391

Open: ¥334
Previous close: ¥334
Volume: 69.7K; 0.92× average
Average volume: 76.08K; Average daily volume
Market cap: 3.28B JPY
Beta: 0.73; Market reference 1
50-day average: ¥300.3; +7.23% above average
200-day average: ¥281.48; +14.40% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value: 1.8B JPY
P/E (TTM): 10.06×
P/B (TTM): 1.1×
P/S (TTM): 0.39×
EV / EBITDA: 7.01×
Earnings yield: 11.03%
Free cash flow yield: -36.46%
Dividend yield: 0.00%

Profitability & efficiency

Gross margin: 22.57%
Operating margin: 2.64%
Net margin: 3.71%
Return on equity: 10.85%
Return on assets: 7.70%
Return on invested capital: 5.47%

Financial health

Debt / equity: 0.32×
Current ratio: 3.12×
Altman Z-score: 4.11
Piotroski F-score: 3 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin

Income trends

Revenue

8.32B JPY+185.13%

Operating income

219.24M JPY+13.03%

Net income

308.81M JPY+92.83%

Financial statements: Income statement
Metric (JPY)	FY2026	FY2025	FY2024	FY2023	FY2022
Revenue	8.32B JPY	2.92B JPY	1.89B JPY	1.61B JPY	843.69M JPY
Cost of goods sold	6.44B JPY	750.2M JPY	344.7M JPY	418.62M JPY	284.78M JPY
Gross profit	1.88B JPY	2.17B JPY	1.55B JPY	1.19B JPY	558.91M JPY
Selling, general, and administrative	—	—	1.66B JPY	1.33B JPY	1.11B JPY
Operating expenses	1.66B JPY	1.97B JPY	1.66B JPY	1.33B JPY	1.11B JPY
Interest income	5.7M JPY	2.02M JPY	635K JPY	17K JPY	21K JPY
Interest expense	10.43M JPY	—	10.64M JPY	—	—
Depreciation and amortization	31.49M JPY	31.5M JPY	23.23M JPY	10.4M JPY	27.54M JPY
Operating income	219.24M JPY	193.97M JPY	−110.79M JPY	−139.54M JPY	−547.29M JPY
Net income	308.81M JPY	160.15M JPY	−121.57M JPY	−149.69M JPY	−555.52M JPY

Company facts updated Sep 10, 2026.

Earnings

Latest EPS result: 25.89

EPS: actual versus estimate

Recent quarterly results

ActualEstimate

Estimates unavailable

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate

Estimates unavailable

196A.T peers

8306.T

Mitsubishi UFJ Financial Group, Inc.

¥3,662

+1.69%

8316.T

Sumitomo Mitsui Financial Group, Inc.

¥6,901

+1.47%

8411.T

Mizuho Financial Group, Inc.

¥8,606

+1.53%

8766.T

Tokio Marine Holdings, Inc.

¥7,794

+1.21%

7182.T

JAPAN POST BANK Co., Ltd.

¥3,299

+2.77%

8725.T

MS&AD Insurance Group Holdings, Inc.

¥4,964

+0.34%

Continue in GoAI

Research 196A.T

AI-generated and delayed market data for informational and educational purposes only. Not investment advice.

MFS, Inc.

196A.T company overview

Company profile

MFS, Inc.

196A.T company overview

Company profile

Market position

Financials

Financial snapshot

Valuation & yield

Profitability & efficiency

Financial health

Financial statements

Margin trends

Income trends

Earnings

EPS: actual versus estimate

Revenue: actual versus estimate

196A.T peers

Continue in GoAI

196A.T company overview

Company profile

Market position

196A.T company overview

Company profile

196A.T company overview

Company profile

Market position

196A.T company overview

Company profile

Market position

Financials

Financial snapshot

Valuation & yield

Profitability & efficiency

Financial health

Financial statements

Margin trends

Income trends

Earnings

EPS: actual versus estimate

Revenue: actual versus estimate

196A.T peers

Continue in GoAI