China Zheshang Bank Co., Ltd logo

China Zheshang Bank Co., Ltd

2016.HK

HKSEFinancial ServicesBanks - Regional

Latest quote

HK$2.325

+HK$0.04 · +1.75%

Aug 24, 1:34 PM HKT

2016.HK company overview

Regular session · HKT · Market data may be delayed.

Company profile

Company website

China Zheshang Bank Co., Ltd. offers a comprehensive array of banking services and financial products throughout mainland China. The institution's operations are divided into three primary divisions: Corporate Banking, Retail Banking, and Treasury Operations. The Corporate Banking segment provides businesses with diverse financial solutions, including commercial loans, trade financing, deposit accounts, and various intermediary services tailored for corporations. The Retail Banking segment caters to individual customers, furnishing personal credit facilities, savings and deposit products, card services, and a variety of personal financial advisory services. Within the Treasury Operations segment, activities encompass money market and repurchase transactions, investments in debt instruments, proprietary trading and client-focused financial derivatives, and the issuance of debt securities. The bank's clientele is broad, serving individuals, corporations, government bodies, and other institutional entities. As of December 31, 2021, China Zheshang Bank had established 288 branch locations across 21 provinces in China, including a presence in Hong Kong. Founded in 1993, the company's headquarters are situated in Hangzhou, China.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
CN
CEO
Haiqiang Chen
Listed since
Mar 30, 2016
Employees
25,016

Market position

Day range

Current HK$2.325

52-week range

Current HK$2.325

Open
HK$2.27
Previous close
HK$2.285
Volume
4.1M
0.6× average
Average volume
6.86M
Average daily volume
Market cap
77.01B HKD
Beta
0.52
Market reference 1
50-day average
HK$2.2882
+1.61% above average
200-day average
HK$2.4753
-6.07% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
1.09T CNY
P/E (TTM)
6.2×
P/B (TTM)
0.44×
P/S (TTM)
0.84×
EV / EBITDA
59.28×
Earnings yield
20.26%
Free cash flow yield
-14.02%
Dividend yield
4.43%

Profitability & efficiency

Gross margin
42.24%
Operating margin
16.82%
Net margin
13.38%
Return on equity
7.08%
Return on assets
0.36%
Return on invested capital
0.38%

Financial health

Debt / equity
6.47×
Current ratio
0.48×
Altman Z-score
0.12
Piotroski F-score
6 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends109%73%38%2%Gross margin, FY2021: 100.00%Gross margin, FY2022: 100.00%Gross margin, FY2023: 100.00%Gross margin, FY2024: 100.00%Gross margin, FY2025: 32.47%Operating margin, FY2021: 53.50%Operating margin, FY2022: 49.59%Operating margin, FY2023: 48.63%Operating margin, FY2024: 66.67%Operating margin, FY2025: 13.77%Net margin, FY2021: 42.67%Net margin, FY2022: 40.92%Net margin, FY2023: 40.50%Net margin, FY2024: 23.08%Net margin, FY2025: 11.04%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 100.00%. Gross margin FY2022 100.00%. Gross margin FY2023 100.00%. Gross margin FY2024 100.00%. Gross margin FY2025 32.47%. Operating margin FY2021 53.50%. Operating margin FY2022 49.59%. Operating margin FY2023 48.63%. Operating margin FY2024 66.67%. Operating margin FY2025 13.77%. Net margin FY2021 42.67%. Net margin FY2022 40.92%. Net margin FY2023 40.50%. Net margin FY2024 23.08%. Net margin FY2025 11.04%.

Income trends

Revenue

114.08B CNY+73.37%

Operating income

15.71B CNY-64.19%

Net income

12.6B CNY-17.05%
Income trends across reported periods124.22B CNY83.63B CNY43.04B CNY2.45B CNYRevenue, FY2021: 29.64B CNYRevenue, FY2022: 33.28B CNYRevenue, FY2023: 37.16B CNYRevenue, FY2024: 65.8B CNYRevenue, FY2025: 114.08B CNYOperating income, FY2021: 15.86B CNYOperating income, FY2022: 16.5B CNYOperating income, FY2023: 18.07B CNYOperating income, FY2024: 43.87B CNYOperating income, FY2025: 15.71B CNYNet income, FY2021: 12.65B CNYNet income, FY2022: 13.62B CNYNet income, FY2023: 15.05B CNYNet income, FY2024: 15.19B CNYNet income, FY2025: 12.6B CNYFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 29.64B CNY. Revenue FY2022 33.28B CNY. Revenue FY2023 37.16B CNY. Revenue FY2024 65.8B CNY. Revenue FY2025 114.08B CNY. Operating income FY2021 15.86B CNY. Operating income FY2022 16.5B CNY. Operating income FY2023 18.07B CNY. Operating income FY2024 43.87B CNY. Operating income FY2025 15.71B CNY. Net income FY2021 12.65B CNY. Net income FY2022 13.62B CNY. Net income FY2023 15.05B CNY. Net income FY2024 15.19B CNY. Net income FY2025 12.6B CNY.
Metric (CNY)FY2025FY2024FY2023FY2022FY2021
Revenue114.08B CNY65.8B CNY37.16B CNY33.28B CNY29.64B CNY
Cost of goods sold77.03B CNY65.54B CNY−495M CNY54.92B CNY50.81B CNY
Gross profit37.04B CNY65.8B CNY37.16B CNY33.28B CNY29.64B CNY
Selling, general, and administrative12.71B CNY4.65B CNY19.09B CNY4.08B CNY2.87B CNY
Operating expenses21.33B CNY21.93B CNY19.09B CNY32.71B CNY26.88B CNY
Interest income99B CNY110.7B CNY110.25B CNY101.98B CNY92.76B CNY
Interest expense55.69B CNY65.54B CNY62.73B CNY54.92B CNY50.81B CNY
Depreciation and amortization2.67B CNY2.47B CNY2.11B CNY1.86B CNY1.68B CNY
Operating income15.71B CNY43.87B CNY18.07B CNY16.5B CNY15.86B CNY
Net income12.6B CNY15.19B CNY15.05B CNY13.62B CNY12.65B CNY

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
67%
4 beats, 2 misses, 0 met estimates
Average EPS surprise
-3.80%
6 comparable reports
Latest EPS result
0.25

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.290.210.130.04Q3 '24BeatQ4 '24BeatQ1 '25MissQ2 '25No estimateQ3 '25No estimateQ4 '25No estimateQ1 '26No estimateQ2 '26No estimate
Q3 2024, reported Aug 29, 2024: actual 0.075, estimate 0.075, surprise +0.05%, Beat. Q4 2024, reported Oct 29, 2024: actual 0.199, estimate 0.177, surprise +12.42%, Beat. Q1 2025, reported Mar 28, 2025: actual 0.051, estimate 0.106, surprise -52.01%, Miss. Q2 2025, reported Apr 29, 2025: actual 0.236, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 27, 2025: actual 0.067, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Oct 30, 2025: actual 0.164, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Mar 30, 2026: actual 0.05, estimate —, surprise —, Comparison unavailable. Q2 2026, reported Apr 29, 2026: actual 0.25, estimate —, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates42.5B30.54B18.58B6.62BQ4 '24No estimateQ1 '25No estimateQ2 '25No estimateQ3 '25MetQ4 '25MetQ1 '26MissQ2 '26MissQ3 '26Estimate
Q4 2024, reported Oct 29, 2024: actual 19.07B HKD, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Mar 28, 2025: actual 16.13B HKD, estimate —, surprise —, Comparison unavailable. Q2 2025, reported Apr 29, 2025: actual 18.34B HKD, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 27, 2025: actual 7.78B HKD, estimate 7.78B HKD, surprise 0.00%, Met estimate. Q4 2025, reported Oct 30, 2025: actual 32.62B HKD, estimate 32.62B HKD, surprise 0.00%, Met estimate. Q1 2026, reported Mar 30, 2026: actual 15.12B HKD, estimate 30.79B HKD, surprise -50.91%, Miss. Q2 2026, reported Apr 29, 2026: actual 19.54B HKD, estimate 35.95B HKD, surprise -45.66%, Miss. Q3 2026, reported Aug 26, 2026: actual —, estimate 39.93B HKD, surprise —, Comparison unavailable.

Corporate actions

Corporate action history

Stock split

Effective Jun 26, 2023

1,029:1,000

2016.HK peers

ETFs holding 2016.HK

Funds reporting this stock among their holdings, ordered by reported position size.

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