GoAI
Get started
Vala Inc. logo

Vala Inc.

2051.HK

HKSEFinancial ServicesFinancial - Credit Services

Open in GoAI

Latest quote

HK$0.315

HK$0.00 · 0.00%

Aug 24, 4:08 PM HKT

2051.HK company overview

Regular session · HKT · Market data may be delayed.

Company profile

Company website

Vala Inc. is a financial entity focused on credit card services. The firm provides solutions for consolidating the management of various credit cards from diverse banks, simplifies the process of applying for new cards, and streamlines credit card bill payments. Founded by Hai Tao Sun, Vala Inc. maintains its headquarters in Hangzhou, China.

Industry
Financial - Credit Services
Sector
Financial Services
Headquarters
CN
CEO
Haitao Sun
Listed since
Jul 13, 2018
Employees
383

Market position

Day range

Current HK$0.315

52-week range

Current HK$0.315

Open
HK$0.325
Previous close
HK$0.315
Volume
2.36M
1.08× average
Average volume
2.19M
Average daily volume
Market cap
513.45M HKD
Beta
0.82
Market reference 1
50-day average
HK$0.3932
-19.89% below average
200-day average
HK$0.5415
-41.83% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

P/E (TTM)
-2.66×
P/B (TTM)
0.6×
P/S (TTM)
1.86×
Dividend yield
0.00%

Profitability & efficiency

Gross margin
-6.94%
Operating margin
-65.28%
Net margin
-63.76%

Financial health

Debt / equity
0.02×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends49%7%-34%-76%Gross margin, FY2021: 38.26%Gross margin, FY2022: 15.00%Gross margin, FY2023: 3.05%Gross margin, FY2024: 4.55%Gross margin, FY2025: -6.94%Operating margin, FY2021: -46.46%Operating margin, FY2022: -10.46%Operating margin, FY2023: 10.73%Operating margin, FY2024: -27.95%Operating margin, FY2025: -65.28%Net margin, FY2021: -54.48%Net margin, FY2022: -21.23%Net margin, FY2023: 5.25%Net margin, FY2024: -27.50%Net margin, FY2025: -63.76%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 38.26%. Gross margin FY2022 15.00%. Gross margin FY2023 3.05%. Gross margin FY2024 4.55%. Gross margin FY2025 -6.94%. Operating margin FY2021 -46.46%. Operating margin FY2022 -10.46%. Operating margin FY2023 10.73%. Operating margin FY2024 -27.95%. Operating margin FY2025 -65.28%. Net margin FY2021 -54.48%. Net margin FY2022 -21.23%. Net margin FY2023 5.25%. Net margin FY2024 -27.50%. Net margin FY2025 -63.76%.

Income trends

Revenue

236.35M HKD+8.06%

Operating income

−154.3M HKD-152.43%

Net income

−150.7M HKD-150.51%
Income trends across reported periods495.19M HKD230.14M HKD−34.9M HKD−299.95M HKDRevenue, FY2021: 428.93M HKDRevenue, FY2022: 389.44M HKDRevenue, FY2023: 210.28M HKDRevenue, FY2024: 218.72M HKDRevenue, FY2025: 236.35M HKDOperating income, FY2021: −199.3M HKDOperating income, FY2022: −40.74M HKDOperating income, FY2023: 22.56M HKDOperating income, FY2024: −61.13M HKDOperating income, FY2025: −154.3M HKDNet income, FY2021: −233.69M HKDNet income, FY2022: −82.7M HKDNet income, FY2023: 11.04M HKDNet income, FY2024: −60.16M HKDNet income, FY2025: −150.7M HKDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 428.93M HKD. Revenue FY2022 389.44M HKD. Revenue FY2023 210.28M HKD. Revenue FY2024 218.72M HKD. Revenue FY2025 236.35M HKD. Operating income FY2021 −199.3M HKD. Operating income FY2022 −40.74M HKD. Operating income FY2023 22.56M HKD. Operating income FY2024 −61.13M HKD. Operating income FY2025 −154.3M HKD. Net income FY2021 −233.69M HKD. Net income FY2022 −82.7M HKD. Net income FY2023 11.04M HKD. Net income FY2024 −60.16M HKD. Net income FY2025 −150.7M HKD.
Metric (HKD)FY2025FY2024FY2023FY2022FY2021
Revenue236.35M HKD218.72M HKD210.28M HKD389.44M HKD428.93M HKD
Cost of goods sold252.75M HKD208.78M HKD203.88M HKD331.04M HKD264.81M HKD
Gross profit−16.4M HKD9.94M HKD6.4M HKD58.4M HKD164.12M HKD
Research and development47.52M HKD41.2M HKD18.32M HKD28.81M HKD50.19M HKD
Selling, general, and administrative126.09M HKD107.75M HKD80.27M HKD126.99M HKD154.54M HKD
Operating expenses137.9M HKD71.07M HKD−16.16M HKD99.13M HKD363.97M HKD
Interest income2.69M HKD9.34M HKD14.91M HKD7.99M HKD5.54M HKD
Interest expense2.19M HKD6.81M HKD10.39M HKD15.42M HKD13.96M HKD
Depreciation and amortization30.14M HKD13.47M HKD13.47M HKD21.98M HKD27.25M HKD
Operating income−154.3M HKD−61.13M HKD22.56M HKD−40.74M HKD−199.3M HKD
Net income−150.7M HKD−60.16M HKD11.04M HKD−82.7M HKD−233.69M HKD

Company facts updated Aug 24, 2026.

2051.HK peers

Industrial and Commercial Bank of China Limited logo

1398.HK

Industrial and Commercial Bank of China Limited

HK$7.46

-0.20%

HSBC Holdings plc logo

0005.HK

HSBC Holdings plc

HK$161.5

-0.86%

Bank of China Limited logo

3988.HK

Bank of China Limited

HK$5.485

-0.36%

China Construction Bank Corporation logo

0939.HK

China Construction Bank Corporation

HK$9.175

-0.76%

Agricultural Bank of China Limited logo

1288.HK

Agricultural Bank of China Limited

HK$6.235

-0.72%

China Life Insurance Company Limited logo

2628.HK

China Life Insurance Company Limited

HK$28.66

+2.14%

Continue in GoAI

Research 2051.HK

research.disclaimer