Bank of Gansu Co., Ltd. logo

Bank of Gansu Co., Ltd.

2139.HK

HKSEFinancial ServicesBanks - Regional

Latest quote

HK$0.243

−HK$0.002 · -0.82%

Aug 24, 4:08 PM HKT

2139.HK company overview

Regular session · HKT · Market data may be delayed.

Company profile

Company website

Bank of Gansu Co., Ltd., along with its subsidiary, Pingliang Jingning Chengji Rural Bank Co., Ltd., functions as a financial institution providing a full spectrum of banking services throughout the People's Republic of China. The company's operations are structured into three distinct divisions: Corporate Banking, Retail Banking, and Financial Market Operations. The Corporate Banking division delivers a diverse suite of financial products and services to corporate entities and government organizations. These offerings include various deposit solutions, corporate lending and credit advances, agency services, expert consulting and advisory, efficient remittance and settlement, and guarantee services. Conversely, the Retail Banking segment focuses on individual consumers, supplying them with personal deposit accounts, a range of personal loan products, bank cards, bespoke wealth management advice, and convenient remittance capabilities. The Financial Market Operations segment is engaged in inter-bank money market dealings, executing repurchase agreements, making investments, and actively participating in both the trading and issuance of debt securities. By December 31, 2021, Bank of Gansu had established a considerable network of physical locations, which included one central operational department, 12 main branches, 183 sub-branches, 5 micro-to-small sub-branches, and 2 community sub-branches. The institution was founded in 2011 and is headquartered in Lanzhou, China.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
CN
CEO
Qing Liu
Listed since
Jan 18, 2018
Employees
4,615

Market position

Day range

Current HK$0.243

52-week range

Current HK$0.243

Open
HK$0.244
Previous close
HK$0.245
Volume
325K
0.21× average
Average volume
1.53M
Average daily volume
Market cap
3.66B HKD
Beta
0.18
Market reference 1
50-day average
HK$0.2919
-16.74% below average
200-day average
HK$0.2872
-15.39% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
39.69B CNY
P/E (TTM)
5.37×
P/B (TTM)
0.09×
P/S (TTM)
0.39×
EV / EBITDA
48.1×
Earnings yield
17.35%
Free cash flow yield
-144.71%
Dividend yield
55.84%

Profitability & efficiency

Gross margin
36.76%
Operating margin
6.07%
Net margin
7.37%
Return on equity
1.67%
Return on assets
0.13%
Return on invested capital
0.10%

Financial health

Debt / equity
1.83×
Current ratio
0.6×
Altman Z-score
-0.02
Piotroski F-score
5 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends110%71%32%-6%Gross margin, FY2021: 100.00%Gross margin, FY2022: 100.00%Gross margin, FY2023: 100.00%Gross margin, FY2024: 100.00%Gross margin, FY2025: 21.94%Operating margin, FY2021: 23.81%Operating margin, FY2022: 23.05%Operating margin, FY2023: 23.07%Operating margin, FY2024: 20.57%Operating margin, FY2025: 3.46%Net margin, FY2021: 20.22%Net margin, FY2022: 20.99%Net margin, FY2023: 21.80%Net margin, FY2024: 20.42%Net margin, FY2025: 4.69%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 100.00%. Gross margin FY2022 100.00%. Gross margin FY2023 100.00%. Gross margin FY2024 100.00%. Gross margin FY2025 21.94%. Operating margin FY2021 23.81%. Operating margin FY2022 23.05%. Operating margin FY2023 23.07%. Operating margin FY2024 20.57%. Operating margin FY2025 3.46%. Net margin FY2021 20.22%. Net margin FY2022 20.99%. Net margin FY2023 21.80%. Net margin FY2024 20.42%. Net margin FY2025 4.69%.

Income trends

Revenue

12.22B CNY+328.40%

Operating income

422.71M CNY-27.94%

Net income

572.88M CNY-1.63%
Income trends across reported periods13.4B CNY8.68B CNY3.96B CNY−756.64M CNYRevenue, FY2021: 2.82B CNYRevenue, FY2022: 2.87B CNYRevenue, FY2023: 2.96B CNYRevenue, FY2024: 2.85B CNYRevenue, FY2025: 12.22B CNYOperating income, FY2021: 671.82M CNYOperating income, FY2022: 660.43M CNYOperating income, FY2023: 682.06M CNYOperating income, FY2024: 586.6M CNYOperating income, FY2025: 422.71M CNYNet income, FY2021: 570.66M CNYNet income, FY2022: 601.43M CNYNet income, FY2023: 644.56M CNYNet income, FY2024: 582.35M CNYNet income, FY2025: 572.88M CNYFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 2.82B CNY. Revenue FY2022 2.87B CNY. Revenue FY2023 2.96B CNY. Revenue FY2024 2.85B CNY. Revenue FY2025 12.22B CNY. Operating income FY2021 671.82M CNY. Operating income FY2022 660.43M CNY. Operating income FY2023 682.06M CNY. Operating income FY2024 586.6M CNY. Operating income FY2025 422.71M CNY. Net income FY2021 570.66M CNY. Net income FY2022 601.43M CNY. Net income FY2023 644.56M CNY. Net income FY2024 582.35M CNY. Net income FY2025 572.88M CNY.
Metric (CNY)FY2025FY2024FY2023FY2022FY2021
Revenue12.22B CNY2.85B CNY2.96B CNY2.87B CNY2.82B CNY
Cost of goods sold9.54B CNY8.34B CNY−2.24B CNY8.72B CNY8.75B CNY
Gross profit2.68B CNY2.85B CNY2.96B CNY2.87B CNY2.82B CNY
Selling, general, and administrative580.5M CNY2.26B CNY2.27B CNY539M CNY514.42M CNY
Operating expenses2.26B CNY4.51B CNY2.27B CNY5.02B CNY3.78B CNY
Interest income11.63B CNY13.02B CNY14.02B CNY13.99B CNY14.2B CNY
Interest expense7.23B CNY8.34B CNY8.47B CNY8.72B CNY8.75B CNY
Depreciation and amortization391.4M CNY411.65M CNY416.31M CNY435.3M CNY400.67M CNY
Operating income422.71M CNY586.6M CNY682.06M CNY660.43M CNY671.82M CNY
Net income572.88M CNY582.35M CNY644.56M CNY601.43M CNY570.66M CNY

Company facts updated Aug 24, 2026.

Earnings

Latest EPS result
0.01

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly EPS actual values compared with estimates0.070.050.030.01Q3 '22Q1 '23Q3 '23Q1 '24Q3 '24Q1 '25Q3 '25Q1 '26
Q3 2022, reported Aug 30, 2022: actual 0.031, estimate —, surprise —, Comparison unavailable. Q1 2023, reported Mar 30, 2023: actual 0.016, estimate —, surprise —, Comparison unavailable. Q3 2023, reported Aug 30, 2023: actual 0.032, estimate —, surprise —, Comparison unavailable. Q1 2024, reported Mar 27, 2024: actual 0.017, estimate —, surprise —, Comparison unavailable. Q3 2024, reported Aug 29, 2024: actual 0.032, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Mar 28, 2025: actual 0.013, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 25, 2025: actual 0.029, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Mar 27, 2026: actual 0.014, estimate —, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates8.53B6.11B3.68B1.26BQ3 '22MissQ1 '23No estimateQ3 '23MissQ1 '24MissQ3 '24MissQ1 '25No estimateQ3 '25No estimateQ1 '26No estimate
Q3 2022, reported Aug 30, 2022: actual 1.48B HKD, estimate 7.68B HKD, surprise -80.71%, Miss. Q1 2023, reported Mar 30, 2023: actual 1.82B HKD, estimate —, surprise —, Comparison unavailable. Q3 2023, reported Aug 30, 2023: actual 3.77B HKD, estimate 8.01B HKD, surprise -52.96%, Miss. Q1 2024, reported Mar 27, 2024: actual 1.7B HKD, estimate 7.99B HKD, surprise -78.77%, Miss. Q3 2024, reported Aug 29, 2024: actual 3.39B HKD, estimate 7.72B HKD, surprise -56.08%, Miss. Q1 2025, reported Mar 28, 2025: actual 1.53B HKD, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 25, 2025: actual 1.53B HKD, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Mar 27, 2026: actual 7.29B HKD, estimate —, surprise —, Comparison unavailable.

Corporate actions

Corporate action history

Dividend

Ex-dividend Jul 13, 2026

HK$0.1357

Irregular

Record Jul 14, 2026 · Payment Aug 28, 2026

Dividend

Ex-dividend Jun 5, 2019

HK$0.1163

Irregular

Record Jun 10, 2019 · Payment Aug 2, 2019

2139.HK peers

ETFs holding 2139.HK

Funds reporting this stock among their holdings, ordered by reported position size.

Continue in GoAI

Research 2139.HK

research.disclaimer