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Yixin Group Limited logo

Yixin Group Limited

2858.HK

HKSEFinancial ServicesFinancial - Credit Services

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Latest quote

HK$1.29

−HK$0.045 · -3.37%

Aug 24, 11:59 AM HKT

2858.HK company overview

Regular session · HKT · Market data may be delayed.

Company profile

Company website

Yixin Group Limited, together with its subsidiaries, operates as an online automobile finance transaction platform in China. The company operates in two segments, transaction platform business and self-operated financing business. The Transaction Platform Business segment provides auto loans to consumers through its auto finance partners; guarantee, loan facilitation, and after-market services, as well as software-as-a-service solutions; and advertising and other services for automakers, auto dealers, auto finance partners, and insurance companies. The Self-Operated Financing Business segment offers consumers auto finance solutions through financing leases. This segment also provides self-operated services, including operating leasing services, automobile sales services, and others. It is involved in information technology and technology development activities; recycling and utilization of renewable resources; and provision of commercial factoring, transaction, leasing, and subscription services. Yixin Group Limited was formerly known as Yixin Capital Limited. The company was founded in 2013 and is headquartered in Shanghai, China.

Industry
Financial - Credit Services
Sector
Financial Services
Headquarters
CN
CEO
Xuan Zhang
Listed since
Nov 16, 2017
Employees
4,773

Market position

Day range

Current HK$1.29

52-week range

Current HK$1.29

Open
HK$1.34
Previous close
HK$1.335
Volume
18.66M
0.74× average
Average volume
25.06M
Average daily volume
Market cap
8.77B HKD
Beta
0.54
Market reference 1
50-day average
HK$1.3554
-4.83% below average
200-day average
HK$2.0768
-37.88% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
39.31B CNY
EV / EBITDA
20.08×
Earnings yield
7.57%
Free cash flow yield
-11.06%

Profitability & efficiency

Return on equity
7.07%
Return on assets
2.20%
Return on invested capital
2.19%

Financial health

Current ratio
2.77×
Altman Z-score
0.9
Piotroski F-score
4 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends110%70%31%-9%Gross margin, FY2021: 100.00%Gross margin, FY2022: 100.00%Gross margin, FY2023: 55.32%Gross margin, FY2024: 46.89%Gross margin, FY2025: 100.00%Operating margin, FY2021: 3.24%Operating margin, FY2022: 9.24%Operating margin, FY2023: 11.74%Operating margin, FY2024: 11.46%Operating margin, FY2025: 18.67%Net margin, FY2021: 0.92%Net margin, FY2022: 8.57%Net margin, FY2023: 9.45%Net margin, FY2024: 8.19%Net margin, FY2025: 13.18%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 100.00%. Gross margin FY2022 100.00%. Gross margin FY2023 55.32%. Gross margin FY2024 46.89%. Gross margin FY2025 100.00%. Operating margin FY2021 3.24%. Operating margin FY2022 9.24%. Operating margin FY2023 11.74%. Operating margin FY2024 11.46%. Operating margin FY2025 18.67%. Net margin FY2021 0.92%. Net margin FY2022 8.57%. Net margin FY2023 9.45%. Net margin FY2024 8.19%. Net margin FY2025 13.18%.

Income trends

Revenue

9.1B CNY-7.97%

Operating income

1.7B CNY+49.87%

Net income

1.2B CNY+48.03%
Income trends across reported periods10.87B CNY6.93B CNY2.99B CNY−956.93M CNYRevenue, FY2021: 3.15B CNYRevenue, FY2022: 4.33B CNYRevenue, FY2023: 5.87B CNYRevenue, FY2024: 9.89B CNYRevenue, FY2025: 9.1B CNYOperating income, FY2021: 102.18M CNYOperating income, FY2022: 400.02M CNYOperating income, FY2023: 689.26M CNYOperating income, FY2024: 1.13B CNYOperating income, FY2025: 1.7B CNYNet income, FY2021: 28.95M CNYNet income, FY2022: 370.81M CNYNet income, FY2023: 554.96M CNYNet income, FY2024: 809.94M CNYNet income, FY2025: 1.2B CNYFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 3.15B CNY. Revenue FY2022 4.33B CNY. Revenue FY2023 5.87B CNY. Revenue FY2024 9.89B CNY. Revenue FY2025 9.1B CNY. Operating income FY2021 102.18M CNY. Operating income FY2022 400.02M CNY. Operating income FY2023 689.26M CNY. Operating income FY2024 1.13B CNY. Operating income FY2025 1.7B CNY. Net income FY2021 28.95M CNY. Net income FY2022 370.81M CNY. Net income FY2023 554.96M CNY. Net income FY2024 809.94M CNY. Net income FY2025 1.2B CNY.
Metric (CNY)FY2025FY2024FY2023FY2022FY2021
Revenue9.1B CNY9.89B CNY5.87B CNY4.33B CNY3.15B CNY
Cost of goods sold—5.25B CNY2.62B CNY2.31B CNY1.72B CNY
Gross profit9.1B CNY4.64B CNY3.25B CNY4.33B CNY3.15B CNY
Research and development377.56M CNY232.58M CNY193.86M CNY192.05M CNY146.43M CNY
Selling, general, and administrative1.65B CNY1.46B CNY1.68B CNY1.65B CNY1.76B CNY
Operating expenses7.4B CNY3.5B CNY2.56B CNY3.92B CNY3.05B CNY
Interest income2.22B CNY71.55M CNY60.26M CNY74.41M CNY54.07M CNY
Interest expense133.28M CNY100.03M CNY87.03M CNY84.18M CNY57.18M CNY
Depreciation and amortization155.8M CNY306.34M CNY295.93M CNY262.56M CNY395.9M CNY
Operating income1.7B CNY1.13B CNY689.26M CNY400.02M CNY102.18M CNY
Net income1.2B CNY809.94M CNY554.96M CNY370.81M CNY28.95M CNY

Company facts updated Aug 24, 2026.

Earnings

Latest EPS result
0.12

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly EPS actual values compared with estimates0.160.120.080.04Q1 '23Q3 '23Q1 '24Q3 '24Q1 '25Q3 '25Q1 '26Q3 '26
Q1 2023, reported Feb 27, 2023: actual 0.049, estimate —, surprise —, Comparison unavailable. Q3 2023, reported Aug 17, 2023: actual 0.07, estimate —, surprise —, Comparison unavailable. Q1 2024, reported Feb 29, 2024: actual 0.087, estimate —, surprise —, Comparison unavailable. Q3 2024, reported Aug 15, 2024: actual 0.085, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Feb 27, 2025: actual 0.066, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 19, 2025: actual 0.106, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Mar 5, 2026: actual 0.107, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Aug 19, 2026: actual 0.12, estimate —, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates9.63B7.15B4.66B2.18BQ1 '23MissQ3 '23MissQ1 '24MissQ3 '24No estimateQ1 '25No estimateQ3 '25BeatQ1 '26No estimateQ3 '26Beat
Q1 2023, reported Feb 27, 2023: actual 2.57B HKD, estimate 7.86B HKD, surprise -67.34%, Miss. Q3 2023, reported Aug 17, 2023: actual 3.07B HKD, estimate 7.33B HKD, surprise -58.05%, Miss. Q1 2024, reported Feb 29, 2024: actual 4.95B HKD, estimate 9.11B HKD, surprise -45.65%, Miss. Q3 2024, reported Aug 15, 2024: actual 4.8B HKD, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Feb 27, 2025: actual 4.75B HKD, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 19, 2025: actual 5.97B HKD, estimate 4.46B HKD, surprise +34.01%, Beat. Q1 2026, reported Mar 5, 2026: actual 4.46B HKD, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Aug 19, 2026: actual 7.13B HKD, estimate 7.13B HKD, surprise +0.02%, Beat.

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

HK$0.13

2025 complete year+300.0% since 2023

2026 partial: HK$0.14

* Partial calendar year in the available dividend history.

Corporate action history

Dividend

Ex-dividend May 18, 2026

HK$0.14

Special

Record May 20, 2026 · Payment Jun 26, 2026

Dividend

Ex-dividend May 20, 2025

HK$0.13

Special

Record May 22, 2025 · Payment Jun 26, 2025

Dividend

Ex-dividend May 13, 2024

HK$0.03

Irregular

Record May 16, 2024 · Payment Jun 3, 2024

Dividend

Ex-dividend May 15, 2023

HK$0.0325

Special

Record May 16, 2023 · Payment Jun 2, 2023

2858.HK peers

Industrial and Commercial Bank of China Limited logo

1398.HK

Industrial and Commercial Bank of China Limited

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+0.13%

HSBC Holdings plc logo

0005.HK

HSBC Holdings plc

HK$160.6

-1.41%

Bank of China Limited logo

3988.HK

Bank of China Limited

HK$5.505

0.00%

China Construction Bank Corporation logo

0939.HK

China Construction Bank Corporation

HK$9.18

-0.70%

Agricultural Bank of China Limited logo

1288.HK

Agricultural Bank of China Limited

HK$6.25

-0.48%

China Life Insurance Company Limited logo

2628.HK

China Life Insurance Company Limited

HK$28.64

+2.07%

ETFs holding 2858.HK

Funds reporting this stock among their holdings, ordered by reported position size.

Vanguard Total International Stock ETF logoVanguard Total International Stock ETFVXUS
Market value
6.96M
Weight
0.00%
AUM
646.2B USD
Expense ratio
0.05%
Price / 1D
$87.71+0.78%
Vanguard FTSE Emerging Markets ETF logoVanguard FTSE Emerging Markets ETFVWO
Market value
6.58M
Weight
0.00%
AUM
162.3B USD
Expense ratio
0.06%
Price / 1D
$60.45+0.72%
iShares Core MSCI Emerging Markets ETF logoiShares Core MSCI Emerging Markets ETFIEMG
Market value
4.42M
Weight
0.00%
AUM
160B USD
Expense ratio
0.09%
Price / 1D
$81.57+0.64%
Avantis Emerging Markets Equity ETF logoAvantis Emerging Markets Equity ETFAVEM
Market value
3.36M
Weight
0.01%
AUM
27.89B USD
Expense ratio
0.33%
Price / 1D
$94.24+0.75%
Avantis Emerging Markets Value ETF logoAvantis Emerging Markets Value ETFAVES
Market value
313.97K
Weight
0.02%
AUM
1.5B USD
Expense ratio
0.36%
Price / 1D
$65.16+0.51%
Vanguard Total World Stock ETF logoVanguard Total World Stock ETFVT
Market value
301.76K
Weight
0.00%
AUM
97.9B USD
Expense ratio
0.06%
Price / 1D
$160.77+0.53%
iShares MSCI China Small-Cap ETF logoiShares MSCI China Small-Cap ETFECNS
Market value
158.31K
Weight
0.24%
AUM
66.48M USD
Expense ratio
0.59%
Price / 1D
$29.37+0.89%
FlexShares Morningstar Emerging Markets Factor Tilt Index Fund logoFlexShares Morningstar Emerging Markets Factor Tilt Index FundTLTE
Market value
109.66K
Weight
0.03%
AUM
355.5M USD
Expense ratio
0.58%
Price / 1D
$77.00+1.00%

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