Bank of Communications Co., Ltd. logo

Bank of Communications Co., Ltd.

3328.HK

HKSEFinancial ServicesBanks - Diversified

Latest quote

HK$7.59

+HK$0.03 · +0.40%

Aug 24, 11:00 AM HKT

3328.HK company overview

Regular session · HKT · Market data may be delayed.

Company profile

Company website

Bank of Communications Co., Ltd. (BoCom) operates as a commercial bank, offering a broad spectrum of financial products and services. For individual clients, BoCom delivers a suite of personal banking solutions. These include diverse deposit options such as demand, time, call, withdrawal, foreign currency, swap management, and educational accounts, alongside certificates of deposit. Customers can also access credit and debit cards, various loan products like housing and personal financing, and comprehensive wealth management services, encompassing both product offerings and expert advisory. Its corporate banking arm caters to businesses with structured time and demand deposits, and sophisticated cash management services covering accounts receivable/payable, general account administration, liquidity optimization, and investment/financing strategies. The bank also facilitates financing, settlement, and risk management solutions, alongside syndicated loans, overdraft facilities, investment banking expertise, and offshore banking services. The latter includes foreign exchange deposits and loans, inter-bank lending, international settlements, foreign exchange trading and guarantees, and business advisory. Additionally, BoCom engages in precious metal leasing and commodity trading. International banking services encompass corporate foreign exchange wealth management, import and export settlements, documentary settlements, remittances, bill services, trade finance, and further offshore banking functionalities. Furthermore, BoCom offers treasury services, asset management, trustee services, insurance, financial leasing, and debt-to-equity swap arrangements, among other specialized financial solutions. This extensive portfolio also features trust investment, fund management, securities dealing and brokerage, reinsurance, and advanced e-banking platforms. The bank maintains a significant presence with 245 branches and 3,025 additional banking outlets throughout Mainland China. Globally, it extends its reach with 22 overseas branches, 68 international banking outlets, and representative offices in 17 countries. Established in 1908, Bank of Communications Co., Ltd. is headquartered in Shanghai, People's Republic of China.

Industry
Banks - Diversified
Sector
Financial Services
Headquarters
CN
CEO
Deqi Ren
Listed since
Jun 23, 2005
Employees
97,932

Market position

Day range

Current HK$7.59

52-week range

Current HK$7.59

Open
HK$7.56
Previous close
HK$7.56
Volume
23.44M
0.84× average
Average volume
28.02M
Average daily volume
Market cap
670.68B HKD
Beta
0.11
Market reference 1
50-day average
HK$7.2018
+5.39% above average
200-day average
HK$7.0287
+7.99% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
4.43T CNY
P/E (TTM)
6.32×
P/B (TTM)
0.53×
P/S (TTM)
1.5×
EV / EBITDA
36.89×
Earnings yield
19.60%
Free cash flow yield
16.96%
Dividend yield
4.50%

Profitability & efficiency

Gross margin
53.15%
Operating margin
24.88%
Net margin
22.72%
Return on equity
7.84%
Return on assets
0.60%
Return on invested capital
1.88%

Financial health

Debt / equity
2.95×
Current ratio
0.07×
Altman Z-score
0.16
Piotroski F-score
4 of 9

Earnings

EPS beat rate
18%
2 beats, 8 misses, 1 met estimate
Average EPS surprise
-6.76%
11 comparable reports
Latest EPS result
0.34
Estimate 0.35 · Miss by 3.24%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.40.330.260.2Q4 '24MissQ1 '25MissQ2 '25BeatQ3 '25MetQ4 '25MissQ1 '26MissQ2 '26MissQ3 '26Estimate
Q4 2024, reported Oct 30, 2024: actual 0.28, estimate 0.3, surprise -6.67%, Miss. Q1 2025, reported Mar 21, 2025: actual 0.351, estimate 0.362, surprise -2.96%, Miss. Q2 2025, reported Apr 29, 2025: actual 0.365, estimate 0.338, surprise +7.94%, Beat. Q3 2025, reported Aug 29, 2025: actual 0.241, estimate 0.241, surprise 0.00%, Met estimate. Q4 2025, reported Oct 30, 2025: actual 0.23, estimate 0.284, surprise -19.21%, Miss. Q1 2026, reported Mar 27, 2026: actual 0.323, estimate 0.339, surprise -4.92%, Miss. Q2 2026, reported Apr 29, 2026: actual 0.341, estimate 0.352, surprise -3.24%, Miss. Q3 2026, reported Aug 28, 2026: actual —, estimate 0.254, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates85.88B77.54B69.2B60.86BQ4 '24BeatQ1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26Estimate
Q4 2024, reported Oct 30, 2024: actual 70.74B HKD, estimate 66.35B HKD, surprise +6.61%, Beat. Q1 2025, reported Mar 21, 2025: actual 64.98B HKD, estimate 64.16B HKD, surprise +1.27%, Beat. Q2 2025, reported Apr 29, 2025: actual 71.23B HKD, estimate 69.42B HKD, surprise +2.61%, Beat. Q3 2025, reported Aug 29, 2025: actual 82.57B HKD, estimate 65.46B HKD, surprise +26.15%, Beat. Q4 2025, reported Oct 30, 2025: actual 72.77B HKD, estimate 66.26B HKD, surprise +9.83%, Beat. Q1 2026, reported Mar 27, 2026: actual 72.89B HKD, estimate 64.93B HKD, surprise +12.26%, Beat. Q2 2026, reported Apr 29, 2026: actual 79.12B HKD, estimate 77.62B HKD, surprise +1.93%, Beat. Q3 2026, reported Aug 28, 2026: actual —, estimate 80.36B HKD, surprise —, Comparison unavailable.

Corporate actions

Corporate action history

Stock split

Effective Jul 8, 2011

11:10

Stock split

Effective Jun 11, 2010

1,053:1,000

3328.HK peers

ETFs holding 3328.HK

Funds reporting this stock among their holdings, ordered by reported position size.

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