
Chongqing Rural Commercial Bank Co., Ltd.
3618.HKHKSEFinancial ServicesBanks - Regional
Latest quote
HK$6.67
+HK$0.07 · +1.06%
3618.HK company overview
Historical prices · Market data may be delayed.
Company profile
Company websiteChongqing Rural Commercial Bank Co., Ltd., along with its subsidiaries, delivers a comprehensive array of banking and financial offerings throughout the People's Republic of China. Its operations are structured into three main divisions: Corporate Banking, Personal Banking, and Financial Market Operations. The Corporate Banking division is dedicated to serving businesses, government entities, and financial institutions. It provides a variety of financial solutions, including the acceptance of deposits, corporate lending, trade finance facilities, financial leasing, and other corporate advisory services. For individual clients, the Personal Banking segment extends a wide range of financial products and services. These encompass deposit accounts, personal loans, card services, wealth management solutions, and various other personal intermediary offerings. Within its Financial Market Operations, the bank actively participates in money market and repurchase transactions. It also undertakes investments in debt instruments, both for its proprietary accounts and on behalf of its clientele. The institution further enhances its services with digital banking platforms, such as mobile banking, online banking, and telephone banking. As of December 31, 2021, Chongqing Rural Commercial Bank boasted an extensive branch network totaling 1,760 locations. This comprehensive network included its head office and business department, 7 branches, 35 first-tier sub-branches, 134 second-tier sub-branches, 2 community sub-branches, and 1,580 branch offices. Additionally, it maintained 145 24-hour self-service banking centers. Founded in 1951 and headquartered in Chongqing, China, the bank was initially known as Chongqing Rural Credit Union. It adopted its current corporate identity as Chongqing Rural Commercial Bank Co., Ltd. in 2008.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- CN
- CEO
- Xiaojun Liu
- Listed since
- Dec 16, 2010
- Employees
- 14,266
Market position
Day range
Current HK$6.67
52-week range
Current HK$6.67
- Open
- HK$6.60
- Previous close
- HK$6.60
- Volume
- 3.81M
- 0.42× average
- Average volume
- 9.16M
- Average daily volume
- Market cap
- 75.75B HKD
- Beta
- 0.12
- Market reference 1
- 50-day average
- HK$6.2956
- +5.95% above average
- 200-day average
- HK$6.3606
- +4.87% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- P/E (TTM)
- 6.52×
- P/B (TTM)
- 0.59×
- P/S (TTM)
- 2.03×
- Dividend yield
- 4.56%
Profitability & efficiency
- Gross margin
- 60.54%
- Operating margin
- 36.16%
- Net margin
- 31.35%
Financial health
- Debt / equity
- 3.58×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (HKD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 27.88B HKD | 52.28B HKD | 22.02B HKD | 54.73B HKD | 56.53B HKD |
| Cost of goods sold | 5.3B HKD | 24.59B HKD | — | 25.85B HKD | 25.51B HKD |
| Gross profit | 22.58B HKD | 27.68B HKD | 22.02B HKD | 28.88B HKD | 31.01B HKD |
| Selling, general, and administrative | 5.49B HKD | 2.52B HKD | 9.33B HKD | 2.59B HKD | 2B HKD |
| Operating expenses | 14.61B HKD | 14.87B HKD | 9.33B HKD | 17.32B HKD | 19.81B HKD |
| Interest income | 46.47B HKD | 47.09B HKD | 49.89B HKD | 51.26B HKD | 51.75B HKD |
| Interest expense | 22.2B HKD | 24.59B HKD | 26.39B HKD | 25.85B HKD | 25.51B HKD |
| Depreciation and amortization | 884.57M HKD | 877.31M HKD | 856.66M HKD | 820.17M HKD | 850.89M HKD |
| Operating income | 13.71B HKD | 12.82B HKD | 12.69B HKD | 11.56B HKD | 11.2B HKD |
| Net income | 12.13B HKD | 11.51B HKD | 10.9B HKD | 10.28B HKD | 9.56B HKD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 64%
- 7 beats, 2 misses, 2 met estimates
- Average EPS surprise
- +3.68%
- 11 comparable reports
- Latest EPS result
- 0.4
- Estimate 0.4 · Met by 0.00%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Corporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
HK$0.1197
2025 complete year-55.4% since 2021
2026 partial: HK$0.3604
HK$0.2687
2,021
HK$0.2966
2,022
HK$0.3018
2,023
HK$0.5271
2,024
HK$0.1197
2,025
HK$0.3604
2,026*
* Partial calendar year in the available dividend history.
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Jun 8, 2026 | HK$0.1362Semi-Annual | Jun 9, 2026 | Jul 27, 2026 |
Dividend | Jan 8, 2026 | HK$0.2242Semi-Annual | — | — |
Dividend | May 23, 2025 | HK$0.1197Semi-Annual | May 26, 2025 | Jun 27, 2025 |
Dividend | Dec 18, 2024 | HK$0.2103Semi-Annual | Dec 19, 2024 | Jan 23, 2025 |
Dividend | May 30, 2024 | HK$0.3168Annual | May 31, 2024 | Jun 28, 2024 |
Dividend | May 30, 2023 | HK$0.3018Annual | May 31, 2023 | Jun 29, 2023 |
Ex-dividend Jun 8, 2026
HK$0.1362
Semi-Annual
Record Jun 9, 2026 · Payment Jul 27, 2026
Ex-dividend Jan 8, 2026
HK$0.2242
Semi-Annual
Ex-dividend May 23, 2025
HK$0.1197
Semi-Annual
Record May 26, 2025 · Payment Jun 27, 2025
Ex-dividend Dec 18, 2024
HK$0.2103
Semi-Annual
Record Dec 19, 2024 · Payment Jan 23, 2025
Ex-dividend May 30, 2024
HK$0.3168
Annual
Record May 31, 2024 · Payment Jun 28, 2024
Ex-dividend May 30, 2023
HK$0.3018
Annual
Record May 31, 2023 · Payment Jun 29, 2023
3618.HK peers
ETFs holding 3618.HK
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Total International Stock ETFVXUS29.36M0.00%646.2B USD0.05%$87.71+0.78%
Vanguard FTSE Emerging Markets ETFVWO26.49M0.02%162.3B USD0.06%$60.45+0.72%
iShares Core MSCI Emerging Markets ETFIEMG20.37M0.01%160B USD0.09%$81.57+0.64%
iShares Emerging Markets Dividend ETFDVYE5.12M0.41%1.26B USD0.50%$35.45+1.81%
iShares MSCI Emerging Markets ETFEEM4.92M0.02%31.22B USD0.72%$67.12+0.75%
iShares MSCI China ETFMCHI4.42M0.07%6.29B USD0.59%$55.66+0.27%
Vanguard FTSE All-World ex-US ETFVEU4.27M0.00%95.9B USD0.04%$85.69+0.82%
iShares Emerging Markets Equity Factor ETFEMGF4.21M0.22%1.89B USD0.26%$71.67+0.45%
Vanguard Total International Stock ETFVXUS- Market value
- 29.36M
- Weight
- 0.00%
- AUM
- 646.2B USD
- Expense ratio
- 0.05%
- Price / 1D
- $87.71+0.78%
Vanguard FTSE Emerging Markets ETFVWO- Market value
- 26.49M
- Weight
- 0.02%
- AUM
- 162.3B USD
- Expense ratio
- 0.06%
- Price / 1D
- $60.45+0.72%
iShares Core MSCI Emerging Markets ETFIEMG- Market value
- 20.37M
- Weight
- 0.01%
- AUM
- 160B USD
- Expense ratio
- 0.09%
- Price / 1D
- $81.57+0.64%
iShares Emerging Markets Dividend ETFDVYE- Market value
- 5.12M
- Weight
- 0.41%
- AUM
- 1.26B USD
- Expense ratio
- 0.50%
- Price / 1D
- $35.45+1.81%
iShares MSCI Emerging Markets ETFEEM- Market value
- 4.92M
- Weight
- 0.02%
- AUM
- 31.22B USD
- Expense ratio
- 0.72%
- Price / 1D
- $67.12+0.75%
iShares MSCI China ETFMCHI- Market value
- 4.42M
- Weight
- 0.07%
- AUM
- 6.29B USD
- Expense ratio
- 0.59%
- Price / 1D
- $55.66+0.27%
Vanguard FTSE All-World ex-US ETFVEU- Market value
- 4.27M
- Weight
- 0.00%
- AUM
- 95.9B USD
- Expense ratio
- 0.04%
- Price / 1D
- $85.69+0.82%
iShares Emerging Markets Equity Factor ETFEMGF- Market value
- 4.21M
- Weight
- 0.22%
- AUM
- 1.89B USD
- Expense ratio
- 0.26%
- Price / 1D
- $71.67+0.45%
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