
Huishang Bank Corporation Limited
3698.HKHKSEFinancial ServicesBanks - Regional
Latest quote
HK$5.06
−HK$0.015 · -0.30%
3698.HK company overview
Regular session · HKT · Market data may be delayed.
Company profile
Company websiteHuishang Bank Corporation Limited, along with its associated entities, delivers a comprehensive suite of commercial banking services throughout the People's Republic of China. Its operations are structured into four main divisions: Corporate Banking, Retail Banking, Treasury, and Other Services. The bank offers a variety of financial products to corporate clients, government bodies, and financial institutions. These include checking and deposit accounts, overdraft facilities, diverse loan options, trade-related financial instruments, and other credit solutions. It also facilitates foreign currency transactions and provides wealth management products. For individual customers, the bank supplies savings accounts, personal credit and advances, credit and debit cards, payment processing, investment products (such as wealth management and funds), and insurance brokerage services. Furthermore, the company actively participates in securities investments, money market operations, and repurchase agreements. It also provides digital banking solutions through online and mobile platforms. Additional services encompass the management of both Renminbi and foreign currency deposits, clearing and settlement functionalities, asset safekeeping, and financial leasing. As of December 31, 2021, Huishang Bank boasted a significant physical footprint with 21 main branches and 478 customer service points. Its extensive self-service network included 609 self-service banking centers and a total of 2,002 automated cash machines, comprising 1,213 cash recycling machines and 789 smart terminals. Established in 1997 under its original name, Hefei Commercial Bank Co., Ltd., the institution was rebranded as Huishang Bank Corporation Limited in November 2005. Its headquarters are located in Hefei, China.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- CN
- CEO
- Qinglong Kong
- Listed since
- Nov 12, 2013
- Employees
- 13,995
Market position
- Volume
- 2.06M
- 0.22× average
- Average volume
- 9.28M
- Average daily volume
- Market cap
- 69.94B HKD
- Beta
- 0.1
- Market reference 1
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 521.45B CNY
- P/E (TTM)
- 3.79×
- P/B (TTM)
- 0.36×
- P/S (TTM)
- 1.12×
- EV / EBITDA
- 27.25×
- Earnings yield
- 40.32%
- Free cash flow yield
- 70.03%
- Dividend yield
- 5.71%
Profitability & efficiency
- Gross margin
- 60.75%
- Operating margin
- 35.90%
- Net margin
- 30.64%
- Return on equity
- 9.58%
- Return on assets
- 0.69%
- Return on invested capital
- 0.71%
Financial health
- Debt / equity
- 3.36×
- Current ratio
- 0.21×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (CNY) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 75.91B CNY | 33.76B CNY | 27.8B CNY | 29.36B CNY | 22.16B CNY |
| Cost of goods sold | 36.62B CNY | 37.74B CNY | −9.16B CNY | 32.26B CNY | 30.26B CNY |
| Gross profit | 39.29B CNY | 33.76B CNY | 27.8B CNY | 29.36B CNY | 22.16B CNY |
| Selling, general, and administrative | 6.69B CNY | 9.83B CNY | 9.26B CNY | 8.68B CNY | 7.91B CNY |
| Operating expenses | 13.49B CNY | 10.69B CNY | 9.26B CNY | 19.05B CNY | 20.08B CNY |
| Interest income | 63.84B CNY | 66.33B CNY | 64.99B CNY | 60.96B CNY | 57.11B CNY |
| Interest expense | 35.67B CNY | 37.74B CNY | 36.27B CNY | 32.26B CNY | 30.26B CNY |
| Depreciation and amortization | 819.61M CNY | 1.08B CNY | 1.08B CNY | 1.04B CNY | 999.31M CNY |
| Operating income | 18.69B CNY | 23.07B CNY | 18.54B CNY | 20.67B CNY | 14.25B CNY |
| Net income | 16.1B CNY | 15.41B CNY | 14.43B CNY | 13.4B CNY | 11.46B CNY |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 0%
- 0 beats, 3 misses, 0 met estimates
- Average EPS surprise
- -57.70%
- 3 comparable reports
- Latest EPS result
- 0.53
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
3698.HK peers
ETFs holding 3698.HK
Funds reporting this stock among their holdings, ordered by reported position size.
Dimensional - Emerging Markets Core Equity 2 ETFDFEM593.87K0.01%9.49B USD0.39%$39.93+0.50%
Dimensional - Emerging Core Equity Market ETFDFAE425.76K0.00%10B USD0.29%$39.49+0.51%
Dimensional World ex U.S. Core Equity 2 ETFDFAX413.65K0.00%12.57B USD0.28%$38.16+0.82%
Dimensional - Emerging Markets Value ETFDFEV92.11K0.00%2.1B USD0.46%$41.93+0.29%
FlexShares Morningstar Emerging Markets Factor Tilt Index FundTLTE24.48K0.01%355.5M USD0.58%$77.00+1.00%
Xtrackers Emerging Markets Carbon Reduction and Climate Improvers ETFEMCR9.93K0.02%61.55M USD0.15%$43.60+0.58%
Dimensional Emerging Markets Sustainability Core 1 ETFDFSE6.44K0.00%638.17M USD0.44%$48.59+0.65%
Dimensional - Emerging Markets Core Equity 2 ETFDFEM- Market value
- 593.87K
- Weight
- 0.01%
- AUM
- 9.49B USD
- Expense ratio
- 0.39%
- Price / 1D
- $39.93+0.50%
Dimensional - Emerging Core Equity Market ETFDFAE- Market value
- 425.76K
- Weight
- 0.00%
- AUM
- 10B USD
- Expense ratio
- 0.29%
- Price / 1D
- $39.49+0.51%
Dimensional World ex U.S. Core Equity 2 ETFDFAX- Market value
- 413.65K
- Weight
- 0.00%
- AUM
- 12.57B USD
- Expense ratio
- 0.28%
- Price / 1D
- $38.16+0.82%
Dimensional - Emerging Markets Value ETFDFEV- Market value
- 92.11K
- Weight
- 0.00%
- AUM
- 2.1B USD
- Expense ratio
- 0.46%
- Price / 1D
- $41.93+0.29%
FlexShares Morningstar Emerging Markets Factor Tilt Index FundTLTE- Market value
- 24.48K
- Weight
- 0.01%
- AUM
- 355.5M USD
- Expense ratio
- 0.58%
- Price / 1D
- $77.00+1.00%
Xtrackers Emerging Markets Carbon Reduction and Climate Improvers ETFEMCR- Market value
- 9.93K
- Weight
- 0.02%
- AUM
- 61.55M USD
- Expense ratio
- 0.15%
- Price / 1D
- $43.60+0.58%
Dimensional Emerging Markets Sustainability Core 1 ETFDFSE- Market value
- 6.44K
- Weight
- 0.00%
- AUM
- 638.17M USD
- Expense ratio
- 0.44%
- Price / 1D
- $48.59+0.65%
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