ZhongAn Online P & C Insurance Co., Ltd. logo

ZhongAn Online P & C Insurance Co., Ltd.

6060.HK

HKSEFinancial ServicesInsurance - Property & Casualty

Latest quote

HK$10.72

+HK$0.20 · +1.90%

Aug 24, 2:02 PM HKT

6060.HK company overview

Regular session · HKT · Market data may be delayed.

Company profile

Company website

Headquartered in Shanghai, China, ZhongAn Online P & C Insurance Co., Ltd. is a pioneering Insurtech firm established in 2013. This internet-centric company specializes in delivering online insurance solutions and advanced information technology services tailored for the insurance sector across the People's Republic of China. Its operations are structured across diverse segments, including Insurance, Technology, Banking, and various other ventures. ZhongAn offers a comprehensive suite of property and casualty insurance products. These encompass coverages such as accident, health, and motor insurance, alongside specialized offerings like bond, liability, credit, cargo, household property, and even shipping return insurance. Beyond its core insurance offerings, the company extends its portfolio to include a wide array of services. These range from technology development, IT consulting, and asset management to specialized areas like medical examination services, operating an Internet hospital, biotechnology, and pharmacy solutions. Furthermore, ZhongAn is active in technology training, Fintech, digital asset management, medical and life insurance provisions, online banking, and insurance brokerage.

Industry
Insurance - Property & Casualty
Sector
Financial Services
Headquarters
CN
CEO
Jiang Xing
Listed since
Sep 28, 2017
Employees
2,242

Market position

Day range

Current HK$10.72

52-week range

Current HK$10.72

Open
HK$10.50
Previous close
HK$10.52
Volume
7.01M
0.77× average
Average volume
9.16M
Average daily volume
Market cap
17.53B HKD
Beta
0.9
Market reference 1
50-day average
HK$10.413
+2.95% above average
200-day average
HK$13.3768
-19.86% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

P/E (TTM)
12.93×
P/B (TTM)
0.61×
P/S (TTM)
0.42×
Dividend yield
0.00%

Profitability & efficiency

Gross margin
100.00%
Operating margin
86.06%
Net margin
3.11%

Financial health

Debt / equity
0.34×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends110%69%27%-15%Gross margin, FY2021: 100.00%Gross margin, FY2022: 100.00%Gross margin, FY2023: 100.00%Gross margin, FY2024: 100.00%Gross margin, FY2025: 98.62%Operating margin, FY2021: 4.96%Operating margin, FY2022: 85.14%Operating margin, FY2023: 13.72%Operating margin, FY2024: 87.73%Operating margin, FY2025: 4.33%Net margin, FY2021: 3.45%Net margin, FY2022: -4.91%Net margin, FY2023: 13.95%Net margin, FY2024: 1.79%Net margin, FY2025: 3.17%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 100.00%. Gross margin FY2022 100.00%. Gross margin FY2023 100.00%. Gross margin FY2024 100.00%. Gross margin FY2025 98.62%. Operating margin FY2021 4.96%. Operating margin FY2022 85.14%. Operating margin FY2023 13.72%. Operating margin FY2024 87.73%. Operating margin FY2025 4.33%. Net margin FY2021 3.45%. Net margin FY2022 -4.91%. Net margin FY2023 13.95%. Net margin FY2024 1.79%. Net margin FY2025 3.17%.

Income trends

Revenue

34.77B HKD+3.10%

Operating income

1.51B HKD-94.91%

Net income

1.1B HKD+82.55%
Income trends across reported periods38.36B HKD24.01B HKD9.65B HKD−4.7B HKDRevenue, FY2021: 21.94B HKDRevenue, FY2022: 22.64B HKDRevenue, FY2023: 29.23B HKDRevenue, FY2024: 33.73B HKDRevenue, FY2025: 34.77B HKDOperating income, FY2021: 1.09B HKDOperating income, FY2022: 19.28B HKDOperating income, FY2023: 4.01B HKDOperating income, FY2024: 29.59B HKDOperating income, FY2025: 1.51B HKDNet income, FY2021: 757.1M HKDNet income, FY2022: −1.11B HKDNet income, FY2023: 4.08B HKDNet income, FY2024: 603.46M HKDNet income, FY2025: 1.1B HKDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 21.94B HKD. Revenue FY2022 22.64B HKD. Revenue FY2023 29.23B HKD. Revenue FY2024 33.73B HKD. Revenue FY2025 34.77B HKD. Operating income FY2021 1.09B HKD. Operating income FY2022 19.28B HKD. Operating income FY2023 4.01B HKD. Operating income FY2024 29.59B HKD. Operating income FY2025 1.51B HKD. Net income FY2021 757.1M HKD. Net income FY2022 −1.11B HKD. Net income FY2023 4.08B HKD. Net income FY2024 603.46M HKD. Net income FY2025 1.1B HKD.
Metric (HKD)FY2025FY2024FY2023FY2022FY2021
Revenue34.77B HKD33.73B HKD29.23B HKD22.64B HKD21.94B HKD
Cost of goods sold480.67M HKD
Gross profit34.29B HKD33.73B HKD29.23B HKD22.64B HKD21.94B HKD
Selling, general, and administrative7.97B HKD7.13B HKD7.6B HKD3.36B HKD5.34B HKD
Operating expenses4.94B HKD4.14B HKD25.22B HKD3.36B HKD−20.85B HKD
Interest expense309.82M HKD446.68M HKD464.86M HKD428.36M HKD388.34M HKD
Depreciation and amortization302.79M HKD328.87M HKD357.36M HKD361.14M HKD306.61M HKD
Operating income1.51B HKD29.59B HKD4.01B HKD19.28B HKD1.09B HKD
Net income1.1B HKD603.46M HKD4.08B HKD−1.11B HKD757.1M HKD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
43%
3 beats, 4 misses, 0 met estimates
Average EPS surprise
+87.21%
7 comparable reports
Latest EPS result
0.29
Estimate -0.41 · Beat by 170.22%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates3.161.880.6-0.68Q1 '23MissQ3 '23MissQ1 '24No estimateQ3 '24No estimateQ1 '25No estimateQ3 '25No estimateQ1 '26BeatQ3 '26Estimate
Q1 2023, reported Mar 21, 2023: actual -0.364, estimate 0.78, surprise -146.72%, Miss. Q3 2023, reported Aug 28, 2023: actual 0.162, estimate 0.27, surprise -40.01%, Miss. Q1 2024, reported Mar 26, 2024: actual 2.9, estimate —, surprise —, Comparison unavailable. Q3 2024, reported Aug 27, 2024: actual 0.043, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Mar 19, 2025: actual 0.404, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 20, 2025: actual 0.493, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Mar 19, 2026: actual 0.289, estimate -0.412, surprise +170.22%, Beat. Q3 2026, reported Aug 25, 2026: actual —, estimate 0.27, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates40.34B28.98B17.62B6.26BQ1 '23MissQ3 '23MissQ1 '24MissQ3 '24MissQ1 '25BeatQ3 '25BeatQ1 '26BeatQ3 '26Estimate
Q1 2023, reported Mar 21, 2023: actual 14.98B HKD, estimate 35.34B HKD, surprise -57.61%, Miss. Q3 2023, reported Aug 28, 2023: actual 13.72B HKD, estimate 16.1B HKD, surprise -14.80%, Miss. Q1 2024, reported Mar 26, 2024: actual 16.9B HKD, estimate 37.9B HKD, surprise -55.42%, Miss. Q3 2024, reported Aug 27, 2024: actual 16.21B HKD, estimate 37.56B HKD, surprise -56.84%, Miss. Q1 2025, reported Mar 19, 2025: actual 19.35B HKD, estimate 7.36B HKD, surprise +162.89%, Beat. Q3 2025, reported Aug 20, 2025: actual 16.48B HKD, estimate 7.4B HKD, surprise +122.66%, Beat. Q1 2026, reported Mar 19, 2026: actual 21.23B HKD, estimate 12.06B HKD, surprise +76.09%, Beat. Q3 2026, reported Aug 25, 2026: actual —, estimate 16.09B HKD, surprise —, Comparison unavailable.

6060.HK peers

ETFs holding 6060.HK

Funds reporting this stock among their holdings, ordered by reported position size.

Continue in GoAI

Research 6060.HK

research.disclaimer