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Bank of Jiujiang Co., Ltd. logo

Bank of Jiujiang Co., Ltd.

6190.HK

HKSEFinancial ServicesBanks - Regional

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Latest quote

HK$3.00

+HK$0.10 · +3.45%

Aug 21, 6:07 PM HKTData delayed

6190.HK company overview

Historical prices · Market data may be delayed.

Company profile

Company website

Bank of Jiujiang Co., Ltd. provides various banking products and services for individual customers, corporations, government agencies, and financial institutions in the People's Republic of China. It operates through Corporate Banking, Retail Banking, and Financial Market Business segments. The company offers corporate and personal loans, trade financing, deposit products, granting short-term, medium-term and long-term loans, and other types of corporate and personal intermediary services; and card and personal wealth management services. It also conducts money market or repurchase transactions, and financial investments. In addition, the company provides domestic and overseas settlements, bill acceptance and discounting, government bonds and financial bonds trading, inter-bank placement, letters of credit and guarantee, insurance agency, and safe-box services. Further, the company issues financial bonds; sells securities investment funds and other products; and acts as an agent to issue, settle, and underwrite government bonds, as well as for on inward and outward payments. The company was formerly known as Jiujiang Commercial Bank and changed its name to Bank of Jiujiang Co., Ltd. in September 2008. Bank of Jiujiang Co., Ltd. was incorporated in 2000 and is headquartered in Chaisang, the People's Republic of China.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
CN
CEO
Qian Wenhui
Listed since
Jul 10, 2018
Employees
6,055

Market position

Day range

Current HK$3.00

52-week range

Current HK$3.00

Open
HK$3.00
Previous close
HK$2.90
Volume
200
0.02× average
Average volume
11.54K
Average daily volume
Market cap
8.54B HKD
Beta
-0.3
Market reference 1
50-day average
HK$2.669
+12.40% above average
200-day average
HK$2.1388
+40.27% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
57.82B CNY
P/E (TTM)
-25.72×
P/B (TTM)
0.22×
P/S (TTM)
0.81×
EV / EBITDA
39.06×
Earnings yield
18.43%
Free cash flow yield
163.01%
Dividend yield
2.15%

Profitability & efficiency

Gross margin
37.46%
Operating margin
-11.41%
Net margin
4.44%
Return on equity
2.37%
Return on assets
0.15%
Return on invested capital
0.16%

Financial health

Debt / equity
2.35×
Current ratio
0.53×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends241%155%69%-17%Gross margin, FY2021: 100.00%Gross margin, FY2022: 100.00%Gross margin, FY2023: 100.00%Gross margin, FY2024: 219.66%Gross margin, FY2025: 24.54%Operating margin, FY2021: 41.84%Operating margin, FY2022: 40.35%Operating margin, FY2023: 23.13%Operating margin, FY2024: 19.54%Operating margin, FY2025: 5.26%Net margin, FY2021: 34.01%Net margin, FY2022: 30.66%Net margin, FY2023: 17.01%Net margin, FY2024: 17.12%Net margin, FY2025: 4.57%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 100.00%. Gross margin FY2022 100.00%. Gross margin FY2023 100.00%. Gross margin FY2024 219.66%. Gross margin FY2025 24.54%. Operating margin FY2021 41.84%. Operating margin FY2022 40.35%. Operating margin FY2023 23.13%. Operating margin FY2024 19.54%. Operating margin FY2025 5.26%. Net margin FY2021 34.01%. Net margin FY2022 30.66%. Net margin FY2023 17.01%. Net margin FY2024 17.12%. Net margin FY2025 4.57%.

Income trends

Revenue

17.63B CNY+305.52%

Operating income

928.1M CNY+9.23%

Net income

806.11M CNY+8.28%
Income trends across reported periods19.32B CNY12.56B CNY5.8B CNY−967.31M CNYRevenue, FY2021: 5.08B CNYRevenue, FY2022: 5.27B CNYRevenue, FY2023: 4.25B CNYRevenue, FY2024: 4.35B CNYRevenue, FY2025: 17.63B CNYOperating income, FY2021: 2.13B CNYOperating income, FY2022: 2.13B CNYOperating income, FY2023: 983.66M CNYOperating income, FY2024: 849.71M CNYOperating income, FY2025: 928.1M CNYNet income, FY2021: 1.73B CNYNet income, FY2022: 1.62B CNYNet income, FY2023: 723.58M CNYNet income, FY2024: 744.43M CNYNet income, FY2025: 806.11M CNYFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 5.08B CNY. Revenue FY2022 5.27B CNY. Revenue FY2023 4.25B CNY. Revenue FY2024 4.35B CNY. Revenue FY2025 17.63B CNY. Operating income FY2021 2.13B CNY. Operating income FY2022 2.13B CNY. Operating income FY2023 983.66M CNY. Operating income FY2024 849.71M CNY. Operating income FY2025 928.1M CNY. Net income FY2021 1.73B CNY. Net income FY2022 1.62B CNY. Net income FY2023 723.58M CNY. Net income FY2024 744.43M CNY. Net income FY2025 806.11M CNY.
Metric (CNY)FY2025FY2024FY2023FY2022FY2021
Revenue17.63B CNY4.35B CNY4.25B CNY5.27B CNY5.08B CNY
Cost of goods sold13.3B CNY10.04B CNY11.28B CNY11.35B CNY10.82B CNY
Gross profit4.33B CNY9.55B CNY4.25B CNY5.27B CNY5.08B CNY
Selling, general, and administrative2.07B CNY3.5B CNY796.57M CNY781.38M CNY734.55M CNY
Operating expenses3.4B CNY8.84B CNY8.21B CNY8.16B CNY6.53B CNY
Interest income16.7B CNY19.21B CNY19.57B CNY19.95B CNY19.28B CNY
Interest expense8.32B CNY10.04B CNY11.28B CNY11.35B CNY10.82B CNY
Depreciation and amortization555.29M CNY583.85M CNY547.02M CNY513.74M CNY436.88M CNY
Operating income928.1M CNY849.71M CNY983.66M CNY2.13B CNY2.13B CNY
Net income806.11M CNY744.43M CNY723.58M CNY1.62B CNY1.73B CNY

Company facts updated Aug 24, 2026.

Earnings

Latest EPS result
0.18

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly EPS actual values compared with estimates0.50.22-0.06-0.34Q3 '22Q1 '23Q3 '23Q1 '24Q3 '24Q1 '25Q3 '25Q1 '26
Q3 2022, reported Aug 30, 2022: actual 0.445, estimate —, surprise —, Comparison unavailable. Q1 2023, reported Mar 30, 2023: actual 0.285, estimate —, surprise —, Comparison unavailable. Q3 2023, reported Aug 31, 2023: actual 0.259, estimate —, surprise —, Comparison unavailable. Q1 2024, reported Mar 28, 2024: actual 0.387, estimate —, surprise —, Comparison unavailable. Q3 2024, reported Aug 30, 2024: actual 0.088, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Mar 31, 2025: actual 0.223, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 29, 2025: actual -0.284, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Mar 31, 2026: actual 0.178, estimate —, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates14.15B9.77B5.4B1.02BQ3 '22MissQ1 '23No estimateQ3 '23MissQ1 '24MissQ3 '24MissQ1 '25No estimateQ3 '25No estimateQ1 '26No estimate
Q3 2022, reported Aug 30, 2022: actual 2.12B HKD, estimate 13.19B HKD, surprise -83.92%, Miss. Q1 2023, reported Mar 30, 2023: actual 2.21B HKD, estimate —, surprise —, Comparison unavailable. Q3 2023, reported Aug 31, 2023: actual 5.68B HKD, estimate 10.95B HKD, surprise -48.14%, Miss. Q1 2024, reported Mar 28, 2024: actual 2.41B HKD, estimate 11.82B HKD, surprise -79.59%, Miss. Q3 2024, reported Aug 30, 2024: actual 6.03B HKD, estimate 11.86B HKD, surprise -49.16%, Miss. Q1 2025, reported Mar 31, 2025: actual 1.52B HKD, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 29, 2025: actual 1.2B HKD, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Mar 31, 2026: actual 8.84B HKD, estimate —, surprise —, Comparison unavailable.

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