Bank of Zhengzhou Co., Ltd. logo

Bank of Zhengzhou Co., Ltd.

6196.HK

HKSEFinancial ServicesBanks - Regional

Latest quote

HK$0.895

+HK$0.005 · +0.56%

Aug 24, 3:07 PM HKT

6196.HK company overview

Regular session · HKT · Market data may be delayed.

Company profile

Company website

Bank of Zhengzhou Co., Ltd., a financial institution established in 1996 and known as Commercial Bank of Zhengzhou Co., Ltd. until its name change in December 2009, is headquartered in Zhengzhou, China. It offers a wide range of banking and financial services throughout the People's Republic of China. The bank's operations are segmented into Corporate Banking, Retail Banking, and Treasury Business. Its Corporate Banking division serves businesses, governmental bodies, and other financial institutions with deposit solutions, corporate loans and advances, trade financing, financial leasing, agency services, and remittance and settlement. The Retail Banking segment caters to individual clients, providing deposit accounts, personal loans, bank cards, wealth management services, and various collection, payment, and remittance options. Meanwhile, the Treasury Business unit focuses on interbank money market activities, repurchase agreements, and investment services. Beyond these core segments, the bank's extensive service portfolio includes short-term, medium-term, and long-term credit facilities; bill acceptance and discounting; the issuance of financial bonds; underwriting government securities; acting as an issuing and cashing agent; foreign exchange deposits and loans; letters of credit and guarantees; safe-deposit box services; and foreign currency exchange. Customers can also access banking services conveniently through online, telephone, and mobile platforms. As of December 31, 2021, Bank of Zhengzhou had a significant operational presence, comprising 14 branches across several cities in Henan Province, specifically Nanyang, Xinxiang, Luoyang, Anyang, Xuchang, Shangqiu, Luohe, Xinyang, Puyang, Pingdingshan, Zhumadian, Kaifeng, Zhoukou, and Hebi. Its network also included 161 sub-branches and a total of 197 self-service equipment outlets, with 160 located internally and 37 externally.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
CN
CEO
Fei Zhao
Listed since
Dec 23, 2015
Employees
6,052

Market position

Day range

Current HK$0.895

52-week range

Current HK$0.895

Open
HK$0.89
Previous close
HK$0.89
Volume
6.28M
0.77× average
Average volume
8.11M
Average daily volume
Market cap
12.19B HKD
Beta
0.29
Market reference 1
50-day average
HK$0.8969
-0.21% below average
200-day average
HK$1.0477
-14.57% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
195.85B CNY
P/E (TTM)
8.13×
P/B (TTM)
0.28×
P/S (TTM)
0.77×
EV / EBITDA
87.7×
Earnings yield
20.18%
Free cash flow yield
144.89%
Dividend yield
0.00%

Profitability & efficiency

Gross margin
27.04%
Operating margin
9.36%
Net margin
9.27%
Return on equity
4.20%
Return on assets
0.25%
Return on invested capital
0.26%

Financial health

Debt / equity
1.76×
Current ratio
0.39×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends57%39%20%2%Gross margin, FY2021: 46.45%Gross margin, FY2022: 52.32%Gross margin, FY2023: 48.61%Gross margin, FY2024: 47.39%Gross margin, FY2025: 46.04%Operating margin, FY2021: 15.67%Operating margin, FY2022: 10.44%Operating margin, FY2023: 6.86%Operating margin, FY2024: 7.23%Operating margin, FY2025: 7.98%Net margin, FY2021: 12.67%Net margin, FY2022: 9.01%Net margin, FY2023: 7.30%Net margin, FY2024: 7.59%Net margin, FY2025: 7.96%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 46.45%. Gross margin FY2022 52.32%. Gross margin FY2023 48.61%. Gross margin FY2024 47.39%. Gross margin FY2025 46.04%. Operating margin FY2021 15.67%. Operating margin FY2022 10.44%. Operating margin FY2023 6.86%. Operating margin FY2024 7.23%. Operating margin FY2025 7.98%. Net margin FY2021 12.67%. Net margin FY2022 9.01%. Net margin FY2023 7.30%. Net margin FY2024 7.59%. Net margin FY2025 7.96%.

Income trends

Revenue

23.8B CNY-3.64%

Operating income

1.9B CNY+6.36%

Net income

1.9B CNY+1.03%
Income trends across reported periods29.4B CNY19.34B CNY9.28B CNY−774.85M CNYRevenue, FY2021: 25.46B CNYRevenue, FY2022: 26.88B CNYRevenue, FY2023: 25.36B CNYRevenue, FY2024: 24.7B CNYRevenue, FY2025: 23.8B CNYOperating income, FY2021: 3.99B CNYOperating income, FY2022: 2.81B CNYOperating income, FY2023: 1.74B CNYOperating income, FY2024: 1.79B CNYOperating income, FY2025: 1.9B CNYNet income, FY2021: 3.23B CNYNet income, FY2022: 2.42B CNYNet income, FY2023: 1.85B CNYNet income, FY2024: 1.88B CNYNet income, FY2025: 1.9B CNYFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 25.46B CNY. Revenue FY2022 26.88B CNY. Revenue FY2023 25.36B CNY. Revenue FY2024 24.7B CNY. Revenue FY2025 23.8B CNY. Operating income FY2021 3.99B CNY. Operating income FY2022 2.81B CNY. Operating income FY2023 1.74B CNY. Operating income FY2024 1.79B CNY. Operating income FY2025 1.9B CNY. Net income FY2021 3.23B CNY. Net income FY2022 2.42B CNY. Net income FY2023 1.85B CNY. Net income FY2024 1.88B CNY. Net income FY2025 1.9B CNY.
Metric (CNY)FY2025FY2024FY2023FY2022FY2021
Revenue23.8B CNY24.7B CNY25.36B CNY26.88B CNY25.46B CNY
Cost of goods sold12.84B CNY13B CNY13.03B CNY12.82B CNY13.63B CNY
Gross profit10.96B CNY11.71B CNY12.33B CNY14.07B CNY11.82B CNY
Selling, general, and administrative2.12B CNY1.04B CNY947.6M CNY665M CNY667.81M CNY
Operating expenses9.06B CNY9.92B CNY10.59B CNY11.26B CNY7.84B CNY
Interest income23.09B CNY23.36B CNY24.76B CNY25.06B CNY25.57B CNY
Interest expense12.51B CNY13B CNY13.03B CNY12.82B CNY13.63B CNY
Depreciation and amortization394.42M CNY449.2M CNY458.44M CNY468.04M CNY454.02M CNY
Operating income1.9B CNY1.79B CNY1.74B CNY2.81B CNY3.99B CNY
Net income1.9B CNY1.88B CNY1.85B CNY2.42B CNY3.23B CNY

Company facts updated Aug 24, 2026.

Earnings

Latest EPS result
0.14

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly EPS actual values compared with estimates0.180.090-0.09Q2 '24Q3 '24Q4 '24Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Q2 2024, reported Apr 29, 2024: actual 0.119, estimate —, surprise —, Comparison unavailable. Q3 2024, reported Aug 29, 2024: actual 0.072, estimate —, surprise —, Comparison unavailable. Q4 2024, reported Oct 31, 2024: actual 0.078, estimate —, surprise —, Comparison unavailable. Q2 2025, reported Apr 29, 2025: actual 0.118, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 28, 2025: actual 0.075, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Oct 30, 2025: actual 0.077, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Mar 30, 2026: actual -0.046, estimate —, surprise —, Comparison unavailable. Q2 2026, reported Apr 28, 2026: actual 0.136, estimate —, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly Revenue actual values compared with estimates7.86B5.75B3.64B1.53BQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Q3 2024, reported Aug 29, 2024: actual 1.81B HKD, estimate —, surprise —, Comparison unavailable. Q4 2024, reported Oct 31, 2024: actual 2.94B HKD, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Mar 27, 2025: actual 4.08B HKD, estimate —, surprise —, Comparison unavailable. Q2 2025, reported Apr 29, 2025: actual 3.73B HKD, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 28, 2025: actual 1.8B HKD, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Oct 30, 2025: actual 6.57B HKD, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Mar 30, 2026: actual 7.41B HKD, estimate —, surprise —, Comparison unavailable. Q2 2026, reported Apr 28, 2026: actual 3.99B HKD, estimate —, surprise —, Comparison unavailable.

Corporate actions

Corporate action history

Stock split

Effective Jun 20, 2023

11:10

Stock split

Effective Dec 8, 2021

11:10

Stock split

Effective Nov 3, 2021

11:10

Stock split

Effective Jun 22, 2021

11:10

Stock split

Effective May 26, 2020

11:10

6196.HK peers

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Funds reporting this stock among their holdings, ordered by reported position size.

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