Zuoli Kechuang Micro-finance Company Limited
6866.HKHKSEFinancial ServicesFinancial - Credit Services
Latest quote
HK$0.285
+HK$0.02 · +7.55%
6866.HK company overview
Regular session · HKT · Market data may be delayed.
Company profile
Company websiteZuoli Kechuang Micro-finance Company Limited functions as a micro-lender throughout the People's Republic of China. The company provides a comprehensive suite of credit products, encompassing unsecured, guaranteed, collateralized, and pledged loans. Its offerings cater to diverse enterprise clients, including those in agriculture and technology, as well as small and medium-sized enterprises (SMEs) and microenterprises. Additionally, it extends financing for individual businesses, start-up ventures, and offers online micro-loans. Established in 2011, the firm was originally named Deqing Zuoli Kechuang Micro-finance Company Limited, officially adopting its current name in April 2014. Its corporate headquarters are located in Huzhou, China.
- Industry
- Financial - Credit Services
- Sector
- Financial Services
- Headquarters
- CN
- CEO
- Sheng Yang
- Listed since
- Jan 13, 2015
- Employees
- 63
Market position
Day range
Current HK$0.285
52-week range
Current HK$0.285
- Open
- HK$0.265
- Previous close
- HK$0.265
- Volume
- 62K
- 1.26× average
- Average volume
- 49.22K
- Average daily volume
- Market cap
- 336.3M HKD
- Beta
- 0.52
- Market reference 1
- 50-day average
- HK$0.3022
- -5.69% below average
- 200-day average
- HK$0.3235
- -11.91% below average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 724.3M CNY
- P/E (TTM)
- 4.9×
- P/B (TTM)
- 0.14×
- P/S (TTM)
- 1.69×
- EV / EBITDA
- 6.1×
- Earnings yield
- 19.33%
- Free cash flow yield
- 27.77%
- Dividend yield
- 0.00%
Profitability & efficiency
- Gross margin
- 99.19%
- Operating margin
- 68.99%
- Net margin
- 34.61%
- Return on equity
- 2.97%
- Return on assets
- 2.36%
- Return on invested capital
- 2.90%
Financial health
- Debt / equity
- 0.23×
- Current ratio
- 0.08×
- Altman Z-score
- 0.56
- Piotroski F-score
- 4 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (CNY) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 139.83M CNY | 123.77M CNY | 195.08M CNY | 180.61M CNY | 199.13M CNY |
| Cost of goods sold | 9.15M CNY | — | — | 52.12M CNY | 51.75M CNY |
| Gross profit | 148.54M CNY | 123.77M CNY | 195.08M CNY | 208.27M CNY | 251.94M CNY |
| Selling, general, and administrative | 21.62M CNY | 23.18M CNY | 27.44M CNY | 24.08M CNY | 26.28M CNY |
| Operating expenses | 34.96M CNY | 39.6M CNY | 45.09M CNY | 43.45M CNY | 47.91M CNY |
| Interest income | 167.87M CNY | 196.35M CNY | 236.17M CNY | 250.46M CNY | 269.63M CNY |
| Interest expense | 28.66M CNY | 40.51M CNY | 49.02M CNY | 52.12M CNY | 51.75M CNY |
| Depreciation and amortization | 4.58M CNY | 5.16M CNY | 6.28M CNY | 8.13M CNY | 8.25M CNY |
| Operating income | 104.66M CNY | 84.17M CNY | 149.99M CNY | 137.16M CNY | 151.22M CNY |
| Net income | 60.44M CNY | 62.44M CNY | 92.65M CNY | 93.34M CNY | 116.49M CNY |
Company facts updated Aug 24, 2026.
Earnings
- Latest EPS result
- 0.02
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Corporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
HK$0.0139
2025 complete year-90.2% since 2019
HK$0.1423
2,019
HK$0.0586
2,022
HK$0.0435
2,023
HK$0.0219
2,024
HK$0.0139
2,025
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Jun 27, 2025 | HK$0.0139Annual | Jun 30, 2025 | Aug 29, 2025 |
Dividend | Jun 27, 2024 | HK$0.0219Annual | Jun 28, 2024 | Aug 30, 2024 |
Dividend | Jul 21, 2023 | HK$0.0435Annual | Jul 24, 2023 | Aug 31, 2023 |
Dividend | Jun 30, 2022 | HK$0.0586Annual | Jul 4, 2022 | Sep 1, 2022 |
Dividend | Jul 5, 2019 | HK$0.1423Irregular | Jul 9, 2019 | Sep 10, 2019 |
Ex-dividend Jun 27, 2025
HK$0.0139
Annual
Record Jun 30, 2025 · Payment Aug 29, 2025
Ex-dividend Jun 27, 2024
HK$0.0219
Annual
Record Jun 28, 2024 · Payment Aug 30, 2024
Ex-dividend Jul 21, 2023
HK$0.0435
Annual
Record Jul 24, 2023 · Payment Aug 31, 2023
Ex-dividend Jun 30, 2022
HK$0.0586
Annual
Record Jul 4, 2022 · Payment Sep 1, 2022
Ex-dividend Jul 5, 2019
HK$0.1423
Irregular
Record Jul 9, 2019 · Payment Sep 10, 2019
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