Lifenet Insurance Company (7157.T) stock price, financials & research

Regular session · JST · Market data may be delayed.

Company profile

Lifenet Insurance Company, based in Tokyo, Japan, offers a range of life insurance products and related services to customers across the country. Their diverse portfolio includes term life, comprehensive whole life medical coverage, cancer policies, and insurance against incapacity and disability. Notably, the company employs a direct-to-consumer model, selling its policies primarily through its online platform. Beyond core insurance provision, Lifenet also handles underwriting, provides asset management services, and operates as a business agency. Established in 2006, the company adopted its present name in April 2008, having previously been known as Net Life Planning Co., Ltd.

Industry: Insurance - Life
Sector: Financial Services
Headquarters: JP
CEO: Junpei Yokozawa
Listed since: Mar 15, 2012
Employees: 242

Market position

Day range

Current ¥1,498

¥1,493¥1,525

52-week range

Current ¥1,498

¥1,428¥2,399

Open: ¥1,517
Previous close: ¥1,529
Volume: 253.1K; 0.9× average
Average volume: 280.03K; Average daily volume
Market cap: 120.35B JPY
Beta: 0.45; Market reference 1
50-day average: ¥1,628.88; -8.03% below average
200-day average: ¥1,895.44; -20.97% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value: 148.92B JPY
P/E (TTM): 16.04×
P/B (TTM): 1.27×
P/S (TTM): 3.29×
EV / EBITDA: 11.93×
Earnings yield: 4.98%
Free cash flow yield: 4.95%
Dividend yield: 0.00%

Profitability & efficiency

Gross margin: 80.87%
Operating margin: 29.07%
Net margin: 20.51%
Return on equity: 8.41%
Return on assets: 6.60%
Return on invested capital: 6.59%

Financial health

Debt / equity: 0.01×
Current ratio: 206.05×
Altman Z-score: 4.44
Piotroski F-score: 4 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin

Income trends

Revenue

35.64B JPY+14.77%

Operating income

11.39B JPY+24.08%

Net income

8.04B JPY+34.14%

Metric (JPY)	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	35.64B JPY	31.06B JPY	25.15B JPY	21.03B JPY	21.53B JPY
Cost of goods sold	—	—	—	6.53B JPY	4.26B JPY
Gross profit	35.64B JPY	31.06B JPY	25.15B JPY	14.49B JPY	17.27B JPY
Operating expenses	24.25B JPY	21.88B JPY	16.9B JPY	9.15B JPY	20.59B JPY
Interest expense	17M JPY	13M JPY	2M JPY	3M JPY	—
Depreciation and amortization	1.07B JPY	948M JPY	631M JPY	554M JPY	390M JPY
Operating income	11.39B JPY	9.18B JPY	8.25B JPY	5.34B JPY	−3.31B JPY
Net income	8.04B JPY	5.99B JPY	5.73B JPY	3.56B JPY	−3.32B JPY