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Tokyo Kiraboshi Financial Group, Inc. logo

Tokyo Kiraboshi Financial Group, Inc.

7173.T

JPXFinancial ServicesBanks - Regional

Open in GoAI

Latest quote

¥1,670

−¥43.00 · -2.51%

Aug 24, 2:41 PM JST

7173.T company overview

Regular session · JST · Market data may be delayed.

Company profile

Industry
Banks - Regional
Sector
Financial Services
Headquarters
JP

Market position

Day range

Current ¥1,670

52-week range

Current ¥1,670

Open
¥1,722
Previous close
¥1,713
Volume
724.1K
Market cap
478.05B JPY
50-day average
¥1,703.33
-1.96% below average
200-day average
¥1,399.2
+19.35% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
-299.73B JPY
P/E (TTM)
9.23×
P/B (TTM)
1.11×
P/S (TTM)
2.61×
EV / EBITDA
-4.36×
Earnings yield
12.71%
Free cash flow yield
2.11%
Dividend yield
1.27%

Profitability & efficiency

Gross margin
84.12%
Operating margin
35.21%
Net margin
24.43%
Return on equity
10.00%
Return on assets
0.58%
Return on invested capital
0.58%

Financial health

Debt / equity
0.92×
Current ratio
6.17×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends103%72%41%10%Gross margin, FY2021: 92.64%Gross margin, FY2022: 95.70%Gross margin, FY2023: 94.75%Gross margin, FY2024: 91.30%Gross margin, FY2025: 82.96%Operating margin, FY2021: 25.12%Operating margin, FY2022: 27.16%Operating margin, FY2023: 26.95%Operating margin, FY2024: 30.51%Operating margin, FY2025: 34.21%Net margin, FY2021: 18.44%Net margin, FY2022: 18.02%Net margin, FY2023: 21.11%Net margin, FY2024: 20.92%Net margin, FY2025: 23.82%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 92.64%. Gross margin FY2022 95.70%. Gross margin FY2023 94.75%. Gross margin FY2024 91.30%. Gross margin FY2025 82.96%. Operating margin FY2021 25.12%. Operating margin FY2022 27.16%. Operating margin FY2023 26.95%. Operating margin FY2024 30.51%. Operating margin FY2025 34.21%. Net margin FY2021 18.44%. Net margin FY2022 18.02%. Net margin FY2023 21.11%. Net margin FY2024 20.92%. Net margin FY2025 23.82%.

Income trends

Revenue

177.85B JPY+18.61%

Operating income

60.85B JPY+33.01%

Net income

42.36B JPY+35.06%
Income trends across reported periods193.81B JPY129.95B JPY66.08B JPY2.22B JPYRevenue, FY2021: 98.6B JPYRevenue, FY2022: 117.34B JPYRevenue, FY2023: 121.52B JPYRevenue, FY2024: 149.95B JPYRevenue, FY2025: 177.85B JPYOperating income, FY2021: 24.77B JPYOperating income, FY2022: 31.87B JPYOperating income, FY2023: 32.75B JPYOperating income, FY2024: 45.75B JPYOperating income, FY2025: 60.85B JPYNet income, FY2021: 18.18B JPYNet income, FY2022: 21.15B JPYNet income, FY2023: 25.65B JPYNet income, FY2024: 31.36B JPYNet income, FY2025: 42.36B JPYFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 98.6B JPY. Revenue FY2022 117.34B JPY. Revenue FY2023 121.52B JPY. Revenue FY2024 149.95B JPY. Revenue FY2025 177.85B JPY. Operating income FY2021 24.77B JPY. Operating income FY2022 31.87B JPY. Operating income FY2023 32.75B JPY. Operating income FY2024 45.75B JPY. Operating income FY2025 60.85B JPY. Net income FY2021 18.18B JPY. Net income FY2022 21.15B JPY. Net income FY2023 25.65B JPY. Net income FY2024 31.36B JPY. Net income FY2025 42.36B JPY.
Metric (JPY)FY2025FY2024FY2023FY2022FY2021
Revenue177.85B JPY149.95B JPY121.52B JPY117.34B JPY98.6B JPY
Cost of goods sold30.31B JPY13.04B JPY6.38B JPY5.05B JPY7.26B JPY
Gross profit147.54B JPY136.9B JPY115.14B JPY112.29B JPY91.34B JPY
Selling, general, and administrative—32.95B JPY33.69B JPY30.86B JPY29.46B JPY
Operating expenses86.69B JPY91.16B JPY82.39B JPY80.43B JPY66.57B JPY
Interest income113.35B JPY96.39B JPY83.87B JPY71.67B JPY63.12B JPY
Interest expense26.26B JPY10.28B JPY5.22B JPY3.26B JPY1.18B JPY
Depreciation and amortization7.96B JPY7.87B JPY6B JPY5.78B JPY5.11B JPY
Operating income60.85B JPY45.75B JPY32.75B JPY31.87B JPY24.77B JPY
Net income42.36B JPY31.36B JPY25.65B JPY21.15B JPY18.18B JPY

Company facts updated Aug 24, 2026.

Earnings

Latest EPS result
30.99

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly EPS actual values compared with estimates62.1648.4434.7221Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Q4 2024, reported Nov 1, 2024: actual 26.57, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Jan 31, 2025: actual 32.51, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 1, 2025: actual 43.11, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Jul 30, 2025: actual 23.84, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Oct 31, 2025: actual 54.35, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Jan 30, 2026: actual 34.88, estimate —, surprise —, Comparison unavailable. Q2 2026, reported May 8, 2026: actual 59.32, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Aug 3, 2026: actual 30.99, estimate —, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly Revenue actual values compared with estimates69.45B58.11B46.78B35.44BQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Q4 2024, reported Nov 1, 2024: actual 38.11B JPY, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Jan 31, 2025: actual 40.06B JPY, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 1, 2025: actual 43.86B JPY, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Jul 30, 2025: actual 38.85B JPY, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Oct 31, 2025: actual 50.25B JPY, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Jan 30, 2026: actual 43.38B JPY, estimate —, surprise —, Comparison unavailable. Q2 2026, reported May 8, 2026: actual 66.78B JPY, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Aug 3, 2026: actual 49.7B JPY, estimate —, surprise —, Comparison unavailable.

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ETFs holding 7173.T

Funds reporting this stock among their holdings, ordered by reported position size.

iShares Core TOPIX ETF logoiShares Core TOPIX ETF1475.T
Market value
1.04B
Weight
0.04%
AUM
2.89T JPY
Expense ratio
0.05%
Price / 1D
¥418.4+0.10%
Avantis International Small Cap Value ETF logoAvantis International Small Cap Value ETFAVDV
Market value
76.96M
Weight
0.39%
AUM
20.24B USD
Expense ratio
0.36%
Price / 1D
$111.95+1.06%
Vanguard Total International Stock ETF logoVanguard Total International Stock ETFVXUS
Market value
38.58M
Weight
0.01%
AUM
646.2B USD
Expense ratio
0.05%
Price / 1D
$87.71+0.78%
Vanguard FTSE Developed Markets ETF logoVanguard FTSE Developed Markets ETFVEA
Market value
26.23M
Weight
0.01%
AUM
315B USD
Expense ratio
0.03%
Price / 1D
$73.42+0.80%
iShares Core MSCI EAFE ETF logoiShares Core MSCI EAFE ETFIEFA
Market value
16.67M
Weight
0.01%
AUM
195.14B USD
Expense ratio
0.07%
Price / 1D
$100.85+0.86%
Avantis International Equity ETF logoAvantis International Equity ETFAVDE
Market value
11.45M
Weight
0.06%
AUM
19.1B USD
Expense ratio
0.23%
Price / 1D
$94.26+0.87%
Vanguard FTSE All-World ex-US Small-Cap ETF logoVanguard FTSE All-World ex-US Small-Cap ETFVSS
Market value
10.19M
Weight
0.07%
AUM
13.6B USD
Expense ratio
0.06%
Price / 1D
$160.06+0.43%
iShares MSCI EAFE Small-Cap ETF logoiShares MSCI EAFE Small-Cap ETFSCZ
Market value
8.42M
Weight
0.06%
AUM
13.28B USD
Expense ratio
0.40%
Price / 1D
$86.60+0.70%

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