Japan Post Insurance Co., Ltd. (7181.T) stock price, financials & research

Regular session · JST · Market data may be delayed.

Company profile

Japan Post Insurance Co., Ltd. primarily operates as a life insurance provider within Japan. Beyond its core offerings, the company also furnishes administrative and agency support for other insurance firms, including international ones, as well as for various financial services companies. Additionally, it provides loan guarantees. The company actively participates in financial markets, engaging in the trading of government and government-guaranteed bonds, handling subscriptions for corporate, government, and other bonds, and conducting commissioned management activities. A significant aspect of its business includes the management of postal life insurance policies. Japan Post Insurance distributes its products and services to both individual and corporate clients through a network of agencies and directly managed sales offices. Established in 2006, the company is headquartered in Tokyo, Japan.

Industry: Insurance - Life
Sector: Financial Services
Headquarters: JP
CEO: Toru Onishi
Listed since: Nov 4, 2015
Employees: 18,487

Market position

Day range

Current ¥1,636.5

¥1,622¥1,653.5

52-week range

Current ¥1,636.5

¥1,292.33¥1,797.5

Open: ¥1,652
Previous close: ¥1,651.5
Volume: 1.48M; 0.58× average
Average volume: 2.52M; Average daily volume
Market cap: 1.77T JPY
Beta: 0.05; Market reference 1
50-day average: ¥1,637.92; -0.09% below average
200-day average: ¥1,579.79; +3.59% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value: -2.98T JPY
EV / EBITDA: -9.76×
Earnings yield: 9.69%
Free cash flow yield: -108.31%

Profitability & efficiency

Return on equity: 4.06%
Return on assets: 0.29%
Return on invested capital: 0.27%

Financial health

Current ratio: 8.68×
Altman Z-score: 0.32
Piotroski F-score: 5 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin

Income trends

Revenue

3.08T JPY-12.23%

Operating income

236.19B JPY+101.98%

Net income

168.8B JPY+36.71%

Metric (JPY)	FY2026	FY2025	FY2024	FY2023	FY2022
Revenue	3.08T JPY	3.51T JPY	2.8T JPY	3.15T JPY	3.47T JPY
Cost of goods sold	3.96T JPY	4.13T JPY	4.53T JPY	4.94T JPY	4.92T JPY
Gross profit	−878.36B JPY	−614.24B JPY	−1.74T JPY	−1.79T JPY	−1.45T JPY
Operating expenses	−1.11T JPY	−731.18B JPY	−1.86T JPY	−1.93T JPY	−1.67T JPY
Interest expense	31.1B JPY	13.64B JPY	4.99B JPY	4.64B JPY	2.35B JPY
Depreciation and amortization	38.47B JPY	39.11B JPY	41.22B JPY	39.49B JPY	54.56B JPY
Operating income	236.19B JPY	116.94B JPY	121.24B JPY	137.83B JPY	220.58B JPY
Net income	168.8B JPY	123.47B JPY	87.06B JPY	97.61B JPY	158.06B JPY