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Yokohama Financial Group, Inc. logo

Yokohama Financial Group, Inc.

7186.T

JPXFinancial ServicesBanks - Regional

Open in GoAI

Latest quote

¥1,872

−¥10.50 · -0.56%

Aug 24, 3:30 PM JST

7186.T company overview

Regular session · JST · Market data may be delayed.

Company profile

Company website

Yokohama Financial Group, Inc. functions as a holding company with a varied operational scope. Its business segments encompass banking, securities, leasing, information services and research, and venture capital. The entity commenced operations on April 1, 2016, and is based in Tokyo, Japan.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
JP
CEO
Tatsuya Kataoka
Listed since
Apr 1, 2016
Employees
6,313

Market position

52-week range

Current ¥1,872

Open
¥1,872
Previous close
¥1,882.5
Volume
0
0× average
Average volume
3.58M
Average daily volume
Market cap
2.08T JPY
Beta
0.23
Market reference 1
50-day average
¥1,837.22
+1.89% above average
200-day average
¥1,539.32
+21.61% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

P/E (TTM)
18.88×
P/B (TTM)
1.43×
P/S (TTM)
4.19×
Dividend yield
2.03%

Profitability & efficiency

Gross margin
78.83%
Operating margin
32.37%
Net margin
22.43%

Financial health

Debt / equity
1.76×
Altman Z-score
0.29
Piotroski F-score
7 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends103%72%41%11%Gross margin, FY2022: 95.09%Gross margin, FY2023: 86.24%Gross margin, FY2024: 82.32%Gross margin, FY2025: 80.50%Gross margin, FY2026: 79.43%Operating margin, FY2022: 28.57%Operating margin, FY2023: 26.18%Operating margin, FY2024: 25.12%Operating margin, FY2025: 30.62%Operating margin, FY2026: 32.08%Net margin, FY2022: 19.59%Net margin, FY2023: 18.26%Net margin, FY2024: 18.40%Net margin, FY2025: 21.32%Net margin, FY2026: 22.23%FY2022FY2023FY2024FY2025FY2026
Gross margin FY2022 95.09%. Gross margin FY2023 86.24%. Gross margin FY2024 82.32%. Gross margin FY2025 80.50%. Gross margin FY2026 79.43%. Operating margin FY2022 28.57%. Operating margin FY2023 26.18%. Operating margin FY2024 25.12%. Operating margin FY2025 30.62%. Operating margin FY2026 32.08%. Net margin FY2022 19.59%. Net margin FY2023 18.26%. Net margin FY2024 18.40%. Net margin FY2025 21.32%. Net margin FY2026 22.23%.

Income trends

Revenue

479.29B JPY+23.40%

Operating income

153.75B JPY+29.29%

Net income

106.52B JPY+28.64%
Income trends across reported periods521.83B JPY351.67B JPY181.5B JPY11.34B JPYRevenue, FY2022: 275.11B JPYRevenue, FY2023: 307.64B JPYRevenue, FY2024: 363.82B JPYRevenue, FY2025: 388.4B JPYRevenue, FY2026: 479.29B JPYOperating income, FY2022: 78.58B JPYOperating income, FY2023: 80.53B JPYOperating income, FY2024: 91.39B JPYOperating income, FY2025: 118.92B JPYOperating income, FY2026: 153.75B JPYNet income, FY2022: 53.88B JPYNet income, FY2023: 56.16B JPYNet income, FY2024: 66.93B JPYNet income, FY2025: 82.81B JPYNet income, FY2026: 106.52B JPYFY2022FY2023FY2024FY2025FY2026
Revenue FY2022 275.11B JPY. Revenue FY2023 307.64B JPY. Revenue FY2024 363.82B JPY. Revenue FY2025 388.4B JPY. Revenue FY2026 479.29B JPY. Operating income FY2022 78.58B JPY. Operating income FY2023 80.53B JPY. Operating income FY2024 91.39B JPY. Operating income FY2025 118.92B JPY. Operating income FY2026 153.75B JPY. Net income FY2022 53.88B JPY. Net income FY2023 56.16B JPY. Net income FY2024 66.93B JPY. Net income FY2025 82.81B JPY. Net income FY2026 106.52B JPY.
Metric (JPY)FY2026FY2025FY2024FY2023FY2022
Revenue479.29B JPY388.4B JPY363.82B JPY307.64B JPY275.11B JPY
Cost of goods sold98.58B JPY75.73B JPY64.32B JPY42.34B JPY13.51B JPY
Gross profit380.71B JPY312.67B JPY299.49B JPY265.29B JPY261.59B JPY
Selling, general, and administrative—52.5B JPY50.17B JPY46.63B JPY47.77B JPY
Operating expenses226.96B JPY193.75B JPY208.1B JPY184.76B JPY183.01B JPY
Interest income355.14B JPY274.2B JPY240.84B JPY197.06B JPY172.12B JPY
Interest expense94.87B JPY66.17B JPY54.13B JPY29.25B JPY5.41B JPY
Depreciation and amortization15.26B JPY12.77B JPY13.27B JPY13.15B JPY13.72B JPY
Operating income153.75B JPY118.92B JPY91.39B JPY80.53B JPY78.58B JPY
Net income106.52B JPY82.81B JPY66.93B JPY56.16B JPY53.88B JPY

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
100%
11 beats, 0 misses, 0 met estimates
Average EPS surprise
+9.04%
11 comparable reports
Latest EPS result
28.81
Estimate 28.7 · Beat by 0.38%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates33.827.0820.3613.64Q1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 5, 2025: actual 16.02, estimate 15.95, surprise +0.44%, Beat. Q2 2025, reported May 12, 2025: actual 17.01, estimate 15.03, surprise +13.17%, Beat. Q3 2025, reported Aug 5, 2025: actual 23.68, estimate 21.17, surprise +11.86%, Beat. Q4 2025, reported Nov 13, 2025: actual 25.67, estimate 22.47, surprise +14.24%, Beat. Q1 2026, reported Feb 5, 2026: actual 26.49, estimate 23.17, surprise +14.33%, Beat. Q2 2026, reported May 12, 2026: actual 19.31, estimate 17.91, surprise +7.82%, Beat. Q3 2026, reported Aug 5, 2026: actual 28.81, estimate 28.7, surprise +0.38%, Beat. Q4 2026, reported Nov 6, 2026: actual —, estimate 32.41, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates139.71B112.67B85.62B58.58BQ1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 5, 2025: actual 98.63B JPY, estimate 64.17B JPY, surprise +53.70%, Beat. Q2 2025, reported May 12, 2025: actual 87.25B JPY, estimate 64.81B JPY, surprise +34.62%, Beat. Q3 2025, reported Aug 5, 2025: actual 90.82B JPY, estimate 72.43B JPY, surprise +25.38%, Beat. Q4 2025, reported Nov 13, 2025: actual 123.49B JPY, estimate 73.38B JPY, surprise +68.29%, Beat. Q1 2026, reported Feb 5, 2026: actual 118.54B JPY, estimate 75.57B JPY, surprise +56.85%, Beat. Q2 2026, reported May 12, 2026: actual 134.12B JPY, estimate 73.03B JPY, surprise +83.65%, Beat. Q3 2026, reported Aug 5, 2026: actual 127.41B JPY, estimate 88.5B JPY, surprise +43.97%, Beat. Q4 2026, reported Nov 6, 2026: actual —, estimate 93.69B JPY, surprise —, Comparison unavailable.

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

¥33.00

2025 complete year+94.1% since 2021

2026 partial: ¥21.00

* Partial calendar year in the available dividend history.

Corporate action history

DividendUpcoming

Ex-dividend Sep 29, 2026

¥23.00

Semi-Annual

Record Sep 30, 2026 · Payment Sep 29, 2026

DividendUpcoming

Ex-dividend Mar 30, 2027

¥24.00

Semi-Annual

Record Mar 31, 2027 · Payment Mar 30, 2027

Dividend

Ex-dividend Mar 30, 2026

¥21.00

Semi-Annual

Record Mar 31, 2026 · Payment May 28, 2026

Dividend

Ex-dividend Sep 29, 2025

¥17.00

Semi-Annual

Record Sep 30, 2025 · Payment Dec 1, 2025

Dividend

Ex-dividend Mar 28, 2025

¥16.00

Semi-Annual

Record Mar 31, 2025 · Payment May 28, 2025

Dividend

Ex-dividend Sep 27, 2024

¥13.00

Semi-Annual

Record Sep 30, 2024 · Payment Dec 2, 2024

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ETFs holding 7186.T

Funds reporting this stock among their holdings, ordered by reported position size.

iShares Core TOPIX ETF logoiShares Core TOPIX ETF1475.T
Market value
4.92B
Weight
0.17%
AUM
2.89T JPY
Expense ratio
0.05%
Price / 1D
¥417.7-0.07%
iShares Core Nikkei 225 ETF logoiShares Core Nikkei 225 ETF1329.T
Market value
2.02B
Weight
0.10%
AUM
2.12T JPY
Expense ratio
0.05%
Price / 1D
¥6,789-0.77%
iShares JPX-Nikkei 400 ETF logoiShares JPX-Nikkei 400 ETF1364.T
Market value
1.44B
Weight
0.24%
AUM
592.34B JPY
Expense ratio
0.05%
Price / 1D
¥3,7610.00%
Vanguard Total International Stock ETF logoVanguard Total International Stock ETFVXUS
Market value
172.75M
Weight
0.03%
AUM
646.2B USD
Expense ratio
0.05%
Price / 1D
$87.20-0.58%
Vanguard FTSE Developed Markets ETF logoVanguard FTSE Developed Markets ETFVEA
Market value
114.8M
Weight
0.04%
AUM
315B USD
Expense ratio
0.03%
Price / 1D
$73.06-0.49%
iShares Core MSCI EAFE ETF logoiShares Core MSCI EAFE ETFIEFA
Market value
87.82M
Weight
0.05%
AUM
195.14B USD
Expense ratio
0.07%
Price / 1D
$100.67-0.18%
iShares MSCI Japan ETF logoiShares MSCI Japan ETFEWJ
Market value
49.41M
Weight
0.22%
AUM
22.49B USD
Expense ratio
0.49%
Price / 1D
$94.84-0.36%
JPMorgan BetaBuilders Japan ETF logoJPMorgan BetaBuilders Japan ETFBBJP
Market value
44.34M
Weight
0.23%
AUM
18.96B USD
Expense ratio
0.19%
Price / 1D
$76.60-0.35%

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