ARUHI Corporation (7198.T) stock price, financials & research

Regular session · JST · Market data may be delayed.

Company profile

ARUHI Corporation, established in Tokyo, Japan in 2000, primarily functions as a specialized mortgage lender. Its core activities involve the origination and intermediation of home loans. Additionally, the company provides a range of ancillary services, including insurance offerings and acting as a bank agent. ARUHI is also active in the real estate sector, where it develops and operates technology platforms, offers brokerage services for residential properties, and delivers expert consulting on mortgage financing and property transactions. Furthermore, it supports its mortgage customers with various consumer services designed to assist with home acquisition, moving logistics, and even car leasing. The entity, initially known as SBI Mortgage Co., Ltd., adopted the name ARUHI Corporation in May 2015.

Industry: Financial - Mortgages
Sector: Financial Services
Headquarters: JP
CEO: Tsutomu Ikuma
Listed since: Dec 14, 2017
Employees: 522

Market position

Day range

Current ¥847

¥842¥850

52-week range

Current ¥847

¥767¥950

Open: ¥847
Previous close: ¥845
Volume: 78.2K; 0.56× average
Average volume: 138.61K; Average daily volume
Market cap: 37.65B JPY
Beta: 0.26; Market reference 1
50-day average: ¥805.58; +5.14% above average
200-day average: ¥853.52; -0.76% below average

Financials

Financial snapshot

Latest / TTM

Financial health

Altman Z-score: 1.41
Piotroski F-score: 3 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin

Income trends

Revenue

25.09B JPY+22.94%

Operating income

2.75B JPY+13.35%

Net income

1.8B JPY-5.41%

Metric (JPY)	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	25.09B JPY	—	20.41B JPY	—	—
Cost of goods sold	9.02B JPY	4.65B JPY	4.62B JPY	3.56B JPY	3.55B JPY
Gross profit	16.06B JPY	−4.65B JPY	15.78B JPY	−3.56B JPY	−3.55B JPY
Selling, general, and administrative	—	13.95B JPY	11.41B JPY	13.88B JPY	14.71B JPY
Operating expenses	13.31B JPY	−7.08B JPY	13.08B JPY	−7.68B JPY	−9.7B JPY
Interest expense	—	4.65B JPY	3.74B JPY	3.56B JPY	3.55B JPY
Depreciation and amortization	1.78B JPY	1.51B JPY	1.58B JPY	1.53B JPY	1.48B JPY
Operating income	2.75B JPY	2.43B JPY	2.78B JPY	4.12B JPY	6.15B JPY
Net income	1.8B JPY	1.9B JPY	1.52B JPY	2.82B JPY	4.24B JPY

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate: 55%; 6 beats, 5 misses, 0 met estimates
Average EPS surprise: -2.59%; 11 comparable reports
Latest EPS result: 9.88; Estimate 13.3 · Miss by 25.71%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

¥40.00

2025 complete year-33.3% since 2021

2026 partial: ¥20.00

¥60.00

2,021

¥60.00

2,022

¥45.00

2,023

¥40.00

2,024

¥40.00

2,025

¥20.00

2,026*

* Partial calendar year in the available dividend history.

Corporate action history

Action	Ex-dividend date	Details	Record date	Payment date
DividendUpcoming	Sep 29, 2026	¥20.00Semi-Annual	Sep 30, 2026	Sep 29, 2026
DividendUpcoming	Mar 30, 2027	¥20.00Semi-Annual	Mar 31, 2027	Mar 30, 2027
Dividend	Mar 30, 2026	¥20.00Semi-Annual	Mar 31, 2026	Jun 24, 2026
Dividend	Sep 29, 2025	¥20.00Semi-Annual	Sep 30, 2025	Dec 15, 2025
Dividend	Mar 28, 2025	¥20.00Semi-Annual	Mar 31, 2025	Jun 25, 2025
Dividend	Sep 27, 2024	¥20.00Semi-Annual	Sep 30, 2024	Dec 11, 2024