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IRRC Corporation

7325.T

JPXFinancial ServicesInsurance - Life

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Latest quote

¥697

¥0.00 · 0.00%

Aug 24, 3:30 PM JST

7325.T company overview

Regular session · JST · Market data may be delayed.

Company profile

Company website

Headquartered in Tokyo, Japan, IRRC Corporation operates as a prominent life insurance agency within the country. The company not only distributes its products through proprietary retail locations but also provides non-life insurance brokerage and essential sales support services to the broader insurance sector. Furthermore, IRRC develops and supplies sophisticated technological tools designed for the insurance industry. These include Smart OCR for electronic document management, the Hoken IQ System for insurance analysis and search, AS-BOX for streamlining insurance applications, and the AS System, which aids financial institutions and various insurance agencies in analyzing life insurance scenarios and formulating proposals. The corporation has been in operation since its founding in 1995.

Industry
Insurance - Life
Sector
Financial Services
Headquarters
JP
CEO
Ryuji Katsumoto
Listed since
Sep 25, 2018
Employees
643

Market position

Day range

Current ¥697

52-week range

Current ¥697

Open
¥692
Previous close
¥697
Volume
2.5K
0.39× average
Average volume
6.35K
Average daily volume
Market cap
5.7B JPY
Beta
0.24
Market reference 1
50-day average
¥688.64
+1.21% above average
200-day average
¥813.28
-14.30% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
3.87B JPY
P/E (TTM)
14.51×
P/B (TTM)
1.17×
P/S (TTM)
0.52×
EV / EBITDA
3.55×
Earnings yield
7.27%
Free cash flow yield
10.60%
Dividend yield
4.59%

Profitability & efficiency

Gross margin
71.17%
Operating margin
6.32%
Net margin
3.39%
Return on equity
10.05%
Return on assets
6.11%
Return on invested capital
7.07%

Financial health

Debt / equity
0.14×
Current ratio
6.24×
Altman Z-score
4.32
Piotroski F-score
5 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends92%59%25%-8%Gross margin, FY2021: 83.36%Gross margin, FY2022: 83.53%Gross margin, FY2023: 78.63%Gross margin, FY2024: 74.49%Gross margin, FY2025: 68.27%Operating margin, FY2021: 8.04%Operating margin, FY2022: 3.13%Operating margin, FY2023: 6.25%Operating margin, FY2024: 7.87%Operating margin, FY2025: 6.41%Net margin, FY2021: 4.92%Net margin, FY2022: 0.27%Net margin, FY2023: 4.44%Net margin, FY2024: 4.62%Net margin, FY2025: 3.58%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 83.36%. Gross margin FY2022 83.53%. Gross margin FY2023 78.63%. Gross margin FY2024 74.49%. Gross margin FY2025 68.27%. Operating margin FY2021 8.04%. Operating margin FY2022 3.13%. Operating margin FY2023 6.25%. Operating margin FY2024 7.87%. Operating margin FY2025 6.41%. Net margin FY2021 4.92%. Net margin FY2022 0.27%. Net margin FY2023 4.44%. Net margin FY2024 4.62%. Net margin FY2025 3.58%.

Income trends

Revenue

10.96B JPY+16.33%

Operating income

703M JPY-5.21%

Net income

392M JPY-9.98%
Income trends across reported periods12.06B JPY7.68B JPY3.3B JPY−1.08B JPYRevenue, FY2021: 5.2B JPYRevenue, FY2022: 6B JPYRevenue, FY2023: 7.92B JPYRevenue, FY2024: 9.42B JPYRevenue, FY2025: 10.96B JPYOperating income, FY2021: 418.16M JPYOperating income, FY2022: 187.89M JPYOperating income, FY2023: 495.43M JPYOperating income, FY2024: 741.62M JPYOperating income, FY2025: 703M JPYNet income, FY2021: 255.98M JPYNet income, FY2022: 16.04M JPYNet income, FY2023: 351.62M JPYNet income, FY2024: 435.45M JPYNet income, FY2025: 392M JPYFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 5.2B JPY. Revenue FY2022 6B JPY. Revenue FY2023 7.92B JPY. Revenue FY2024 9.42B JPY. Revenue FY2025 10.96B JPY. Operating income FY2021 418.16M JPY. Operating income FY2022 187.89M JPY. Operating income FY2023 495.43M JPY. Operating income FY2024 741.62M JPY. Operating income FY2025 703M JPY. Net income FY2021 255.98M JPY. Net income FY2022 16.04M JPY. Net income FY2023 351.62M JPY. Net income FY2024 435.45M JPY. Net income FY2025 392M JPY.
Metric (JPY)FY2025FY2024FY2023FY2022FY2021
Revenue10.96B JPY9.42B JPY7.92B JPY6B JPY5.2B JPY
Cost of goods sold3.48B JPY2.4B JPY1.69B JPY989.1M JPY865.27M JPY
Gross profit7.48B JPY7.02B JPY6.23B JPY5.02B JPY4.33B JPY
Research and development——10M JPY——
Selling, general, and administrative—6.63B JPY5.74B JPY——
Operating expenses6.78B JPY6.63B JPY5.73B JPY4.83B JPY3.92B JPY
Interest income4.65M JPY1.03M JPY265K JPY292K JPY275K JPY
Interest expense4.81M JPY—770K JPY79K JPY176K JPY
Depreciation and amortization441.11M JPY348.09M JPY300.07M JPY266.35M JPY237.27M JPY
Operating income703M JPY741.62M JPY495.43M JPY187.89M JPY418.16M JPY
Net income392M JPY435.45M JPY351.62M JPY16.04M JPY255.98M JPY

Company facts updated Aug 24, 2026.

Corporate actions

Corporate action history

Stock split

Effective Mar 27, 2019

2:1

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